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CINCINNATI — The COVID-19 pandemic's far-reaching effect on the United States economy is a top-of-mind concern for small business owners across the country, including the smallest ones of all: 205

COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

Facebook announced Thursday that it is canceling its annual F8 Developers Conference amid the outbreak of COVID-19, better known as coronavirus.The event was slated to be held at the San Jose McEnery Convention Center on May 5 and 6.Konstantinos Papamiltiadis, Facebook's Director of Platform Partnerships, made the announcement on the company's 358

DENVER, Colo. — Several Denver police officers stepped up to make sure the daughter of a fallen detective had the perfect wedding. “That was a really hard thing to think about, walking down the aisle without him,” Kourtney Krietemeier told KMGH. Her father, Denver Police Det. Donnie Young, was killed in the line of duty in 2005.Her aunt recommended having some of Young’s former colleagues walk her down the aisle and her mother offered to step in for the father-daughter dance. On her wedding day, she danced with her mother for a few minutes, but when the song changed — to one she instantly recognized — she knew something was up. “When I was super young, my dad got me a small replica of his badge with his badge number on it and he played that song when he gave it to me,” she said. “I was shocked. I just knew the tears were going to be flowing.”One of the Denver police officers who worked with her father took her mother's spot and danced with her. One by one, her father's multiple former colleagues took their turn dancing with the bride. She said they told her things she would have heard from her father that day — how proud they were of her, how excited they were for her. And how special her father was to them. Krietemeier said they are all close family friends who never left their side in the 14 years since her father’s death.This story was originally published by Jessica Porter at KMGH. 1420

EVERYBODY google “florida man” followed by your birthday (florida man august 22) and tell me what you get. mine is Florida Man tries to attack neighbor with tractor— swervin merv (@g_pratimaaa) March 19, 2019 220

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