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The national coin shortage has been an unusual side effect of the pandemic. Among its victims? Retailers, laundromats and even the tooth fairy.The Federal Reserve announced in June that the supply system for coins had been severely disrupted by the pandemic.A convenience store chain is offering a free beverage or sandwich in exchange for them. A laundromat owner drove 4 hours to get ,000 worth. The shortage is even being felt by the young.Take Jen Vicker, of Bollingbrook, Ill. Her 10-year old daughter woke up with a loose tooth recently and worried the tooth fairy wouldn’t be able to pay because of the shortage, unaware her parents had a stash of coins set aside.So she wrote a note: “Dear tooth fairy, you may already know this but there is a national coin shortage in America. You usually leave me dollar coins, but until this situation is resolved, I would like cash for my teeth. I apologize for the inconvenience.”There is a shortage of coins across the U.S., yet another odd side effect of the coronavirus pandemic. Coins aren’t circulating as freely as they usually do because many businesses have been closed and people aren't out spending as much. The U.S. Mint and Treasury Secretary Mnuchin have urged Americans to use coins or turn them in to banks. 1279

The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191

The number of people casting an early ballot in the presidential election now surpasses those who voted early during all of 2016. That's more than 58.6 million people who have cast their ballot with eight days to go before Election Day. The total of early votes cast either in-person or by mail in 2016 was 58 million according to the Associated Press. According to the U.S. Election Project, a data collection project run by a professor at the University of Florida, the total number of votes cast so far for the 2020 election is roughly 43 percent of the total number of votes cast in the 2016 election including early votes and on Election Day. Democrats have been dominating early voting, but Republicans are slowly narrowing the gap. The opening of early voting locations in Florida, Texas and elsewhere has piled millions of new votes on top of the mail ballots arriving at election offices as voters try to avoid crowded places on November 3 during the coronavirus pandemic. President Donald Trump has convinced many of his supporters they should not vote with mail ballots. Over the weekend, the president voted early in-person in Florida. One out of every 4 of the voters is either new or infrequent, a sign of a potential record-setting turnout. 1264

The mayor of Austin, Texas, has apologized after reports revealed that he delivered an address urging his constituents to stay home to prevent the spread of COVID-19 while he was vacationing in Mexico."I regret this travel," Austin Mayor Steve Adler, a Democrat, said in a statement, according to The Austin American-Statesman. "My fear is that this travel, even having happened during a safer period, could be used by some as justification for risky behavior. In hindsight, and even though it violated no order, it set a bad example for which I apologize."According to the American-Statesman and KVUE-TV in Austin, Adler took the trip after he hosted a small outdoor wedding ceremony for his daughter in early November. Both outlets report that there were about 20 guests at the wedding — more than the recommended guidelines of a limit of 10 per gathering that was in effect at the time.Following the ceremony, KVUE reports that Adler and eight family members boarded a private jet and traveled to Cabo San Lucas for a resort vacation. One day into that trip, on Nov. 9, Adler urged Austinites to stay at home."We need to stay home if you can," Adler said in that video, according to the American-Stateman. "This is not the time to relax. We are going to be looking really closely. ... We may have to close things down if we are not careful."Adler told the American-Statesman that he consulted with public health officials before hosting the wedding and that all 20 guests were required to undergo rapid COVID-19 tests before attending. He also said that masks were distributed during the reception guests "probably" did not wear them for the duration of the reception.KVUE adds that some of the guests traveled by plane to attend the wedding, including the Seattle-based wedding photographer.Adler isn't the only politician who has failed to heed his own warnings against travel. Last week, Denver Mayor Michael Hancock, a Democrat, traveled by plane to Mississippi to celebrate Thanksgiving with his family, despite repeated requests to his constituents not to travel for the holiday. 2096

The moderators for the 2020 presidential and vice presidential debates have been announced.The Commission on Presidential Debates announced the moderators Wednesday morning for the events this fall.Chris Wallace, a host on Fox News, will moderate the first debate between President Donald Trump and former Vice President Joe Biden on September 29. It will be held at Case Western Reserve University in Cleveland, Ohio. This debate was originally scheduled to take place at the University of Notre Dame, however they withdrew citing coronavirus pandemic concerns.Vice President Mike Pence will debate Senator Kamala Harris, the democratic vice presidential candidate, on October 7 in a debate moderated by Susan Page, the Washington Bureau Chief at USA Today. The one and only vice presidential debate will be held at the University of Utah in Salt Lake City, Utah.Trump and Biden will face-off again on October 15, moderated by Steve Scully who is a political editor at C-SPAN, and on October 22 moderated by Kristen Welker, White House correspondent for NBC News.The October 15 event will be held in Miami, after the University of Michigan withdrew citing coronavirus pandemic concerns. This debate format will be more like a “town meeting,” according to the commission and agreed to by both parties. Questions will be asked of both candidates by citizens in South Florida.The last scheduled presidential debate is planned for Belmont University in Nashville.At this time, all four debates are scheduled for 90 minutes. With the exception of the October 15 debate, the other events will be formatted to have the moderator asking questions and allowing the candidates 2 minutes to respond.The segments and topics will be determined by the moderator and announced closer to the event date. 1796

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