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SAN DIEGO (KGTV) - The sticker-shock of college can be daunting, but with planning and some research there is financial aid out there for the taking.To get the process started families must fill out the Free Application for Student Aid, better known as the FAFSA.The FAFSA is roughly 156 questions and looks at a family's financial situation.Colleges nationwide use the FAFSA to determine the amount of financial aid to award to students,The form can now be filled out online but college planning expert Ron Caruthers also recommends printing a paper copy for reference because it contains more guidance.“It’s my bread and butter because so many families really make mistakes and don’t understand the process," said Caruthers. "I’ve worked for 25+ years helping families pick schools that have money, not make mistakes on the FAFSA and save a ton of money on college.”Families can start submitting FAFSA’s October 1 and the deadline is March 2.Caruthers recommends doing so by January.He says a major mistake families make is listing assets they're not required to, including their home, IRA's, and personal property.What you should list: cash, stocks and bonds that aren't in a retirement account, and equity in a rental home.“This is an area of enormous stress because, for a lot of families, next to their house this is going to be their biggest investment, and it's going to come in a very short period of time, unlike a house they can pay off over 30 years,” said Caruthers.He says it's important to be detail-oriented on the FAFSA, for example, making sure you put income in the right line. Also, when inputting your student's name, make sure it's the exact name listed on their social security card and not a nickname.“With a little bit of education they’re going to know more than some guidance counselors in the county," said Caruthers.If a family's financial circumstance changes, they can appeal the FAFSA decision.Such a circumstance might be losing a job, divorce, or medical bills."We've seen cases where clients have gotten ,000, ,000, ,000, ,000 more free money a year, simply by approaching the financial aid office and explaining the situation."He says the number one mistake is not applying at all.Caruthers offers free workshops around the county for families.Click here for important FAFSA forms, Cal Grant information, and Pell Grant information.The U.S. Department of Education also answers frequently asked questions on its website. 2490

SAN DIEGO (KGTV) -- The San Diego Police Department is looking for 72-year-old Dania Josefina Lopez, a woman who is believed to be missing and at-risk. Lopez was last seen by her family at 9 a.m. on Monday and has not been heard from since. Family members said Lopez suffers from dementia and has high blood pressure. She did not take her medication with her when she left home in San Diego's South Bay area. Lopez is described as 5'2", 150 lbs with brown eyes and gray hair. She was last seen wearing black pants, dark shirt and a brown vest. If you have any information, contact the San Diego Police Department.    674

SAN DIEGO (KGTV) -- The San Diego City Council has voted to tentatively approve a prohibition of electric scooters on the city’s boardwalks. The Council voted 5-4 Monday afternoon to approve the ban. The prohibition will include Mission Beach, Pacific Beach, Mission Bay Park Bayside Walk and the La Jolla Shores Boardwalk. Earlier this year, councilmembers voted for regulations on the dockless scooters. RELATED STORIESSan Diego City Council head calls for temporary ban on dockless scootersUber pulling rental bikes and scooters out of San DiegoCommittee moves regulatory proposal for dockless scooters to City CouncilSome of the regulations included a speed limit drop from 15 to 8 miles per hour on boardwalks, a ban on parking scooters in certain areas and permitting fees. The city also created dozens of designated scooter corrals to prevent the scooters from clogging sidewalks. 896

SAN DIEGO (KGTV) — There's plenty of holiday magic to go around San Diego this month.Locals can head to Poway, La Mesa, Eastlake, or Oceanside this week for fun holiday events like Christmas in Poway, La Mesa Holidays in the Village, nightly snowfall in Eastlake, or Oceanside' Parade of Lights on the harbor.In Pacific Beach, hundreds of Santas will work off their milk and cookies as they dash down Garnet Avenue for the San Diego Santa Run. And in the Gaslamp District, pets will don their best ugly sweaters for their very own pet parade.RELATED:10 special holiday events coming to San DiegoQuaint mountain towns near San Diego County to visit this holiday seasonHoliday parades: Festive San Diego parades to catch this seasonPop-up bars, yuletide events hit San Diego this holiday seasonIf you haven't been to Liberty Station for some holiday ice skating, you're missing out. Tickets get guests in for the entire day, so they can skate to their heart's content, grab something to eat or visit a local museum, and return for more fun the same day.THURSDAYJungle BellsWhere: San Diego Zoo; Cost: - (Thursday - Sunday) The San Diego Zoo's holidays are sure to be wild with Jungle Bells, with daily light shows, live entertainment, and an all new "aurora" light experience blends 3-D projections with music and lights into a dazzling show.Nightly snowfall at Village WalkWhere: Village Walk at Eastlake; Cost: Free(Thursday - Sunday) Village Walk at Eastlake turns into a winter wonderland this month with daily snowfall at 1 p.m., 2 p.m., and 3 p.m., then again at 6 p.m. and 7 p.m. from Dec. 7 - 24. From 12 p.m. to 3 p.m. everyday, kids can grab a photo with Santa and get a free coloring book.FRIDAYLa Mesa Holidays in the VillageWhere: La Mesa Village; Cost: Free(Friday - Saturday) Head to La Mesa Village where families can enjoy festive holiday food and drinks, children's activities, shopping, and more. Kids can grab a photo with Santa and families can see live holiday-themed performances from bands and dancers.Rady Children's Ice RinkWhere: Liberty Station; Cost: -Lace up your ice skates and hit Liberty Station for a night of ice skating at the Rady Children's outdoor rink to start the holiday season. Proceeds from skaters will benefit the Thriving After Cancer program at Rady Children's.SATURDAYOceanside Harbor Parade of LightsWhere: Oceanside Harbor; Cost: FreeOceanside Harbor will host its own unique holiday celebration on the water with colorfully decorated boats. Fishing boats, sail boats, yachts, kayaks, and dingys will join in the parade throughout the harbor, inviting locals to watch from shore with hot cocoa and blankets.San Diego Santa RunWhere: Garnet Ave., Pacific Beach; Cost: - The streets of PB will be clad in red and white as the San Diego Santa Run returns for a 5K and mile-long dash of Kris Kringles along Garnet Avenue.Poway Christmas in the ParkWhere: Old Poway Park; Cost: Free; Activities may cost a small feeEnjoy an old fashion Christmas celebration in Poway with caroling, live music, horse-drawn hay rides, and more. Kids can jump on the Poway Midland Railroad for a night-time ride around the park or craft their own gifts with a free craft station.SUNDAYSan Diego Bay Parade of Lights Where: San Diego Bay; Cost: FreeBoats dressed in lights and colorful decorations will glide along the San Diego Bay Parade of Lights before thousands of onlookers beginning at 5 p.m. each night. This year’s theme will be Comic-Con on the Bay.Gaslamp Holiday Pet Parade Where: Gaslamp District; Cost: FreePooches and felines will deck the paws in the Gaslamp District, as the annual Holiday Pet Parade makes its way down Fifth Ave. under the Gaslamp archway starting at 2 p.m.Winter Wonder: Beachside at Belmont ParkWhere: Belmont Park; Cost: FreeSan Diego's 94-year-old theme park by the sea comes alive this month with Winter Wonder at Belmont Park. The event features a holiday toy drive, holiday sculptures, free photos with Santa, and other winter-themed activities and entertainment. 4057

SAN DIEGO (KGTV) -- Thousands of dogs and their owners were out for the annual Humane Society Walk for Animals at Liberty Station Saturday morning. The event raises money for all animals at the humane society, including pets that have been abused, injured or orphaned.  287

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