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A British woman was saved by the Croatian Coast Guard after spending what she said was close to 10 hours treading water overnight in the Adriatic Sea after falling off a cruise ship.Kay Longstaff spoke to Croatian news outlet HRT shortly after arriving back on land."I fell off the back of the Norwegian Star," said the woman, who lives in Spain, according to her Twitter account. "I was in the water for 10 hours, so these wonderful guys rescued me. I'm very lucky to be alive."Longstaff, 46, was then led by medical personnel to an ambulance. 552

A Lake Geneva, Wisconsin family is trying to raise money to bring their teenager home from a trip overseas where he became ill.Nathan Dyer traveled to Morocco with his cousin Ashley Benyamina and her husband Mohammed who is from the North African country. He fell ill on April 15 and is now in a coma receiving care in Paris. The beginning of the trip was great, Ashley and Mohammed said, and Nathan was enjoying everything the country had to offer.“He was in the desert running in the dunes, he was climbing mountains we were playing soccer in the streets,” Mohammed said.Then when the three returned to Marrakesh, Nathan started exhibiting symptoms of what they thought was travelers sickness. Doctors gave him antibiotics and told him he’d be better in three or four days. That didn’t happen, so they made another doctor’s appointment.“The appointment was like at 3 p.m. and at 2 p.m. He said, 'I’m really not feeling well, I think I have to go' and then he collapsed on the floor," Ashley said. Nathan has been in a coma ever since. Nathan had traveler’s insurance which got him transported by air ambulance to Paris for better care. That’s where he remains now.His mother has flown there to be with him. His insurance maxed out at ,000 for the trip from Morocco to Paris. Now family members have set up a?GoFundMe.com?page to help with expenses. Doctors still aren’t exactly sure what is wrong with Nathan. He is currently receiving blood plasma transfusions and still remains in a coma-like state.  1575

A former government contractor accused of leaking confidential information to the media has been sentenced to more than five years in prison.Reality Winner, 26, was accused of taking a report about a 2016 Russian military intelligence cyberattack from the NSA facility where she worked and sending it to an online news outlet.She initially faced 10 years in prison and a 0,000 fine, but accepted a plea deal. A federal judge sentenced her to 63 months in prison with three years of supervised release.The-CNN-Wire 524

A Gilbert, Arizona father is turning anxiety into action in the hope of preventing child drownings.Lee Kambar has two daughters, ages 1 and 10, and admits he gets nervous when they're around water."It's a nervous feeling I can never shake off," Kambar said. "When we are around pools, I always have to be next to my children."Kambar is inventing a device called Morningstar SOS. It floats in the pool, equipped with cameras on the top and bottom. 459

