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Stay-at-home orders, lockdowns, and concerns about traveling to new cities and locations during the coronavirus pandemic may have many people dreaming of world travel in 2021 and beyond.To help with those vision boards and future planning, National Geographic has released their annual “best of the world” list of destinations on the rise. Their 2021 list features “25 amazing places to inspire future journeys and remind us why we love to travel.”The publication focused on five categories to narrow down their list of suggested destinations: sustainability, family, nature, adventure and culture.The list includes majestic mountainous hikes in Katmai National Park in Alaska, Los Glaciares National Park in Argentina, and the Svaneti region in the country of Georgia.Staying closer to home, the list includes domestic cultural locations that offer up historic reminders of race relations and our culturally diverse world: the Pueblo Nations in New Mexico, historic sites in Tulsa, indigenous cultures in British Columbia, and Chamoru culture in Guam.Or take in the wonder of nature at Isle Royale in Michigan, Yellowknife in Canada’s Northwest Territories, or visit a 5th Century shipwreck and marine haven in Greece.“The joy of travel comes from the unexpected. Now is the time to dream of your next journey and lay the foundation for your next trip. We hope our list of the new year’s most important places will inspire you. We look forward to seeing you out in the world soon!” National Geographic editors posted on their website. 1543

TAMPA, Fla. — The Centers for Disease Control has just identified more than 220 strains of what they call “nightmare bacteria” that can kill up to 50 percent of the people who catch them.“I never ever thought that I would end up getting MRSA,” said Sandra Jankowski, who was infected with antibiotic resistant bacteria her father contracted during a visit to a local hospital.Jankowski believes she was infected while caring for her father at a nursing home.“He had small scrapes and other things, which meant what was there in his system was sort of out there for all the rest of us,” she said.Jankowski contracted MRSA in her eyes and she underwent treatment for months.“It's much more rampant than we realize and very difficult to get rid of,” Jankowski said.She was lucky, because her infection eventually responded to drugs.But the CDC announced Tuesday that researchers have identified more than 220 strains nationwide that don't respond to drugs.“We are learning what is the extent of the problem and how to best manage it. And that's so critical,” said Dr. Seetha Lakshmi, an infectious disease specialist at Tampa General Hospital.She says new research and better communication between local partners and state and federal agencies will help address the crisis.The first of its kind nationwide assessment released Tuesday provides new information to providers.The CDC has more than 500 employees dedicated to containing unusual antibiotic resistance.“If you're the frontline provider, how do you act on this issue? What are your resources? How do you prevent this from spreading to other places, other people?” Lakshmi said.And identifying specific strains of "nightmare bacteria" will help health care providers respond aggressively, as the CDC pointed out in a conference call today.“The containment strategy can reduce the number of nightmare bacteria cases by 76 percent,” CDC officials reported in a nationwide conference call Tuesday.A summary of the report can be found here.Lakshmi says local hospitals now limit widespread use of antibiotics, which keeps bugs from mutating as rapidly.“You take it only if you need it. Don't take it if you just have a runny nose cold with a virus,” Lakshmi said.And other practices, like frequent hand washing can also help.“What we need to do is raise awareness,” said Jankowski, who believed she contracted her infection after touching her father.One way to protect yourself from hospital acquired infections is to do research before choosing a healthcare facility, if possible.And healthcare experts say infection rates can be lower at satellite offices or clinics that specialize in specific surgeries.Most Tampa Bay area hospitals already report their infection rates.You can compare them at the following link. 2781

The 41st President of the United States and patriarch of a political dynasty, George H.W. Bush died on Friday in Houston. He was 94 years old. Friends, world leaders and fellow politicians are now paying tribute to the man remembered as a World War II combat pilot, a Cold War politician, and a compassionate family man.President Donald J. Trump and first lady Melania Trump: Melania and I join with a grieving Nation to mourn the loss of former President George H.W. Bush, who passed away last night.Through his essential authenticity, disarming wit, and unwavering commitment to faith, family, and country, President Bush inspired generations of his fellow Americans to public service — to be, in his words, "a thousand points of light" illuminating the greatness, hope, and opportunity of America to the world.President Bush always found a way to set the bar higher. As a young man, he captained the Yale baseball team, and then went on to serve as the youngest aviator in the United States Navy during the Second World War. Later in life, he rose to the pinnacle of American politics as a Congressman from Texas, envoy to China, Director of Central Intelligence, Vice President of