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There’s a major love affair in the U.S. between humans and their furry friends. A playful puppy named Clifford has been Rachael Greenberg’s saving grace during the pandemic. She says the past nine months have brought a lot of anxiety into her life, but Clifford’s relentless support helped her through the first panic attack she ever experienced.“He woke up, and just like kind of climbed on my lap and he tried to put my feet up. And I don’t think he knew exactly what was going on, but he just like seemed to respond to it,” Greenberg said.Greenberg isn’t alone in her feelings.There’s been a rise in depression and anxiety in many people’s lives since the start of the pandemic.It’s Samara’s job as a therapy dog to offer people love and support.“She went and met one of the students who was quarantined due to COVID-19 who was feeling a little down and lonely,” human-animal connection expert Philip Tedeschi said.Tedeschi is a professor in the graduate school of social work at the University of Denver, and a human-animal connection expert with the dog-sitting website Rover.“We’re looking at human-animal connection through the lens of how people and animals interact and what some of the health-promoting benefits of that are,” Tedeschi said.According to a recent survey done by Rover, 92% of dog owners say that their dog has played a role in positively impacting their mental health since the pandemic began. Tedeschi says history proves dogs have become some our most important, reliable and trusting friends.“Some people would argue that we may have been co-evolving with dogs for 20-to-60-thousand years or more, and what has occurred as a result as that is dogs have become especially attune to people, and people have become specially attune to dogs.”Tedeschi says we can measure how our interactions with companion animals influence our health. In fact, he says humans can tend to match their own breathing and heartbeat to the resting rate of an adult dog which helps us to calm down.“They understand our language, they know the nuances of the tone of voice we use, in many cases they’ll recognize something as small as a millimeter of movement in the human face that reflects a change in our emotion,” Tedeschi said.There’s a reason dogs are used to comfort veterans with PTSD and patients in hospitals. They offer endless love and keep us present in the moment.“It turns out that social support doesn’t only have to be human beings that support us," Tedeschi said. "That in many cases our non-human animal relationships are really effective support systems for us.”It was Greenberg’s time in a hospital that inspired her to study social work and animal therapy.“I have an auto-immune disease that I was diagnosed with at nine years old," Greenberg said. "We had a dog named Teddy and specifically got him when I was diagnosed.”Now she’s training Clifford to be a therapy dog. He’s brought happiness to her grandmother who lives with dementia. Greenberg says she’ll be a dog owner for life. 3016

This holiday season, a word of caution from charity experts. If you're able to donate, make sure you do your homework, and make a plan for your money so that it supports a worthy cause.Court documents from September detail a four-state investigation that shut down a sham charity, which, according to investigators, bilked consumers out of millions. They claimed to use donations to help homeless veterans, breast cancer survivors, and disabled law enforcement. But the real people in need got next to nothing."The fraudsters out there are relying on your generosity your good wishes, the fact that you can’t say no when somebody says something like veterans or children or breast cancer- they want to tug on those heartstrings," said Yael Fuchs, President of the National Association of State Charity Officials (NASCO). "NASCO was formed so that state charity regulators can talk to each other, so that we can learn from each other, so that we can share tips and make sure that we are coordinating our enforcement efforts.”They often work together to take down the bad guys. And when they're not doing that, they're proactively following fundraising drives. “Do we see exorbitant amounts of money going to professional fundraisers- do we see big upticks in the salaries that the leaders of the charity are making,” Fuchs said.They look for ways in which people are being taken advantage of. So, how do you know who's good and who's not? Enter organizations like Charity Navigator. “We’re a database with all of the registered nonprofits in the United States,” said Michael Thatcher, President, and CEO of Charity Navigator. Thatcher says the company has grown to be the largest independent evaluator of nonprofits in the country. Basically, they give you all the tools you need to make the right decisions when it comes to donations.“Never charge the donor for access to the information and never charge the charities to be evaluated so you eliminate any potential conflict of interest,” Thatcher said If you're looking to give this year, he recommends focusing on how the organization is run, how they're making a difference in the world. Review their financial data, and ask questions - lots of questions. "How have they pivoted around COVID and how have they stayed true to their mission and also stayed in business?" Thatcher added.NASCO recommends you do extensive research. And be specific about the "cause" you want to support. “Where is my money going- how will it be used? What we always want people to remember is you don’t want to give to a buzzword you’re not just giving to a cause you’re giving to a particular charity so you want to be able to trust that charity to understand what their programs are.” The need will be big this year. And donations will be unpredictable. So, experts also say, make a plan, talk to your family, and give with intent so that your donation goes where it's supposed to. 2923

