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SACRAMENTO (AP) — California on Thursday temporarily banned insurance companies from dropping customers in areas affected by more than a dozen recent blazes, invoking a new law for the first time as homeowners in the wildfire-plagued state struggle to find coverage while carriers seek to shed risk.The order from Insurance Commissioner Ricardo Lara will last for one year, and it only covers people who live inside or next to the perimeter of 16 different wildfires that burned across the state in October. The Department of Insurance estimates the moratorium will affect 800,000 policies covering millions of people in portions of Los Angeles and Riverside counties in Southern California and Sonoma County in the northern part of the state.The move comes as regulators are aggressively trying to assist homeowners in wildfire-prone areas who say they are being pushed out of the commercial insurance market as climate change makes fires larger and more frequent.RELATED: Cal Fire: Acres burned across the state is much lower in 2019 than 2018Seven of the 10 most destructive wildfires in California history have happened in the last five years — including 2018′s Camp Fire, which destroyed roughly 19,000 buildings and killed 85 people in and around the Northern California town of Paradise. That blaze alone generated more than billion in insurance claims, according to the Department of Insurance.Since 2015, state officials say insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data does not include information on how many people were able to find coverage elsewhere or at what price.One of those homeowners is Sean Coffey, who said he and his wife have struggled to maintain fire insurance on their home in Oakland.“The pattern repeated itself almost every year since we bought our house. We would have (coverage) for 10 months. In the fall, we would get a notice we are being dropped,” he said.RELATED: Study: Alien grasses are making more frequent US wildfiresCoffey now buys fire insurance from the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to sell policies to people who can’t buy them through no fault of their own. He must purchase a second policy to cover risks other than fire.FAIR Plan policies in wildfire-prone areas have grown an average of 8% each year since 2016, according to the Department of Insurance. Last month, Lara ordered the FAIR Plan to begin selling comprehensive policies next year that cover more than just fire damage. FAIR Plan Association President Anneliese Jivan called that order “a misguided approach,” saying it will make all of the plans more expensive.Lara has the authority to order the moratorium under a bill he authored while in the state Senate last year that was signed into law by former Gov. Jerry Brown. The law took effect in January, and this is the first time regulators have used it.In addition to ordering the moratorium, Lara called on insurance companies to voluntarily stop dropping customers solely because of wildfire risk.RELATED: Bigger, longer blackouts could lie ahead in California“I believe everyone in the state deserves this same breathing room,” Lara said.A spokeswoman for the American Property Casualty Insurance Association did not immediately respond to a request for comment.While state officials rush to assist homeowners, a new report from California Auditor Elaine Howle said the state did not do enough to protect non-English speaking, elderly and other vulnerable residents during three of the state’s most devastating fires in recent years.The audit covered Butte County, site of 2018′s Camp fire, plus the 2017 Thomas Fire that burned more than 281,000 acres in Ventura County and 2017 fires in Sonoma County that killed 24 people. The audit found none of the three counties had assessed its residents to determine who might need extra help and whether resources were available to help such people, such as transportation, during a natural disaster.The audit also scolds the state oversight agency, the Governor’s Office of Emergency Services, for failing to assist counties in developing such plans and reviewing any plans in place.Howle says it was impossible to determine whether lives could have been saved “if the counties had planned differently or more fully implemented the best practices”her office recommends in the report.” But she noted that “inadequate plans and insufficient planning are proven contributors to failure.” 4561

SACRAMENTO, Calif. (AP) — California will resume eviction and foreclosure proceedings on Sept. 1 unless the state Legislature agrees to extend the protections. The Judicial Council of California voted 19-1 to end the temporary rules that had been in place since April 6. State lawmakers are negotiating with Democratic Gov. Gavin Newsom on a proposal that would halt most evictions for the duration of the pandemic. But they have yet to reach a deal despite having five months to negotiate. California Chief Justice Tani G. Cantil-Sakauye on Thursday urged the Legislature and the governor to move quickly to “resolve this looming crisis.” 647