eight years to President Ronald Reagan, and finally President of the United States.With sound judgement (sic), common sense, and unflappable leadership, President Bush guided our Nation, and the world, to a peaceful and victorious conclusion of the Cold War. As President, he set the stage for the decades of prosperity that have followed. And through all that he accomplished, he remained humble, following the quiet call to service that gave him a clear sense of direction.Along with his full life of service to country, we will remember President Bush for his devotion to family — especially the love of his life, Barbara. His example lives on, and will continue to stir future Americans to pursue a greater cause. Our hearts ache with his loss, and we, with the American people, send our prayers to the entire Bush family, as we honor the life and legacy of 41.President Obama: America has lost a patriot and humble servant in George Herbert Walker Bush. While our hearts are heavy today, they are also filled with gratitude. Not merely for the years he spent as our forty-first President, but for the more than 70 years he spent in devoted service to the country he loved -- from a decorated Naval aviator who nearly gave his life in World War II, to Commander-in-Chief of our Armed Forces, with plenty of posts along the way. Ambassador to the United Nations. Director of Central Intelligence. U.S. Envoy to China. Vice President of the United States.George H.W. Bush's life is a testament to the notion that public service is a noble, joyous calling. And he did tremendous good along the journey. Expanding America's promise to new immigrants and people with disabilities. Reducing the scourge of nuclear weapons and building a broad international coalition to expel a dictator from Kuwait. And when democratic revolutions bloomed across Eastern Europe, it was his steady, diplomatic hand that made possible an achievement once thought anything but -- ending the Cold War without firing a shot.It's a legacy of service that may never be matched, even though he'd want all of us to try.After seventy-three years of marriage, George and Barbara Bush are together again now, two points of light that never dimmed, two points of light that ignited countless others with their example -- the example of a man who, even after commanding the world's mightiest military, once said "I got more of a kick out of being one of the founders of the YMCA in Midland, Texas back in 1952 than almost anything I've done."What a testament to the qualities that make this country great. Service to others. Commitment to leaving behind something better. Sacrifice in the name of lifting this country closer to its founding ideals. Our thoughts are with the entire Bush family tonight -- and all who were inspired by George and Barbara's example.Former Vice President Al Gore: President George H.W. Bush served our nation with extraordinary integrity and grace. I will remember him for his personal kindness and for his love of this country. He earned bipartisan respect for speaking up and taking action for what he believed was right, even when doing so was unpopular. He inspired countless Americans to volunteer and improve their communities through his point of life Foundation. President Bush leaves behind an American legacy of a lifetime of service that will be revered for generations.President Bill and Hillary Clinton: Hillary and I mourn the passing of President George H.W. Bush, and give thanks for his great long life of service, love, and friendship. I will be forever grateful for the friendship we formed. From the moment I met him as a young governor invited to his home in Kennebunkport, I was struck by the kindness he showed to Chelsea, by his innate and genuine decency, and by his devotion to Barbara, his children, and their growing brood.Few Americans have been—or will ever be—able to match President Bush's record of service to the United States and the joy he took every day from it; from his military service in World War II, to his work in Congress, the United Nations, China, the Central Intelligence Agency, the Vice Presidency and the Presidency, where he worked to move the post Cold War world toward greater unity, peace, and freedom. He never stopped serving. I saw it up close, working with him on tsunami relief in Asia and here at home after Hurricane Katrina. His remarkable leadership and great heart were always on full display.I am profoundly grateful for every minute I spent with President Bush and will always hold our friendship as one of my life's greatest gifts. Our hearts and prayers are with George, Jeb, Neil, Marvin, Doro, their families, and the entire Bush clan.US Naval Air Forces: Naval Aviation mourns the passing of our 41st President, George H.W. Bush, a Naval Aviator, statesman, and humble public servant. His legacy lives on in those who don the cloth of our great nation and in the mighty warship which bears his name, @CVN77_GHWB. May he Rest In Peace.Ex-Soviet leader Mikhail Gorbachev: "I express my deep condolences to the family of George H.W. Bush and all Americans over of the death of the 41st president of the United States," he told the Russian news agency Interfax. Gorbachev and Bush worked closely to help end to the Cold War."I have a lot of memories associated with this person. We had a chance to work together during the years of tremendous changes. It was a dramatic time that demanded great responsibility from everyone. The result was an end to the Cold War and the nuclear arms