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As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844
BAKERSFIELD, Calif. — U.S. Customs and Border Protection officers executed the second largest methamphetamine bust recently along the southwest borders in CBP's history, according to the U.S. Drug Enforcement Administration.A press release states that a driver of a tractor-trailer with a "shipment that was manifested as medical supplies," pulled up to the Otay Mesa cargo border in San Diego Friday morning. An agent there at the time decided to pull the truck over for a more thorough inspection. Imagining systems, similar to an x-ray, were used to investigate the trailer and revealed suspicious components in the back of the trailer.Officers offloaded more than 1,800 packages mixed with medical supplies. That's when they discovered more than 3,100 pounds of methamphetamine, 64 pounds of heroin, 29 pounds of fentanyl powder, and almost 37 pounds of fentanyl pills. The narcotics are estimated to have a street value of .2 million, according to the press release.“This massive seizure is a testament of what law enforcement agencies can do when we combine forces – prevent over million worth of deadly drugs from entering our country; thus saving countless lives from addiction and overdose deaths,” said DEA Special Agent in Charge John W. Callery. 1271
AURORA, Colo. – Aurora Interim Chief of Police Vanessa Wilson has opened an internal affairs investigation in connection with the alleged behavior of several police officers at the site where Elijah McClain was approached and arrested by police last year.In a statement, Wilson said she learned Thursday "of allegations by an Aurora Police Officer alleging multiple Aurora Police officers were depicted in photographs near the site where Elijah McClain died."The cryptic late-night statement by Wilson does not go into details about what those photographs show, but they were serious enough to immediately order an internal affairs investigation. That investigation was completed Monday evening, Wilson said.The officers involved were all placed on paid administrative leave in non-enforcement capacities, according to a prepared statement.The investigation will be “publicly released in its entirety promptly upon its conclusion,” said Wilson, adding the investigation will include reports, photographic evidence, officer’s names, “and my final determination which can rise to the level of termination.”Monday’s announcement is the latest in a series of public relations disasters over the past year for the embattled police department.Earlier Monday, Wilson spoke to KMGH and other local news outlets after her officers pepper-sprayed protesters during a Saturday demonstration in which hundreds gathered to demand justice in the death of the 23-year-old, who died after the encounter with police in August of last year. Wilson made no mention of this internal affairs investigation Monday evening, despite pledging to show transparency and rebuild trust in the department when she took on the job at the beginning of the year.Wilson defended the actions of the officers, claiming agitators were throwing rocks at officers and were trying to breach fences protecting the Aurora Police Department headquarters.Aurora Mayor Mike Coffman has called for a special city council meeting Tuesday to hear from police about their response to Saturday's protests over the death of Elijah McClain.This story was originally published by óscar Contreras at KMGH. 2159
As of Tuesday, Petco says they no longer sell electronic "shock" collars and have removed them from its shelves and website.The company said they stopped selling the human- and bark-activated electronic pet collars in a press release on Tuesday because they wanted to strengthen their commitment to positive reinforcement training methods. They also wanted to solidify their evolution from "a leading pet specialty retailer to a category-defining health and wellness partner" for animals and their owners."Electricity may be critical to powering your microwave, but it has no role for the average pet parent training their dog," said Petco CEO Ron Coughlin in the press release. "Shock collars have been shown to increase fear, anxiety, and stress in dogs, and we believe there's a better way – Positive Reinforcement Training."The San Diego-based company is also calling on the pet industry and consumers to join in its newly launched "Stop the Shock" online campaign that will create "responsible regulation for the retail sale of shock collars to general consumers."Along with today's announcement, Petco also launched a new look declaring itself "Petco, The Health + Wellness Co." to reflect how they've evolved into a health and wellness company."As a health and wellness company, our mission is focused on improving pet lives, and we think selling shock collars does the opposite," Coughlin said in the news release. "It's our responsibility to ensure that we, and others, aren't putting potentially harmful products in the wrong hands." 1551
Attention 'Rick and Morty' fans: McDonald's will be bringing back Szechuan Sauce.The company will announce details on when and where the sauce will return on Thursday in a three-part podcast series called "The Sauce.""We're doing more than simply bringing back the sauce. We know there were many unanswered questions and even more unbelievable stories from last year's Szechuan saga," the company said on its website.The "saga" refers to last year's incident where the company released the sauce for a very limited release, causing fans that had been waiting for hours to go home empty-handed.We heard you and have been working tirelessly to bring back The Sauce. On 2/22, we announce when/where Szechuan Sauce will return, but also answer the burning question: “What happened to The Sauce?!” To find out, visit https://t.co/Gcrq5kM71E or download the podcast series. pic.twitter.com/ezHbAqL82i— McDonald's (@McDonalds) February 20, 2018 950