SACRAMENTO, Calif. (AP) — California's governor announced Friday that he is pardoning three more immigrants facing the possibility they will be deported, continuing a string of such actions that challenge the Trump administration's crackdown on immigrants who committed crimes.Gov. Gavin Newsom also commuted the life sentences of two youthful offenders who can now seek parole.Newsom's office said the three facing deportation "made bad decisions" while breaking the law as teenagers or young adults, but they served their sentences and transformed their lives. Deporting them now would be "an unjust collateral consequence" harming their families and communities.The three hail from Iran, El Salvador and Cambodia, but all now live in Los Angeles County. He also pardoned a fourth man, Curtis Reynolds, 59, of Sacramento County, who was convicted of six drug felonies between 1998 and 2003.Pardons do not automatically protect someone from deportation because they don't erase the criminal convictions on which deportation orders often are based. But they do emphasize the person's rehabilitation. Superior court judges previously granted two of the three immigrants, plus Reynolds, certificates of rehabilitation and recommended that they receive pardons.Newsom and his predecessor, fellow Democrat Jerry Brown, have granted several such commutations since Trump took office.The three newly pardoned immigrants are:— Arnou Aghamalian, 42, who was convicted 20 years ago of helping his cousin set an unoccupied car on fire. The car belonged to a nightclub manager who had been arguing with his cousin. Aghamalian now owns a solar energy company and has a wife and twin newborns, according to Newsom's office. He legally entered the U.S. as a refugee from Iran with his family when he was 15.— Victor Ayala, 38, who was convicted of felony robbery in 2001 when he shoved a security guard after shoplifting items from an electronic store. He had four prior misdemeanor convictions for theft and a hit and run in which no one was injured. The father of three now runs a carpet cleaning business. He was 2 years old when he and his parents lawfully came to the U.S. from El Salvador.— Thear Sam, 41, who was convicted of robbing a man of his wallet and backpack when he was 18. He was later convicted of being an accessory after he separately gave a man a ride after the man stole a car, led police on a high-speed chase and escaped on foot. He has worked more than 17 years for an aviation company, and his wife and daughter are both U.S. citizens. He was 4 when he lawfully entered the U.S. as a refugee from Cambodia fleeing the Khmer Rouge.Separately, the two men whose life sentences Newsom commuted can now go before the state parole board, which will decide if they can be safely released into the community. They also are both from Los Angeles County:— Esdvin Flores, 44, has served more than 20 years for pointing a gun at a victim while his crime partner pulled a gold chain from her neck. Newsom's office said he has since been mentoring at-risk youth.— Jensen Ramos, 35, has served 17 years for attempted murder after shooting at a fleeing vehicle following a fight at a house party, though no one was injured. He is a lead trainer in the Paws for Life rescue dog training program, which says it has had the most commutations of life sentences of any program in the state.The Los Angeles County District Attorney's Office declined comment. 3457

SACRAMENTO, Calif. (AP) — Companies affiliated with Gov. Gavin Newsom received nearly million in loans designed to help small businesses survive the pandemic. Newly released information from the federal government reveals more than eight times the amount of loans originally reported. The governor put his business holdings into a blind trust before he took office and so would not have participated in the decision. But the disclosure comes as he already is battling criticism that he is elitist despite his protests that he is a proud small businessman and entrepreneur. Nine businesses tied to Newsom’s PlumpJack Group split the nearly .9 million in loans. The watchdog group Project On Government Oversight says it was a surprisingly large loan. 762

SACRAMENTO, Calif. (AP) — California will ban the sale and manufacture of new fur products starting in 2023.Legislation signed Saturday by Gov. Gavin Newsom makes California the first state to enact such a ban.It doesn't apply to used fur products or fur used for religious or tribal purposes. And it excludes the sale of leather, cowhides, deer, sheep and goat skin and anything preserved through taxidermy.There's a fine of up to ,000 for multiple violations.Democratic Assemblywoman Laura Friedman, the bill's author, says there are "sustainable and humane" substitutes for fur.Opponents of the legislation have said it could create a black market and be a slippery slope to bans on other products. 711

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