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POLK COUNTY, Fla. (WFTS) — Thirteen men, including a former military police officer and a cook at a Disney resort, were arrested in an undercover online child predator operation.The Polk County Sheriff's Office said undercover detectives posed as girls and boys on social media platforms and dating websites from October 2 through October 7.During the six-day "Operation Cyber Guardian Fall Haul," 13 men communicated with undercover detectives thinking they were children between the ages 13 and 14 and showed up to a Polk County location to solicit sexual acts from the "children." PCSO said many of the suspects took condoms and lubricant but were greeted by detectives and arrested.Those arrested included men in their 20's, 30's and 50's, and were from Kissimmee, Montverde, Lake Mary, Davenport, Winter Haven, Orlando, and Holiday.Among them were: 891

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

POLK COUNTY, Fla. — Nathan Johnson brutally beat and sodomized a man before setting his corpse on fire when he was 16-years-old. Now, he will spend 75 years in jail for those gruesome actions.The following was released by the Florida State Attorney's Office:Nathan Johnson sat motionless as a 75-year sentence was handed down to him.On Friday afternoon, Judge Harb sentenced Johnson to 75 years for first-degree murder, 40 years for sexual battery, 15 years for abuse of a dead human body, and five years for tampering with physical evidence, all to run concurrently with each other. Johnson was also labeled as a sexual predator.Following a jury trial, jurors deliberated nearly three hours before finding Johnson guilty of these charges on Aug. 17, 2017. Because Johnson was 16 when he committed murder, a separate sentencing hearing was held Friday.Johnson and three other co-defendants – Michael Gunn, Anthony Johnson, and Brian Johnson Jr. – suspected Robert Banks had raped Johnson’s mother, so on Jan. 14, 2016, they lured him over with the intent to beat him up.“They were lying in wait inside the house,” said Assistant State Attorney Mark Levine. “When confronted about the baseless accusation of the sexual battery of their mother, Banks said he absolutely did not touch her.”But Johnson and his co-defendants didn’t like that answer. They charged Banks, who tried to run to safety, but they slammed the door in his face and began to beat him up.Levine told jurors Johnson and his friends would run across the room to kick him as hard as they could in the face and in the head – they shattered his face in the process. A co-defendant then grabbed a pipe and split his head open.“They destroyed this man,” Levine said.Close to the last minutes of his life, Johnson grabbed a flashlight and sexually battered Banks with it while taunting him. He then helped his brother tighten an electrical cord around Banks’ neck.“The defendant jumps on his (Banks’) back and was holding him down while kicking and punching, tightening the electrical cord, choking the life out of him,” Levine said. “Banks’ life was over, but the story and nightmare wasn’t.”Johnson memorialized the murder by taking multiple cell phone photos of Banks’ beaten and battered body. He sent those photos to his mother.After killing Banks and taking photos of him, Johnson called his father – Brian Johnson Sr. – to tell him what they’d accomplished. His father came over to help them dispose of the body to keep them from getting caught.They wrapped Banks with trash bags and a blanket, loaded him into a jeep, and drove to Sumter County. Banks’ body was dumped into the woods and set on fire.But Levine said their trip to Sumter County didn’t end there. Johnson and his co-defendants went to Circle K to buy drinks, and they were caught on the surveillance video.“This man and his cohorts didn’t have a care in the world,” Levine told jurors. “They were laughing and smiling.”When they returned to Polk County, Johnson and his co-defendants discarded the pipe and burned the mattress Banks’ body was laid on and clothes he was wearing.The next day, Banks’ body was spotted by a man driving his Jeep on trails in the woods. Law enforcement was called, and an investigation began, leading back to Johnson.At first, Levine said, Johnson kept denying his involvement. But he eventually confessed to luring Banks, beating him and taking the “trophy” photos of the aftermath.Levine said Johnson’s actions proved he intended to kill Banks. Once the plan was in motion, Johnson made conscious decisions and choices that led to one conclusion: Banks would be beaten until he was dead.But not only was Banks beaten, he was sexually battered.“The defendant was the one who took joy and twisted excitement in sexually battering him, and he memorialized it in taking a picture of it,” Levine said in his closing arguments. “He (Johnson) said and did things that make his intent explicitly clear.”“These are conscious choices this man made to brutally beat, sexually batter, burn and discard another human being. He deserves to be held accountable for his actions,” Levine said. 4154

President Donald Trump said the outcome of the deadly shooting at a Pittsburgh synagogue would have been different had an armed guard been in place."If there was an armed guard inside the temple, they would have been able to stop him," he said to reporters before boarding a flight to a Saturday rally.There are multiple fatalities in the shooting, and at least six people are injured, including four police officers, Pittsburgh Public Safety Director Wendell Hissrich said.Trump also said the nation should strengthen its laws surrounding the death penalty."When people do this, they should get the death penalty," he said. "Anybody that does a thing like this to innocent people that are in temple or in church ... they should be suffering the ultimate price, they should pay the ultimate price."When asked if the shooting indicated a need to revisit gun laws, Trump replied that the shooting "has little to do with it" and that an armed guard might have been able to stop the gunman "immediately." 1008

POWAY, Calif. (KGTV) — A 27-acre parcel in Black Mountain Ranch once planned to be the site of a new middle school could instead turn into a Costco development.The Poway Unified School District board voted 4-0 on Thursday to pursue a long-term lease with Costco to transform the site into a mixed-use retail, restaurant, and housing complex, plus a warehouse. The district has twice declared the property at the northeast corner of Camino del Sur and Carmel Valley Road as surplus: first in 2012, and then reaffirmed in 2019. "This site has an extremely lucrative opportunity for the district and I, for one, don't see how we can turn this down," said board president Michelle O’Connor-Ratcliff. "Let Costco go figure out what the community will accept."The move, however, is being met with concern from parents in the district. Chasmine Grismer, a district parent who has lived near the Black Mountain Ranch site for a decade, expressed concern over traffic, the environment, wildfire evacuation, and demand on schools. "By bringing in an apartment complex, you're going to be bringing in families, families with children, who again will need space in schools. Our schools are already impacted," she said. A spokesman for Costco declined to comment, saying the company does not address upcoming real-estate transactions. 1330

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