race," Gorbachev added."I pay tribute to the contribution of George H. W. Bush to this historic achievement. He was a real partner," he said.French President Emmanuel Macron: "On behalf of the French people, I convey all my condolences to the American nation for the loss of former President George Bush. He was a world leader, who strongly supported the alliance with Europe. Our sympathy to his family and beloved ones."Prime Minister of Great Britain Theresa May: "Today Britain remembers a great statesman and a true friend of our country. We send our deepest condolences to the American people and to the family he leaves behind," the Prime Minister said Saturday."President George H. W. Bush's ethos of public service was the guiding thread of his life and an example to us all. It took him from service in World War II, to his stewardship of the CIA and his direction of the Gulf War as Commander-in-Chief. And in navigating a peaceful end to the Cold War he made the world a safer place for generations to come."Australian Prime Minister John Howard: George Herbert Walker Bush, 41st president of the United States, was in office when arguably the most momentous event in post Second World War affairs occurred - the collapse of the Communist empire of the Soviet Union.Initially as Vice President to Ronald Reagan, and later as President himself, he played a major role in shaping those historic years.The late President possessed an endearing sense of humor and always exhibited immense public grace. He was the patriarch of a great American family.At all times he was a true friend of Australia. He visited our country on a number of occasions. He was the first American president to address a joint sitting of our national parliament.I extend my deep sympathy to the late President's family. He exemplified the best of his nation's values in both war and peace.Arnold Schwarzenegger: Today, we've lost a great hero. George Bush was an inspiration to all Americans and we will miss him dearly. From the day he first put on his US Navy flight suit and took off into the unknown, he always put his country first. He took on many jobs throughout his long career, and all shared one distinct trait: public service. His greatest legacy is that pure American spirit, that commitment to selflessness that drove him until the very end.He was born in a time that seemed to produce an endless supply of heroes, but make no mistake: George Bush embodied everything that made the Greatest Generation great.I will always be grateful to him for his friendship, for embracing me and imparting just a fraction of his wisdom during our time together. Some of my fondest memories are of sledding with him at Camp David and inspiring America to join our fitness crusade by hosting the Great American Workout with him on the White House lawn and listening to his speech advice as we flew between campaign rallies. I will never forget the pride I felt the day he appointed me Chairman of the President's Council on Physical Fitness and Sports. I loved to hear him surprise people with his wild side?—?explaining the pure joy he felt as he flew and jumped out of planes. I also loved to hear him explain his passion for this country?—?it was a true love that knew no petty boundaries or party lines. He taught me so much, but most of all, he taught me the power of serving a cause greater than yourself. I count myself lucky for many reasons; but for the opportunity to call George Bush a mentor, I can't help but think I'm the luckiest man in America.President Bush has left us for one last flight but his destination isn't unknown. He's flying into the arms of the love of his life, Barbara. This evening, each of us should take a minute to look up and offer him a silent thanks.Tricia Nixon Cox and Julie Nixon Eisenhower: Our father believed in George H.W. Bush. Richard Nixon kicked off George Bush's campaign for congress in 1966, encouraged him to run for senate in 1970, entrusted him as U.N. Ambassador and head of the RNC, and supported him tirelessly when he served as President for four years.George H.W. Bush lived a life that was purposeful, and extraordinarily rewarding---for our nation, and for our world.While people everywhere salute and thank George H.W. Bush today, we take special solace in knowing that President and Mrs. Bush are together again.Marco Rubio: President George H.W. Bush was an American hero, a patriot and a wise and generous man. May he Rest In Peace.Kellyanne Conway: Geartfelt (sic) sympathy and deep condolences to the entire Bush family on the passing of our 41st President, George H. W. Bush. He devoted his life to his family and his country. Thank you, sir."Julian Castro, former HUD Secretary and fellow Texan: President George Herbert Walker Bush lived an admirable life of service to country. He made a positive impact on the lives of so many Americans. May he Rest In Peace.Rick Perry: Tonight, our Nation honors the life and legacy of President @GeorgeHWBush. His unwavering service to our country and his family are unparalleled. #GigEmCondolezza Rice: President George Herbert Walker Bush was the epitome of a public servant. He loved America with all of his heart and served her as fully and completely as anyone ever has.I am so grateful that I had the opportunity to work for him, to learn from him and to experience his deep and abiding commitment to his fellow citizens. He was a mentor to me and a dear friend.President Bush's legacy is deep and broad: the many people that he touched, the difference that he