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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

BOSTON, Mass. – The girlfriend of a Boston College student who died by suicide in May repeatedly texted him to do so during their relationship, Massachusetts prosecutors said in announcing involuntary manslaughter charges against her.Inyoung You, 21, tracked Alexander Urtula's location on May 20 and was present when he jumped from a parking garage only hours before graduation, Suffolk County District Attorney Rachael Rollins told reporters.Authorities said You, also a student at Boston College, was "physically, verbally and psychologically abusive" toward her boyfriend during their 18-month-long relationship.Investigators looked through a trove of text messages the two exchanged in which You allegedly tells Urtula, 22, to "go kill himself" or to "go die" and that she, his family and the world would be better off without him, prosecutors said. 866

Bernie Madoff, the infamous mastermind behind the largest Ponzi scheme in history, is asking President Donald Trump to commute his 150-year prison sentence.Madoff filed a clemency petition that is currently "pending," according to the Justice Department's 268

Anthony Rogers is an artist in Memphis. He doesn't have a home, but he does have a best friend, a 1-year-old pitbull-Labrador mix named "Bobo."Rogers woke up August 31 only to find his furry friend was nowhere to be found. A distressed Rogers was helped by friends, who made posters for the lost dog.Two weeks passed with no sighting of Bobo — that is until Wednesday, September 11.A dog matching Bobo's description showed up at 441

Andrew Luck, a quarterback for the Indianapolis Colts, announced over the weekend that he was retiring from professional football at 29 years old, drawing reactions from just about every corner of the internet."This is not an easy decision," Luck said. "For the last four years or so I've been in this cycle of injury, pain, rehab, injury, pain, rehab. And it's been unceasing and unrelenting ... and the only way I see out is to no longer play football."Injuries had kept Luck from playing in the preseason. Luck said the pain has taken away his joy for the game and he hasn't been able to live the life he wants to live. He played the 2016 season in pain, he said, and made a vow he wouldn't go down that road again. According to 744

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