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NEW YORK (AP) — People are more likely to return a lost wallet if it contains money — and the more cash, the better.That's the surprising conclusion from researchers who planted more than 17,000 "lost wallets" across 355 cities in 40 countries, and kept track of how often somebody contacted the supposed owners.The presence of money — the equivalent of about in local currency — boosted this response rate to about 51%, versus 40% for wallets with no cash. That trend showed up in virtually every nation, although the actual numbers varied.Researchers raised the stakes in the U.S., the United Kingdom and Poland. The response jumped to 72% for wallets containing the equivalent of about , versus 61% for those containing . If no money was enclosed, the rate was 46%.How can this be?"The evidence suggests that people tend to care about the welfare of others, and they have an aversion to seeing themselves as a thief," said Alain Cohn of the University of Michigan, one author who reported the results Thursday in the journal Science.Another author, Christian Zuend of the University of Zurich, said "it suddenly feels like stealing" when there's money in the wallet. "And it feels even more like stealing when the money in the wallet increases," he added. That idea was supported by the results of polls the researchers did in the U.S., the U.K. and Poland, he told reporters.The wallets in the study were actually transparent business card cases, chosen so that people could see money inside without opening them. A team of 13 research assistants posed as people who had just found the cases and turned them in at banks, theaters, museums or other cultural establishments, post offices, hotels and police stations or other public offices. The key question was whether the employee receiving each case would contact its supposed owner, whose name and email address were displayed on three identical business cards within.The business cards were crafted to make the supposed owner appear to be a local person, as was a grocery list that was also enclosed. Some cases also contained a key, and they were more likely to get a response than cases without a key. That led the researchers to conclude that concern for others was playing a role, since — unlike money — a key is valuable to its owner but not a stranger.The effect of enclosed money appeared in 38 of the 40 countries, with Mexico and Peru the exceptions. Nations varied widely in how often the wallet's "owner" was contacted. In Switzerland the rate was 74% for wallets without money and 79% with it, while in China the rates were 7% and 22%. The U.S. figures were 39% and 57%.The study measured how employees act when presented with a wallet at their workplaces. But would those same people act differently if they found a wallet on a sidewalk?"We don't know," said Michel Marechal, an author from the University of Zurich. But he said other analyses suggest the new results reflect people's overall degree of honesty.Shaul Shalvi of the University of Amsterdam, who wrote a commentary that accompanied the study, told The Associated Press that he suspected the study does shed light on how people would act with a wallet found on the street.He said the results "support the idea that people care about others as well as caring about being honest."Robert Feldman, psychology professor at the University of Massachusetts Amherst who didn't participate in the work, said he suspected the experiment might have turned out differently if involved "everyday people" rather than employees acting in an official capacity.But Feldman called the study impressive and said it seems like "a very real result."Dan Ariely, a psychology professor at Duke University who didn't participate in the research, said the conclusions fit with research that indicates keeping a larger amount of money would be harder for a person to rationalize."It very much fits with the way social scientists think about dishonesty," he said. 3987

New plans for student loan debt forgiveness are being proposed as President-elect Joe Biden prepares to take office in just a few weeks. Many of those with student loans, as well as many economists, are hopeful some form of student loan debt forgiveness will pass.“I think it is one of the most accessible ways President-elect Joe Biden has to stimulate the economy,” said Suzanne Kahn, director of education, jobs, and worker power at the Roosevelt Institute in New York.In an interview covering the possible benefits of student loan debt forgiveness, Kahn explained the two ways in which the Biden can get the debt forgiven. One, he can push for Congress to include this debt relief in the next stimulus package, or two, he can take executive action. Either option could eliminate student loan debt for roughly 15 million borrowers and reduce the debt of another 30 million Americans.The president-elect is currently focused on pushing for ,000 to be forgiven in the next stimulus bill and has not said if he would actually consider executive action. However, he has also not refuted that option either.The latter option is certainly the more controversial way to get this debt forgiven, although many Democrats argue it is still legal and fully within a president’s power to do so. Many high-ranking Democrats in Congress explain Biden would have the authority to do this through the Higher Education Act.Experts like Kahn believe it is more likely that Congress will not agree on any amount of student loan debt forgiveness and Biden will take executive action.“I think that it is through executive action, or at least the first movement we see around it will be executive action,” said Kahn. “That really is because the federal government owes 95 percent of student debt, and the Secretary of Education has the ability to cancel it.”“My stance is that it is not inevitable,” said Neal McClusky, director of the Center for Educational Freedom at the Cato Institute.McClusky believes a third option is that no form of student loan debt forgiveness is passed, while he concedes there is a chance that Biden could issue an executive order forgiving student loan forgiveness. However, he also points out that option could be challenged in the courts with some questioning his authority through the Higher Education Act.“There seems to be straws that he can grab and say, ‘Look, this gives me the authority to just write off this debt.’ Other people say it is not clear in the law that he can do that,” said McClusky. “So, what would be the most likely outcome is that he would try. If he were to try and cancel student loan debt through executive action, it would end up in court and would be a pretty long court battle.”So, at the end of the day, where do we really stand with student loan debt forgiveness? The consensus is that it is more likely than ever before that some form of student loan debt will be forgiven, but we’re still nowhere close to a guarantee that will actually happen anytime soon.“I don’t think it is inevitable, but I do think it is important that it is on the table,” said Kahn. 3115

