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We all know we could be scammed and these days it’s becoming harder and harder to tell what’s legitimate and what’s not. Phishing attack are not only increasing, they’re getting more sophisticated.Here are the main ways scammers are targeting you and what you can do to beat them at their own game.It all starts in your inbox with your email. It’s the easiest way for scammers to strike. They’re phishing for your personal info and their bait is pretty convincing.Girbin Klein is a senior security analyst and said, “These are the types that people will get into their email inbox typically that claim to be from Apple, claim to be from American Express, whatever company or bank people might be associated with."Scammers are getting more sophisticated with how they approach us. "It's claiming that you know you've won something or your accounts are being closed down because there's been some weird activity with your account," Klein added. "I mean those are the types of emails that get people's attention."Right now, fake Netflix emails are circulating. The email asks you to verify your billing information by clicking on the link. It even gives you a separate link to visit the help center. There’s also a fake email being sent out that’s claiming it’s from Apple. Recent research suggests one in four emails is trying to get your Apple ID, making it the top target of hackers.If you receive one of these emails, here’s what you should do. Never click on the link. That’s what scammers use to steal your information. Instead, if you’re really concerned, go to the company's website on your own and check things out. You can also try hovering your cursor over a link to see where it directs you, but there’s now new software that doesn’t always show you that.Finally, look at the email sender’s address. Who sent it? Are there inconsistencies? Sometimes it looks like it’s from a family member, friend or company you know, but the address doesn’t match up.Remember, just because they’re phishing doesn’t mean we have to take the bait. Something else to keep in mind is your bank will never send a generic email requesting personal information be sent back to it. Make sure you check your online accounts frequently and to install firewall, anti-virus and anti-spyware in your computer. 2308

lands.Supporters call it the most significant conservation legislation in nearly half a century.Opponents say the spending is not enough to erase an estimated billion maintenance backlog. 705

WASHINGTON, D.C. (KGTV) -- Starting January 1, a new federal rule requires hospitals to post a list of prices online, detailing the services they provide, according to KRON. The new law forces hospitals to post prices for every item and service they provide. According to KRON, hospitals have hidden that information from the public in the past, claiming it’s proprietary information or would confuse people. Few hospitals around the country post a small list of prices while others require patients to contact their healthcare provider or speak with someone in billing. Hospitals warn that the prices listed will likely vary from the actual prices charged to customers due to rates negotiated with insurance companies. 729

WASHINGTON (AP) — With a bit of rejiggering, President Donald Trump and first lady Melania Trump played host Sunday to hundreds of super-heroes, unicorns, skeletons and even a miniature version of themselves as part of a Halloween celebration at the White House.In years past, the president and first lady personally handed candy to the costume-clad kids, but this year, the treats were provided as participants walked along a path on the South Lawn.The kids still got to briefly meet the president and first lady though, who waved and offered words of encouragement from a safe distance about how much they liked the costumes.Trump was particularly pleased with a young boy with a distinctly Trump head of hair and a partner who did her best Mrs. Trump impersonation. The president motioned for them to turn and pose for the cameras, and they happily agreed.Another tot, a true princess it appeared, was so smitten with the cameras that she kept waving at them as she walked along, never noticing the VIPs behind her. 1026

WASHINGTON (AP) — Winter hit U.S. honeybees hard with the highest loss rate yet, an annual survey of beekeepers showed.The annual nationwide survey by the Bee Informed Partnership found 37.7% of honeybee colonies died this past winter, nearly 9 percentage points higher than the average winter loss.The survey of nearly 4,700 beekeepers managing more than 300,000 colonies goes back 13 years and is conducted by bee experts at the University of Maryland, Auburn University and several other colleges.Beekeepers had been seeing fewer winter colony losses in recent years until now, said Maryland's Dennis vanEngelsdorp, president of the bee partnership and co-author of Wednesday's survey."The fact that we suddenly had the worst winter we've had ... is troubling," vanEngelsdorp said.Some bees usually die over winter, but until the past couple decades, when a combination of problems struck colonies, losses rarely exceeded 10%, he said.Bees pollinate billion worth of U.S. food crops. One-third of the human diet comes from pollinators, including native wild bees and other animals, many of which are also in trouble, according to the U.S. Department of Agriculture."We should be concerned on multiple levels," said University of California, Berkeley, agricultural social scientist Jennie Durant, who has a separate study this week on loss of food supply for bees.Year-to-year bee colony losses, which include calculations for summer, were 40.7%, higher than normal, but not a record high, the survey found."The beekeepers are working harder than ever to manage colonies but we still lose 40-50% each year... unacceptable," Swiss bee expert Jeff Pettis, who wasn't part of the survey, said in an email.For more than a decade, bees have been in trouble with scientists blaming mites, diseases, pesticides and loss of food.This past winter's steep drop seems heavily connected to the mites, vanEngelsdorp said. Beekeepers report that chemicals that kill mites don't seem to be working quite as well and mite infestation is worsening, he said. Those mites feed on the bees' fats and that's where the insects store protein and center their immune response.Durant's study in this week's journal Land Use Policy found that changes in food supply in the Midwest's Prairie Pothole Region, a hot spot for honeybee colonies, has been a major factor in losses. That area has lost wetland areas with clover bees feed on.Other areas have been converted to corn and soy crops, which don't feed bees, she said.As bad as the survey numbers are, vanEngelsdorp said, "We're not really worried about honeybees going extinct... I'm more worried that the commercial beekeepers will go out of business." 2695