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As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844

As the Miami Marlins and Philadelphia Phillies prepare to return to play following a week hiatus, the St. Louis Cardinals will be forced to sit out for another few days.On Monday, MLB announced it has postponed this week's three-game series between St. Louis and Detroit following a number of Cardinals players testing positive for the coronavirus late last week. The Cardinals' COVID-19 outbreak was the second COVID-19 rash MLB has encountered since resuming the season 11 days ago.According to MLB, 13 members of the Cardinals, including players and staff, have tested positive for the virus. The team has been holed up in Milwaukee since Thursday and remains quarantined there. The team is slated to resume play on Friday in St. Louis against the Cubs.The start of the coronavirus-shortened MLB season has been bumpy as several prominent players have opted to walk away from the season. Most notably, Mets star slugger Yoenis Cespedes said Sunday he would no longer participate in the 2020 season over coronavirus concerns.Earlier in the weekend, Red Sox ace Eduardo Rodriguez declined to return to baseball after facing complications from the coronavirus. Rodriguez told MassLive that he discovered a heart condition following his bout with the virus. 1264

AUBURN HILLS, Mich. — Authorities in Michigan say two people broke into a shed under a billboard, hacked into a computer and put pornography on a digital billboard along I-75 over the weekend. 200

Attorney Michael Avenatti has been placed under arrest on suspicion of felony domestic violence and was booked early Wednesday evening.Los Angeles Police Department officer Jeff Lee said the domestic violence report was taken on Tuesday in West Los Angeles and the arrest was made Wednesday."We can confirm that today LAPD Detectives arrested Michael Avenatti on suspicion of domestic violence. This is an ongoing investigation and we will provide more details as they become available," the LAPD Twitter account posted Wednesday.In a statement, Avenatti called the allegations "completely bogus.""I wish to thank the hard working men and woman of the LAPD for their professionalism they were only doing their jobs in light of the completely bogus allegations against me," he said. "I have never been physically abusive in my life nor was I last night. Any accusations to the contrary are fabricated and meant to do harm to my reputation. I look forward to being fully exonerated."Avenatti posted ,000 bail and left police custody Wednesday evening. He told reporters waiting outside the station, "I have never struck a woman. I never will strike a woman.""I am confident I will be fully exonerated," he added.The alleged domestic assault incident was first reported by TMZ.Avenatti emerged this year as a regular antagonist of President Donald Trump, beginning with his legal representation of Stormy Daniels and his frequent media appearances. For months, he has publicly flirted with a potential bid for the Democratic presidential nomination to challenge Trump in 2020.The alleged domestic violence incident could dash Avenatti's prospects as a potential insurgent Democratic candidate and clash with the image he has presented of himself as an advocate for women, including Daniels in her clash with Trump and an accuser against recently confirmed Justice Brett Kavanaugh.The Vermont Democratic Party canceled Avenatti's appearances for Friday and Saturday following his arrest, and it will refund all ticket sales, said Christopher Di Mezzo, the party's communications director.The decision to cancel the events was made "almost immediately after the news broke," he said.The allegation would also mark another legal issue for the California attorney, whose firm settled a case with the IRS in July and was ordered?last month to pay a multimillion-dollar judgment over debt to a former law partner.Following his representation of Julie Swetnick for her allegations against Kavanaugh, Senate Judiciary Chairman Chuck Grassley said in October that he was referring Avenatti and Swetnick to the Justice Department. Avenatti said at the time that the referral was "baseless." Several Democrats said in the wake of Kavanaugh's confirmation that Avenatti and Swetnick's involvement damaged their efforts?to prevent Kavanaugh's confirmation -- a charge Avenatti denied. 2914

As more businesses open up, along with schools and colleges, there are still some hurdles many people need to get over when it comes to fears associated with COVID-19.Fox 17 spoke with Psychologist Dr. Lyndsay Volpe-Bertram from Spectrum Health about these fears."I don't think six or seven months ago any of us thought we'd be still in this current state," Dr. Volpe-Bertram explained, adding that the differences in the way people are handling the precautions is adding another layer of stress. "I think that range of reaction and behavior is also contributing to our overall stress because everybody is kind of taking a different approach to it."To address a balance, Dr. Volpe-Bertram recommends what's called "Ongoing Calculated Risk Assessment", similar to what many call risk vs. reward."We are looking at it as, 'Is this worth it to me?' Is what I'm going to get as a benefit back from having this experience or putting myself out there in some way, is that worth the possible exposure?", asked Dr. Volpe-Bertram.Essentially she recommends we be efficient and choosy in everything we do, even in socializing or explaining."Rather than saying, 'We have to say yes to everything'. Help us identify what are the most important events for us to be attending? Who are the most important people that we want to spend our time with?"Dr. Volpe-Bertram reminds, as the weather turns and flu season fast approaches, not to stress about it, but instead prepare for more mental well-being."It's important for us to start thinking about what our coping strategies are going to be in the Winter and how are we going to keep ourselves busy. Because we don't want people to stay holed-up in their houses, fearful of going out to places. But we want them to move and feel more comfortable in ways that are safe," said Dr. Volpe-Bertram.This story was first reported by Derek Francis at WXMI in Grand Rapids, Michigan. 1916

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