NEW YORK CITY, N.Y. - Everything is delicious at the local diner. But as with many restaurants, they’re struggling during the pandemic.Photographer Riley Ward has spent the last four years documenting diners in New York City. She estimates she has visited more than 450 diners.Since March, she has seen an increase in the number of closed diners.Owners say when other traditional places started offering take out that also cut into their business.Riley Arthur says she still has to visit just a handful of the new establishments that recently opened in the city.You can see all her pictures on Instagram account at Diners of NYC.This story was first published by Greg Mocker at WPIX in New York, New York. 713

NEW YORK (AP) — The Duke and Duchess of Sussex have a new home: Netflix. Six months after detangling their work lives from the British royal family, Prince Harry and his wife, Meghan, have signed a multiyear deal with the streaming service. According to a statement Wednesday, they plan to produce nature series, documentaries, and children's programming through a new production company. The two recently relocated to Santa Barbara, California, with baby Archie. They left the UK in search of financial independence. At Netflix, they plan to focus on stories and issues that elevate diverse voices and other issues close to their hearts. Several projects are already in development. 691

NEW YORK -- An officer with the New York Police Department was suspended Sunday night after viral video showed police use an apparent chokehold on the boardwalk in Far Rockaway.Four officers were on top of the man and one officer had his arm wrapped around the man. The officer got up after another officer tapped him on the back and appeared to pull at the back of his shirt."While a full investigation is still underway, there is no question in my mind that this immediate action is necessary," NYPD Commissioner Dermot Shea said.Mayor Bill de Blasio said it was the fastest he'd ever seen the NYPD discipline an officer."This is how it needs to be," he said. "The officer who intervened to stop his colleague did exactly the right thing. I commend him. That is what we need to see from all our officers."Lori Zeno, the man's attorney, said she thinks her client would have been choked to death if the officer hadn't been stopped.After the video surfaced, an NYPD spokesperson said it was being taken "extremely seriously" and that there was an active investigation underway by the Internal Affairs Bureau.Police got a call for a man being disorderly on the boardwalk near Beach 113th Street on Sunday morning, officials said. Officers said he was acting erratically when they arrived and resisted when they tried to take him into custody.Body camera video from the NYPD shows a lengthy interaction between police and men on the boardwalk before the start of the viral arrest video."Oh man, this is fun," an officer can be heard saying.The three pedestrians continue talking to police."Touch any of my boys and you are dead," the man who was eventually put into an apparent chokehold said.One of the other pedestrians chastised the man, saying he doesn't disrespect police.About 10 minutes after the confrontation began, police took down the man who'd threatened him. It appears he may he have taken something from a recycling bin right beforehand."Stop choking him! Stop choking him! Let him go," the other pedestrians screamed.After being put in an apparent chokehold, the man was walked to an NYPD vehicle where he told police has was bipolar.While still on the boardwalk, bystanders confronted police."He grabbed something and squared off and was gonna hit my officer who's standing over there," an officer can be heard saying. "That's when everything changed. The minute I saw him flex on him, that's when he goes down because we don't get hurt."The man was treated at a local hospital, police said. Zeno said he was a visible wound on the back of this head.Charges against the man are pending, police said. It's not clear what the NYPD intends to charge him with, but the man's attorney said it's the suspended police officer who should be charged."He's an idiot and he's a bad cop and he needs to go," Zeno said. "He needs to get fired and needs to get prosecuted."Mayoral spokesperson Freddi Goldstein called the video "very concerning.""We’re glad the NYPD is immediately launching an investigation to get to the bottom of what happened," she said.Queens District Attorney Melinda Katz said her office is also investigating."There must be zero tolerance for police misconduct," she tweeted. "The Queens District Attorney's Office is aware of the incident in Far Rockaway today. We take these allegations very seriously and an active investigation is underway."Just days ago amid ongoing protests over police brutality, Gov. Andrew Cuomo signed several police accountability measures into law, including a ban on police chokeholds. The NYPD banned chokeholds in the 1990s.Warning: Video of the incident may be disturbing to some. Police also shared body camera video. 3685

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