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I haven’t set foot in a grocery store in nearly four months.With a 10-month-old baby to think about, my husband and I have kept trips to the store to a minimum out of an abundance of caution during the pandemic. We’re fortunate to have just about every grocery delivery service at our disposal — and we’ve taken advantage.In between orders from Costco, Whole Foods, Imperfect Foods and more, I’ve noticed our virtual shopping habit is changing how we budget. We’re accounting for new grocery-related expenses. We’re also more deliberate about what we buy.Here’s why online grocery shopping could affect how much you spend — and ways to keep your budget intact.MarkupsYou could pay more online than in the store for the exact same item. That’s because some delivery services, or the retailers they partner with, inflate grocery prices to cover fulfillment costs.On Costco’s website, I was met with the message “item prices are marked up higher than your local warehouse. Instacart uses the markup to pay for their delivery service.” The exact price difference wasn’t specified.Same-day delivery service Shipt says its members can expect to pay about more on a order online than in the store. Plan that you will spend a few extra bucks every time you buy groceries online.Extra chargesAt the grocery store, the price you see is typically the price you pay. But online, fees for delivery, service, alcohol, memberships and subscriptions could be tacked onto your bill. Extra charges could range from a couple dollars for a service fee to about a hundred dollars for a membership.“You’re spending more money because it’s a service,” says Jennifer Weber, a certified financial planner in Lake Success, New York.How you use that service can also affect the cost. Often, you’ll pay a premium for quicker or high-demand delivery times. Then, there are tips. Tipping, while optional, is a simple way to support the workers risking their health to provide you with an essential service. Many grocery services set a default tip, so make sure to pick the amount you prefer.SubstitutionsItems could be unexpectedly out-of-stock, incorrect or missing from your delivery. Certain services allow substitutions for unavailable inventory. However, that can come at a higher cost. When the conventional tomatoes I ordered sold out, I ended up with organic tomatoes for more.When using services that charge for pricier replacements, consider opting out of automatic substitutions or allocating a few extra dollars toward your grocery budget as a cushion. Inspect orders closely upon arrival as well and notify the company if you’re charged for forgotten or incorrect items.Impulse purchasesGetting your groceries while sitting in front of your screen isn’t all bad news for your wallet: 46% of consumers say they’ve made fewer impulse purchases since shifting to online grocery shopping in the spring, according to a survey from Magid, a business strategy and research company.“Careful planning and buying only what you intend to is a little bit easier to do online,” says Steve Caine, a partner with the retail practice of Bain and Company, a management consulting firm. “You don’t get influenced quite the same way as you do when you’re walking through a store.”With no enticing candy displays or cleverly arranged shelves to stroll past, you might fill your cart with fewer items. Plus, Caine says shopping online allows you to better keep a “running total” of your purchase, while in the store, you usually don’t know until checkout.Ways to watch your budgetOnline grocery shopping is here to stay for the foreseeable future. These strategies can reduce the strain on your budget.Make a list. Check your fridge or pantry and jot down what you need for the week. “You can think ahead and say, ‘I want to spend 0 or .’ Then, you can do price comparisons for those items,” Weber says.Compare grocery services. Try building a basket on a few different sites to see which offers the lowest price on items. Explore all the costs involved and look for coupons or promotions before checkout.Be flexible. Choosing curbside pickup can help you skip delivery fees, tips and other charges. But if you opt for delivery, note that one-hour or same-day windows could be more expensive. Giving yourself time to plan and pushing it to next-day or two-day delivery can reduce the cost, Caine says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhy Taking Social Security Early Costs Too MuchHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 4740

In a tweet on Monday, President Donald Trump said wearing a face mask is "patriotic."The president took to Twitter to encourage people to wear masks during the coronavirus pandemic."We are United in our effort to defeat the Invisible China Virus, and many people say that it is Patriotic to wear a face mask when you can’t socially distance. There is nobody more Patriotic than me, your favorite President! 414

In a private Instagram group chat, confessed school shooter Nikolas Cruz repeatedly espoused racist, homophobic and anti-Semitic views and displayed an obsession with violence and guns.Wednesday, 19-year-old Cruz opened fire at the school that expelled him, Marjory Stoneman Douglas High School in Parkland, Florida. Authorities say he killed 17 with his legally purchased AR-15.CNN, investigating comments the shooter may have left on a now-deleted YouTube channel, was added to the private Instagram group by one of the active members in it. The responding group members, who appear to be younger than 18, have refused to confirm their identities to CNN on or off the record.When asked for comment or whether they knew about the private chat group, the FBI directed CNN to the Broward County Sheriff's Office.Most of the conversation in the group since Cruz joined around August 2017 is between six people -- including Cruz."I hate jews, ni*****, immigrants" 968

In an open letter published Thursday, Syracuse University said that a large gathering of underclassmen on Wednesday night may have already derailed the school's plans to keep the campus open through the fall semester before classes have even begun. According to The Daily Orange, the school's student newspaper, more than 100 students, many of them not wearing masks, gathered on the school's quad on Wednesday night.It's unclear what event the students were attending, or why the students were crowded together.In-person classes at the school are scheduled to begin on Monday.Students at Syracuse have been asked to sign a "Stay Safe Pledge" ahead of the fall semester. In the pledge, students promised to maintain a social distance of six feet, limit gatherings to no more than 25 people and wear a face covering on campus. All students — even those who choose not to sign the pledge — could be referred to the school's Office of Student Rights and Responsibilities for not complying.In its open letter, entitled "Last Night's Selfish and Reckless Behavior," Vice Chancellor J. Michael Haynie called the gathering "unsettling.""... the students who gathered on the Quad last night may have done damage enough to shut down campus, including residence halls and in-person learning, before the academic semester even begins," Haynie wrote.Haynie closed his letter by challenging students to practice better social distancing as the semester went on."I want you to understand right now and very clearly that we have one shot to make this happen," Haynie wrote. "The world is watching, and they expect you to fail. Prove them wrong. Be better. Be adults. Think of someone other than yourself. And also, do not test the resolve of this university to take swift action to prioritize the health and well-being of our campus and Central New York community."Several other large universities have already experienced outbreaks of COVID-19 just days after welcoming students back to campus. Notre Dame shifted to remote learning after 150 students tested positive for COVID-19 after a week on campus. The University of North Carolina at Chapel Hill made a similar shift after 130 students tested positive for the virus after a week of classes. 2241

If you are planning on getting on a plane for Thanksgiving travel, the TSA has reminders about what you can and cannot bring onboard.A mask is a must; several airlines require a face covering from ticket check-in, to the gate and onboard the plane.A few must nots include cooking spray, cooking fuel, lighter fluid, butane, propane, lighters, alcohol over 140 proof, British Christmas crackers, party poppers and other firecrackers or fireworks.What about those delicious Thanksgiving foods and treats? It depends.“If it’s a solid item, then it can go through a checkpoint. However, if you can spill it, spread it, spray it, pump it or pour it, and it’s larger than 3.4 ounces, then it should go in a checked bag,” the TSA recommends as general guidance.Things that can be carried on the plane, and brought through TSA screening, include baked goods (homemade or store bought), meat (cooked or uncooked), casseroles, vegetables, candy and spices.Foods that should be packed safely in your checked bag include cranberry sauce, gravy (homemade or in a can/jar), wine or champagne, and jams or jellies.If you have questions about specific items, the TSA has a website to check, called “what can I bring.” 1209