A do-it-yourself approach for home improvement projects may reduce your initial costs — but for certain jobs, the risks far outweigh any potential savings. If any of these projects are on your to-do list, call in the pros unless you’ve got plenty of related experience.1. Roof replacementRoofing is extremely hard and dangerous work. Any upfront savings you might get with a DIY roof replacement could easily be eclipsed by the costs of making expensive mistakes or causing dangerous accidents. Aside from having the skills and tools needed to do a decent job, you’ll also need to climb ladders, lift heavy materials and navigate a steeply pitched surface high above the ground. Risks include:Severe injury or death: Roofers face among the highest risks of work-related injuries and fatalities of any profession, according to the Bureau of Labor Statistics — and that’s for trained professionals. In addition to possible slips and falls from significant heights, there’s also risk of burns from hot bitumen (a petroleum-based roofing material) and electric shock from accidentally touching power lines.Warranty issues: Manufacturer warranties for roofing materials may cover workmanship for a limited time if the materials are installed by qualified contractors, but they generally don’t cover DIY installation.Costly damage: Improper material choice or installation may damage the roof — and if water leaks in, your home’s ceilings, walls, flooring, furnishings and wiring will suffer too.Cost of hiring a proRoofers charge about 0 to 0 per roofing square in addition to the cost of materials, which typically brings the total price of installing a new roof over your existing one to about ,400 to ,900, according to the home services company HomeAdvisor. Removing the old roof or repairing damage can add to that cost.In some cases, homeowners insurance might cover some or all of these expenses. Opting for less-expensive materials can also lower the bill. And if you’re installing an energy-efficient roof that meets certain criteria, you might qualify for a tax credit.2. Mold removalEveryone’s cleaned up a bit of mold at some point, and even the U.S. Environmental Protection Agency gives the green light on DIY mold removal for areas under 10 square feet. But once mold infestation becomes widespread, it might become necessary to open up walls, lift up carpeting or take out fixtures to fully remove it and clean and dry the space thoroughly. A DIY approach, in this case, means risking:Mold exposure: Contact with mold may cause asthmatic reactions, sore throat, skin reactions, allergic reactions, eye and nasal irritation, cough, wheezing, shortness of breath and other lung issues. This is especially a concern if you don’t have access to the proper protective gear. During the COVID-19 pandemic, N95 respirator masks — which offer protection from exposure to mold and other particles — have been largely unavailable for public purchase.Harsh chemical exposure: Chemical cleaners commonly used to kill mold are also harmful to lungs, eyes, nasal passages, throats and skin.Making the problem worse: Improper removal or sealing may release mold spores into the air. If spores get into HVAC systems, mold will blow throughout the house. DIYers may also miss mold lurking in unexpected places like crawl spaces or flooring, which could lead to further damage.Incomplete cleanup: Not properly cleaning up after the job may leave traces of mold behind that will just grow back again.Cost of hiring a proProfessional mold remediation generally costs about ,500 to ,150, or to per square foot, according to HomeGuide, a home services referral website.To make sure that money is well-spent, go with an experienced, well-reviewed mold remediation specialist who can do a thorough job.3. Toilet replacementTo install a new toilet, you’ll have to shut off the water; disconnect, drain and remove the old toilet; and seal and connect the new one. That’s a manageable task for someone with basic plumbing knowledge. But if you’re a DIY newbie, it’s trickier. Risks include:Injury: A toilet can weigh about 100 pounds and is awkward to handle. Homeowners may become injured lifting or carrying the toilet.Fumes: Sewage gasses are odorous, unhealthy and potentially flammable. Failing to stuff a rag in the exposed drain pipe after the old toilet is removed may expose you to dangerous fumes — especially in poorly ventilated spaces. (And forgetting to remove the rag before seating the new toilet will cause a very disturbing plumbing issue.)Toilet damage: Improper installation, overtightening connections or simply dropping the toilet may cause serious damage.Leaks and mold: If the base isn’t sealed properly, water can leak into the floor, damaging and weakening the area while creating just the right conditions for mold and mildew growth.Cost of hiring a proThe average labor cost for basic toilet installation runs between and 0, according to the services marketplace website Thumbtack, and that doesn’t include the price of the toilet. Underlying problems your plumber finds (such as leaky pipes, a cracked flange or leaky valves) can increase costs; disposing of your old toilet also runs about to 0, the site notes.If you’re installing a water-saving toilet, you might qualify for a rebate from your state, which could defray some of these costs.4. Window replacementReplacing drafty old windows can reduce your utility bills — but only if it’s done correctly. Installing a window is a meticulous process, and any mistakes may leave your home unexpectedly vulnerable to the elements. Other pitfalls include:Injury: Windows are heavy and fragile, bringing risk of injuries from broken glass and lifting. Falls from ladders are also a concern, along with harming passersby if a window falls out to the street.Poor energy efficiency: Improper fit or sealing can result in drafts, air leaks and higher energy bills.Water damage: A poor seal could allow water leaks that damage your home’s wood, drywall and even wiring.Home damage: You could accidentally hit a plumbing or electrical line.Warranty issues: Installing your own windows improperly may void all or part of the manufacturer’s warranty.Cost of hiring a proProfessional window installation usually runs between 5 to 0 per window, but can be much more expensive for high-end windows, according to Angie’s List, a website that provides referrals for home services pros. If the frame needs to be replaced, that’s extra.Choosing less-expensive materials reduces upfront costs. And if you’re switching to more energy-efficient windows that meet certain specifications and are professionally installed, you might qualify for rebates in some states.More From NerdWalletHome Inventory Tightened in Q3, and First-Time Buyers Felt the SqueezeMortgage Outlook: Rates Stay Low as December Deadlines LoomThe Property Line: 8 Housing and Mortgage Trends for 2021Roberta Pescow is a writer at NerdWallet. Email: USexpansion@nerdwallet.com. 7040

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