made in the life of the country and the impact that he had beyond America's shores. We will never forget his steady and inspired leadership in guiding the world to the peaceful end of the Cold War.Now he is in God's loving embrace with Mrs. Barbara Bush, his beloved wife of so many years. He has finished his race with honor and dignity. All who knew him and loved him -- especially his remarkable family -- will miss him. Yet, he lives on with us in spirit. Rest well, Mr. President.GOP Twitter account: George H.W. Bush: patriot, public servant, and President of the United States. Rest in Peace, 41.Houston Mayor Sylvester Turner: George H.W. Bush served with valor and integrity as the 41st president of the United States. But to Houstonians he was one of our most esteemed and relatable neighbors. He and his wife Barbara Bush were our sports teams' biggest fans, and boosters for everything Houston. The Bushes could have moved anywhere after his time in public office, but they chose to return to their beloved city where he started his political career as the chair of the Harris County Republican Party."In statesman-like fashion, he knew the importance of reaching across the aisle to find common ground. He backed our bid to host the 2020 Democratic National Convention. He was an equal ally of former election foe President Bill Clinton in helping victims of Hurricane Harvey and Hurricane Irma through the One America Appeal. And I will always be grateful to the Bushes for being kind friends and advisers to me."For these reasons and more, I join Houstonians in mourning the death of George Herbert Walker Bush and expressing heartfelt condolences to his children and the rest of the Bush family. May we never forget his service to our country, his call for all of us to be a light to the world, and his loving spirit."Texas Governor Greg Abbott: The state of Texas mourns with the nation at the passing of one of our greatest Presidents. George H.W. Bush was an American hero and icon, he was a friend to all he met, he embodied class and dignity. Texans are genuinely honored that he called the Lone Star State home and we collectively grieve this monumental loss. On behalf of Texas, Cecilia and I offer our thoughts and prayers to the Bush family in their time of need.Apple CEO Tim Cook: We have lost a great American. Service defined President George H.W. Bush's life, and he taught all of us about leadership, sacrifice and decency. We send our deepest sympathies to the Bush family.Kevin Ryan, president of Covenant House: Clare and I send our love & sympathy to the Bushes on the loss of Pres. George Bush. At a time when some argued for the quarantine of our @CovenantHouse kids with HIV & AIDS, George & Barbara Bush held them close. I hope those angels now welcome him home to the kingdom of God. 15136

Student loan borrowers are getting another break.A recent executive order signed by President Trump extends the suspension of payments and interest on federally-held student loans from September 30 to December 31, but certain details are still unclear.“The language isn’t super clear, so we student loan nerds are anxiously awaiting the Department of Education’s guidance, which we are expecting in the next couple of weeks for sure,” said Betsy Mayotte with The Institute of Student Loan Advisors (TISLA).Borrowers have reported their loan servicers are also awaiting direction from the Department of Education.Aside from a break in payments, Mayotte said there are programs borrowers in default should take advantage of during this COVID period.“Loan rehabilitation is kind of an awesome and unique thing for the federal student loan program. If you make nine consecutive on-time payments in an amount that’s based on your income, so the payments can be as low as , not only are you taken out of default, but they remove the default line from your credit report like it was never there. And the collection costs are significantly reduced,” said Mayotte.And right now, suspended payments will count toward rehabilitation.According to the department’s Federal Student Aid office: “If you enter a new rehabilitation agreement between March 13, 2020, and Sept. 30, 2020, suspended payments that would have been made from the beginning of your agreement until Sept. 30, 2020, will count.” “They’re counting this period like you’re making those rehab payments even though you don’t have to make them,” said Mayotte.It's still uncertain whether the same treatment will continue under the president’s executive order.Mayotte added that private student loan borrowers may want to consider refinancing now that interest rates have gone down.And even though payments for many borrowers have been suspended, it doesn’t mean you shouldn’t pay anything, especially for those still employed.With interest waived, anything you pay now will go directly towards your principal, so when payments resume, interest will collect on a lower balance.If you have questions about your loan or need help with a dispute, TISLA offers free advice.Also, check out StudentAidPandemic.org for up-to-the-minute guidance on student loans and financial aid during the COVID-19 pandemic.If borrowers need additional assistance with their student loan servicer, they should contact the Maryland Student Loan Ombudsman by email at studentloan.ombudsman@maryland.gov or by phone at 410-230-6185.This story was reported by Mallory Sofastaii at WMAR. 2631

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

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