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CARLSBAD (CNS) - A Carlsbad man was behind bars Wednesday for allegedly killing his roommate.Patrol officers responding to a report of a death in the 2500 block of West Ranch Street at about 11:30 a.m. Tuesday found a 40-year-old woman dead in an apartment in the neighborhood near the intersection of El Camino Real and Tamarack Avenue, police said.Her name was withheld pending family notification.Detectives questioned the woman's roommate, 44-year-old Brehon Roy Quigley, then arrested him, Carlsbad police Lt. Jason Jackowski said. Quigley was booked into the county jail in Vista on suspicion of murder.Police declined to release details on how the victim died and would not disclose a suspected motive for the alleged slaying."The investigation into what occurred and why is ongoing," the lieutenant said. "No additional information is being released at this time." 880

CHICAGO (AP) — Religious leaders across the country used their pulpits Sunday to quell concerns in immigrant communities and spring into action as nationwide immigration enforcement sweeps loomed.A Chicago priest talked during his homily about the compassion of a border activist accused of harboring illegal immigrants, while another city church advertised a "deportation defense workshop." Dozens of Houston churches offered sanctuary to anyone afraid of being arrested. In Miami, activists handed out fliers outside churches to help immigrants know their rights in case of an arrest."We're living in a time where the law may permit the government to do certain things but that doesn't necessarily make it right," said the Rev. John Celichowski of St. Clare de Montefalco Parish in Chicago. His nearly 1,000-member congregation is 90 percent Hispanic and mostly immigrant.While federal immigration officials were mum on details, agents had been expected start a coordinated action Sunday targeting roughly 2,000 people, including families, with final deportation orders in 10 major cities, including Chicago, Los Angeles, New York and Miami.Activists and city officials reported some U.S. Immigration and Customs Enforcement activity in New York and Houston a day earlier, but it was unclear if it was part of the same operation. An ICE spokesman didn't return a request for comment Sunday.The renewed threat of mass deportations has put immigrant communities even more on edge since Trump took office on a pledge to deport millions living in the country illegally.In Los Angeles, the Rev. Fred Morris looked out over his congregation at the North Hills United Methodist Hispanic Mission and was relieved to see everyone who usually attends the early Sunday morning service. He had been worried many would stay home, fearing Trump's threat of immigration sweeps."Everybody is nervous," Morris said. "They are angry, very angry at being terrorized by our president."___Associated Press writer Claire Galofaro in Louisville, Kentucky, and Adriana Gomez in Miami contributed to this report. 2097

Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314

Caitlyn Jenner says she made a "mistake" in thinking she could work with President Donald Trump to benefit the LGBQT community and is now no longer a Trump supporter.In a Washington Post op-ed published Thursday, Jenner said at first she believed she could work with Trump and Republicans to change the party's stance on LGBQT issues."Sadly, I was wrong," Jenner wrote, adding, "The reality is that the trans community is being relentlessly attacked by this president."She argued that Trump "has shown no regard for an already marginalized and struggling community.""Believing that I could work with Trump and his administration to support our community was a mistake," Jenner wrote.She pointed to a New York Times report that the Department of Health and Human Services has a draft proposal to define gender under Title IX as solely male or female at birth, with no room for change.Jenner said her hope in Trump and Republicans was "misplaced" and that she "cannot support anyone who is working against our community.""I do not support Trump," she wrote. "I must learn from my mistakes and move forward."Over three years ago, the famed US Olympian came out as transgender in an interview with ABC's Diane Sawyer. Jenner voted for Trump in the 2016 presidential election and told E! in an interview Trump "would be very good for women's issues."However, Jenner began criticizing the President after the Trump administration announced a ban on transgender people serving in the military and withdrew Obama era guidance for transgender students in public schools that let them use bathrooms and facilities corresponding with their gender identity.The-CNN-Wire 1665

CHICAGO, Ill. — Earlier this month, the March of Dimes reported that the pre-term birthrate in the U.S. increased by more than 10% for the fifth year in a row. For parents of premature babies, it’s an emotional journey filled with anxiety and helplessness.Two years ago, little Bryce Harshfield came into the world.“He is a miracle baby,” said his mother Dana Harshfield.Born at 24-weeks, Bryce weighed just 1 pound 5 ounces.“He was so tiny and, you know, in those first initial days, they have to prepare you for the worst,” she said.He was about 12 inches long and fragile.“I couldn't hold Bryce for 11 days,” said Dana. “And that was the hard part.”“The doctors and the nurses are amazing but sometimes things were just out of anybody's control,” said Bryce's father, Vancouver Harshfield.It was a precarious time. For five months, nurses in the neonatal intensive care unit had to mimic for Bryce being in the womb. Lindsay Rudy, a child life specialist at Chicago’s Rush University Children's Hospital says that meant keeping the lights down low and minimizing stimulation.“So, we tell our parents how to interact and what to do and don't touch them too much,” said Rudy.One thing the Harshfields could do was read.“It helps promote brain development, helps them get acclimated with our voices,” said Dana. “It helps you as a parent when you feel like you can do nothing.”Now, the Harshfields are collecting books, a lot of books, for their NICU. It’s a way to help other parents and premature babies.The book drop-offs have also become mini reunions. Bryce’s nurses have gotten to see the tiny baby they helped grow into a little boy.It’s a gift in Bryce’s name.“We're hoping that with the NICU families, that they'll take away having that memory that lasts a lifetime and cherishing those moments and reading those books,” said Dana.Next up is a foundation – a way to bring books to NICU’s across the country. Large donations are already coming in.It’s a holiday mission during a global pandemic that says Dana they are intent on fulfilling.“The littlest bit makes the biggest difference. And one person can make a difference.” 2142

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