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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It’s all hands on deck during harvest time at Infinite Harvest.This indoor, hydroponic farm in Colorado specializes in microgreens, young vegetables grown in a controlled environment and cropped shortly after they’ve sprouted.Production manager Luke Blough says microgreen sales have quadrupled in the past nine months with more consumers becoming more health, sustainability and environmentally conscious.“We kind of check all three of those boxes,” he said. “Our microgreen products are very nutrient dense; very flavorful. They’re sustainably grown locally and we have less environmental impact.”There's less environmental impact because of the way they’re grown. Stacking shelves of microgreens and growing them under LED lights means using about 95% less land than traditional farming.This method is catching on nationally.“Consumers are becoming more interested in microgreens,” said Sarah A. Johnson, Ph.D., with the food science and human nutrition department at Colorado State University. “They’re a relatively new agricultural food crop.”.In addition to the nutritional and environmental benefits, Johnson’s team found that microgreens could have major impacts in urban areas by making fresh produce more easily available to areas considered food deserts.“I think they have a lot of potential to kind of pop up all over the place,” she said. “Not just with these large companies but with smaller sort of pop-up, start-up companies as well.”As more farmers look to avoid unpredictable weather and leave less of a carbon footprint, experts predict microgreen consumption will continue growing nationwide“There are a couple of things we can do in a controlled environment that you can’t really do when you’re at the mercy of Mother Nature,” Blough said. 1768

INDIANAPOLIS -- Jared Fogle is now asking for  million as remuneration for a “conspiracy” to rob him of his fortune he says was orchestrated by judges, the U.S. attorney’s office, FBI investigators and the attorney general of the United States.   Fogle’s latest filing was entered by the court on Monday. In it, the former Subway pitchman – now serving more than 15 years on charges of child porn and sexual conduct with a minor – alleges federal Judge Tanya Walton-Pratt, who sentenced him to prison, two members of the 7th Circuit Court of Appeals, an Illinois U.S. district court judge and both of his lawyers undertook a “scheme to defraud” Fogle by tricking him into pleading guilty to a false charge.READ | Full?Fogle?plea agreementIn addition to his wrongful imprisonment, Fogle claims he suffered at least million in damages. The suit asks the government to grant him threefold damages as remuneration in the sum of million.The claim – which purports to outline a sprawling RICO case involving fraudulent search warrants, bogus charges and ill-gotten advice from attorneys to agree to pay .4 million in restitution to Fogle’s juvenile victims (at least million of which Fogle had already paid prior to his sentencing) – is the latest attempt by Fogle to get out of the plea he entered in November 2015.Previous such attempts – an apparent “sovereign citizen” defense rejected in November, the demonstrably false claim that Judge Pratt was “biased” because of her two teenage daughters at the time of the sentencing (she had none), and the argument that he pleaded guilty to an “unconstitutional” charge of conspiracy –  have so far been unsuccessful. In addition to this most recent filing, Fogle also has two open civil cases against Pratt and the U.S. government arguing he should be released.Fogle is joined in the RICO case claim by two other defendants: James Nathan Fry and Frank Edwin Pate.Pate, a former resident of Bonham, Texas, was sentenced to 210 months in federal prison in November 2015 for wire and mail fraud in connection to a foreign currency trading scheme and ordered to pay .8 million in restitution.Fry was sentenced in October 2013 to more than 17 years in prison and to pay million in restitution for his role in a .65 billion Ponzi scheme, according to the Star Tribune in Minneapolis.Pate and Fry are asking for million and 4 million in restitution, respectively, from judges, FBI agents, assistant U.S. attorneys and IRS employees connected to their cases.In all, the three men’s combined complaint targets 34 defendants and asks for 3 million in damages to be paid to Fogle, Pate and Fry.At least part of Fogle’s motivation behind the RICO suit may have been made clear Wednesday, when he filed a motion to dismiss in his civil suit against Pratt claiming that, because he has filed a RICO suit naming her as a defendant, the entire U.S. District Court for the Southern District of Indiana is now a “conflict of interest” forum.Fogle is currently serving his sentence at the federal correctional institute in Englewood, Colorado. He is scheduled to be released on July 11, 2029. 3182

In remembering former President George H.W. Bush, the Secret Service tweeted out a touching message Tuesday. According to the agency, Bush once shaved his head to support a Secret Service agent’s son who’d been diagnosed with leukemia. According to the agency, the security detail all planned to shave their heads to show support for the 2-year-old diagnosed with the cancer. When the former President learned of the plan, he decided to join in. Check out the pictures below: Everyone's #TuesdayThoughts are on President Bush & we wanted to share a memory. In '13, Timberwolf learned that the 2-year-old son of an agent on his detail was diagnosed with leukemia & the detail was going to shave their heads. You can see what happened, in classic 41 manner. pic.twitter.com/3Y0vnjNruJ— U.S. Secret Service (@SecretService) December 4, 2018 853

INDIANAPOLIS -- More than 135,000 pounds of Banquet Salisbury steak dinners have been recalled because they could be contaminated with foreign objects. Conagra Brands, Inc., issued the recall on Wednesday after receiving multiple consumer complaints and at least three reports of minor oral injury from possible bone fragments in their dinners. The below product is being recalled: 399