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New plans for student loan debt forgiveness are being proposed as President-elect Joe Biden prepares to take office in just a few weeks. Many of those with student loans, as well as many economists, are hopeful some form of student loan debt forgiveness will pass.“I think it is one of the most accessible ways President-elect Joe Biden has to stimulate the economy,” said Suzanne Kahn, director of education, jobs, and worker power at the Roosevelt Institute in New York.In an interview covering the possible benefits of student loan debt forgiveness, Kahn explained the two ways in which the Biden can get the debt forgiven. One, he can push for Congress to include this debt relief in the next stimulus package, or two, he can take executive action. Either option could eliminate student loan debt for roughly 15 million borrowers and reduce the debt of another 30 million Americans.The president-elect is currently focused on pushing for ,000 to be forgiven in the next stimulus bill and has not said if he would actually consider executive action. However, he has also not refuted that option either.The latter option is certainly the more controversial way to get this debt forgiven, although many Democrats argue it is still legal and fully within a president’s power to do so. Many high-ranking Democrats in Congress explain Biden would have the authority to do this through the Higher Education Act.Experts like Kahn believe it is more likely that Congress will not agree on any amount of student loan debt forgiveness and Biden will take executive action.“I think that it is through executive action, or at least the first movement we see around it will be executive action,” said Kahn. “That really is because the federal government owes 95 percent of student debt, and the Secretary of Education has the ability to cancel it.”“My stance is that it is not inevitable,” said Neal McClusky, director of the Center for Educational Freedom at the Cato Institute.McClusky believes a third option is that no form of student loan debt forgiveness is passed, while he concedes there is a chance that Biden could issue an executive order forgiving student loan forgiveness. However, he also points out that option could be challenged in the courts with some questioning his authority through the Higher Education Act.“There seems to be straws that he can grab and say, ‘Look, this gives me the authority to just write off this debt.’ Other people say it is not clear in the law that he can do that,” said McClusky. “So, what would be the most likely outcome is that he would try. If he were to try and cancel student loan debt through executive action, it would end up in court and would be a pretty long court battle.”So, at the end of the day, where do we really stand with student loan debt forgiveness? The consensus is that it is more likely than ever before that some form of student loan debt will be forgiven, but we’re still nowhere close to a guarantee that will actually happen anytime soon.“I don’t think it is inevitable, but I do think it is important that it is on the table,” said Kahn. 3115

New York Gov. Andrew Cuomo has signed into law Thursday a bill that prohibits the sale of the Confederate flag and other "symbols of hate" at the New York State Fair, and bans the display of those items in public buildings.The bill was sponsored by state Sen. Alessandra Biaggi, D-Bronx, Westchester, and "prohibits the state of New York from selling or displaying symbols of hate or any similar image, or tangible personal property, inscribed with such an image unless the image appears in a book, digital medium, museum or serves an educational or historical purpose."According to the bill, a "symbol of hate" is defined as "symbols of white supremacist and neo-Nazi ideology or the Battle Flag of the Confederacy."The bill also empowers the Commissioner of the Department of Agriculture and Markets to prohibit the sale of "symbols of hate" at any other fairs in New York that receive federal, local or state funding."This bill would limit the display of the Confederate flag, as well as other symbols of hate, on or within the grounds of public property, including fairgrounds. Further, it makes clear that New York State will not tolerate racism, exclusion, oppression, and violence through the display of such antagonistic and deeply hurtful symbols," the bill said.Click here to read the full text of the bill.This story was originally published by Anthony Reyes on WKBW in Buffalo, New York. 1407

NEW YORK (AP) — Stocks fell sharply on Wall Street Thursday as high-flying technology companies took a tumble after months of spectacular gains. The benchmark S&P 500 lost 3.5%, its biggest loss since June, and the tech-heavy Nasdaq fell 5%. Both indexes set record highs a day earlier. Apple, the most valuable U.S. company, slumped 8%. Big Tech companies have made outsize gains this year as investors bet that they would continue posting huge profits, even with many coronavirus restrictions still in place, as people spend more time online with their devices. Some worry those tech companies will be hit hard in a souring US-China relationship and any future tariffs, according to CNN. Treasury yields fell as cautious investors shifted money into bonds. 770

New York City is painting the town…white! But the paint isn’t for aesthetics. The city is coating rooftops in order to reduce the internal temperature of a building by 30 percent."Painting a rooftop reflects the sun's radiant energy on the building,” explains Gregg Bishop, commissioner with NYC Small Business Services.Bishop says this reduces air conditioning costs.The initiative is called Cool Roofs. Officials say the initiative is helping to reduce the impact New York has on the climate, while lowering energy costs."Here in the city, we're facing temperatures that can be up to 22 degrees hotter than surrounding rural and suburban areas," says Jainey Bavishi, with the Mayor’s Office of Recovery and Resiliency.Since the program launched, they've covered 9 million square feet of rooftops.A similar initiative launched recently in Los Angeles, where they're testing reflective streets. The trend is growing. Academic research shows reflective surfaces do make a difference."What some of my own work has found out is that cool roofs are actually very effective at decreasing, for example, summertime temperatures, on the order of 1 to 3 degrees which is quite significant," explains Dr. Matei Georgescu, with the Global Institute of Sustainability at Arizona State University.While there are definitely benefits to making surfaces like this rooftop reflective, researchers say there may be some downsides as well."If you deploy highly reflective roofs, you're now assuming high reflectivity during the entire winter,” says Dr. Georgescu. “In other words, you're making things a lot colder than normally they would have been.”Dr. Georgescu studies reflective surfaces and says it could mean higher heating costs in the winter."We don't wanna give back 50 percent of these benefits during the winter."He says a possible solution might be reflective covers that would be removable during cold months.The city says any higher heating bills in the winter have been negligible. For now, officials have no plans to cool down the Cool Roofs program. 2067

NEW YORK — A judge says Mary Trump can talk about the highly critical book she wrote about her uncle over the objections of President Donald Trump's brother. The ruling was issued late Monday by Judge Hal B. Greenwald in Poughkeepsie. The judge reversed orders he had issued temporarily blocking Mary Trump and her publisher, Simon & Schuster, from publishing or distributing a tell-all book about the president. An appeals judge had already lifted the order blocking Simon & Schuster. The book, “Too Much and Never Enough: How My Family Created the World’s Most Dangerous Man,” was originally to be published at the end of July. The publisher announced last week it would be published Tuesday. Simon & Schuster and a lawyer for Mary Trump praised the ruling. 779