This is devastating news ... our brother Charlie Daniels has gone home ... hard to process this immeasurable loss ... goodbye Charlie ... until that glorious day ... We KNOW where you are now ... pic.twitter.com/S4etkqiMur— The Oak Ridge Boys (@oakridgeboys) July 6, 2020 279

There’s a common anxiety dream that involves walking into a classroom to discover it’s the day of finals and you haven’t cracked a book all semester. Then there’s the waking dream a lot of Americans have — the one where you’re getting ready to retire but haven’t saved enough money to cover expenses if you stop working.Just six in 10 workers report having saved anything — anything — for retirement, according to the Employee Benefit Research Institute, so a lot of people today may be losing sleep over their future finances.Even those who are making a diligent effort to prepare for their golden years are falling short: Data from workplace plan administrator and fund giant Vanguard shows that just 18% of workers save the 10% or more of income that experts recommend squirreling away for retirement. More than a third are putting away less than 4%. (Unclear where your savings stand? A retirement calculator is a good place to start.)Suspect you’re behind? Here are 13 ways later-in-life savers can address anemic retirement portfolios before it’s too late. 1080

There are still roughly 700 children who were separated from their parents at the border and have not been reunified with those parents by the Trump administration, as new court filings reveal the slow pace of reuniting the trickiest family separation cases.That figure includes more than 40 children who are 4 years old and younger.While the administration maintains there is a suitable explanation for each of those cases, the filing makes clear that a large share of those children remain separated because their parents were deported without them.To date, 1,923 out of 2,654 children identified as separated from their parents have been reunified, the administration says.The number was revealed in a weekly status report on Thursday that the government is required to file as part of an ongoing lawsuit over the administration's separation of immigrant families at the border. A federal judge has ordered the administration to reunite all the families, as long as they are not ineligible due to safety concerns or other excluding factors.In a Friday court hearing, San Diego-based District Judge Dana Sabraw said the filing was nonetheless "very encouraging.""There's real progress being made and real effort being made in some of these home countries, Guatemala and Honduras," Sabraw said. "(It) looks or is very encouraging, at least, that everything is being done to locate as many of these parents as can be. So the report would indicate to the court that the efforts on the ground are productive and certainly heading in the right direction."There are 528 children in government custody who have not been reunited with a parent, including 23 who are under the age of 5, the filing said. For the first time, the administration also made clear how many children were not reunited with their parent but were otherwise released from detention: an additional 203, including 19 under the age of 5.Those children may have been released to a relative or family friend or may have turned 18 while in custody. It is possible some have since reunited with a parent outside of government custody, but it's not known how many have been able to do so.In the joint court filing with the American Civil Liberties Union, which filed the original lawsuit on behalf of separated parents, it is apparent that the two sides still disagree over how the efforts to reunify are going. While the numbers have improved slightly since last week's update, the going remains slow.Still, ACLU attorney Lee Gelernt said in court Friday that he expects the pace to "accelerate" soon.The filing also makes clear that the administration's accounting methods are painting a rosier picture of the pace of reunification than the ACLU's.According to the list given to the ACLU by the government, 412 parents were deported without their children -- a group that has remained the most difficult problem in the reunification process. That tabulation makes the number seem smaller by only counting the children still in custody with deported parents, rather than the total number of parents who were deported.There is also a dispute about how many parents have been actually found.The administration said only four of its total have not been "contacted" -- but the ACLU says only 231 parents were "reached," either by phone or in person. Of those, 183 have indicated what they want to do going forward, either reuniting with their child or allowing them to continue to seek the ability to stay in the US, and 10 have been reunited with their parents in their home country.In court, Justice Department attorneys attributed the discrepancies to out-of-date information or children being released from government custody. Administration attorney Scott Stewart said roughly two dozen children had been sent back to their home countries to be with their parents.The process is complicated on a number of levels. The information for tracking down parents and children is still raw and not always reliable, the ACLU says. Also because of two separate lawsuits, the attorneys must make sure the parents' wishes and the children's wishes about their future are aligned. Of the handful that have been resolved so far, the majority have opted to be reunited in their home countries, with a much smaller group electing to remain separated. 4318