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GRAND CANYON WEST, Ariz. (AP) — Crews are working to recover the body of a tourist who slipped and fell over a Grand Canyon lookout.The fall happened Thursday morning on the Hualapai Tribe's reservation to the west of Grand Canyon National Park.David Leibowitz is a spokesman for Grand Canyon West, a popular tourist destination on the reservation. He says a man in his 50s from Hong Kong fell and slipped at Eagle Point while trying to take photographs. He says the man, who was part of a tour group, is presumed dead.Eagle Point is adjacent to the Skywalk, a horseshoe-shaped glass bridge that juts out from the canyon wall. The rim has some ledges and outcroppings below but no barrier between tourists and the edge.Leibowitz says the area is closed for the day. 773

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Gibson Brands has filed for Chapter 11 bankruptcy protection amid what the company has called a “devastating” financial fall. The announcement was made Tuesday morning. As part of the filing, the company said it will kill its Innovations unit, which makes Phillips headphones, speakers and other electronic accessories. A federal judge will be required to sign off on the plan. Sixty-nine percent of lenders have given their support, but other vendors could potentially object to the plan and demand liquidation – causing Gibson to go out of business. Gibson has factories in Nashville, Memphis, and Bozeman, Montana. They employ more than 875 people.   686

Get the latest news coverage, live stream video, and photos on the 2020 Presidential Election. Live democratic and republican delegate counts, caucuses and primary results by state.Coverage is scheduled from 4:00 p.m. through 1:00 a.m. local time. 255

Google Maps is getting updated and a new feature will let users create Street View photos using just a smartphone.According to a Google blog post, users with ARCore-compatible devices will now be able to capture images and publish it to Google Street View in certain areas.Photos taken by users will appear in the layer on Google Maps' app with blue lines, and anyone can contribute a street view photo to their app.Currently, Google is allowing submissions in Toronto, New York, Austin, Nigeria, Indonesia, and Costa Rica, but will expand the feature to other regions soon. 582