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Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

Apple may soon have some company in the trillion dollar club. Amazon is worth about 0 billion.Shares of Amazon popped 2 percent Monday to hit a new all-time high. The stock only needs to go up another 7 percent for the Jeff Bezos-led company to top a trillion dollar market valuation.Amazon is firing on all cylinders this year. Shares of the retail/cloud/media/consumer gadget giant are up nearly 65 percent in 2018. Health care may be the next big market that the company disrupts, following its acquisition of online pharmacy PillPack.Analysts are predicting that Amazon's sales will surge 32 percent to a whopping 5 billion this year — and earnings per share will nearly triple. If there's an obstacle in the path to a trillion market cap, it's not clear what that would be. 795

Amherst, New York Police are investigating a large fight that broke out Saturday around 8 p.m. at a Chuck E. Cheese. A video, courtesy of Jay Keenan of Lockport, shows the chaos inside the restaurant, which he says was going on for two minutes before he started recording. At one point Keenan says a woman was hit in the head with a booster seat. Keenan says he'll never take his children back there.Police say everyone dispersed once officers arrived and no arrests were made. 530

ANAHEIM, Calif. (KGTV) — Guests were forced from the fastest ship in the galaxy at Disneyland Friday, after a massive earthquake struck Southern California.The magnitude 7.1 quake hit the Ridgecrest area about 160 miles east of the theme park just before 8:20 p.m. Video from Disneyland after the earthquake showed guests being evacuated from the park's Millennium Falcon ride in "Star Wars: Galaxy's Edge." Guests in other areas of the park also reported rides temporarily closed for employees to conduct safety inspections.Friday's quake forced the temporary closure of Big Thunder Mountain, Matterhorn Bobsleds, Pirates of the Caribbean, Splash Mountain, Star Tours, The Incredicoaster, Radiator Springs Racers, Soarin’, Toy Story Midway Mania, and Guardians of the Galaxy: Mission Breakout at Disneyland and California Adventure, the Orange County Register reported.It's the second time in two days Disneyland was forced to temporarily close rides due to an earthquake.Thursday's 6.4-magnitude shake-up also forced Disneyland employees to follow protocol inspection of major attractions after an earthquake. 1119

ANDERSON, Ind. -- A mother and stepfather in Indiana are accused of locking their children in a basement without food, water or a place to go to the bathroom.Connie and her husband Javier Campos were arrested over the weekend and charged with four counts of neglect of a dependent. The investigation began back in November 2017 when a 13-year-old boy ran away from home and was found at a local hotel. At the time, the investigator contacted the Department of Child Services because he believed the children may be in need of services. According to court documents, the couple had four children living in their home ages 13, 11, 10 and 8.The children told investigators that their mother and step-father would lock three of them in the basement of their home any time the adults would leave the house or go to bed.The children described using a bucket and bottle if they needed to go to the bathroom or holding it until morning.  “You go before, hold it or it sucks to be you,” the 13-year-old child told investigators.Each of the children had a bed in their upstairs bedrooms, according to court documents, but they were only there “in case CPS came then they would think we sleep there.” 1217

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