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Apple released its credit card today, and it’s digital! The card, which is backed by Mastercard, lives on your iPhone. However, it does come with a physical titanium card, just in case.“Apple card is an actual credit card. You apply and get approved, hopefully,” says Ted Rossman with CreditCards.com.It can be used anywhere Mastercard is accepted. “What I think is the most unique feature about this card there is no card number printed on the physical card,” Rossman says. “So, when you want to buy something online, you have to go into the app the wallet app on your iPhone.”Just like Apple Pay, all your information and details of your card will be stored in the wallet app on your iPhone.“That’s more secure than a physical card, because there’s additional steps of using biometrics, like authenticating with your thumb print or with your face ID,” Rossman explains. “Loading any card into Apple Pay is more secure.”Apple teamed up with Goldman Sachs as the financial bank, and both parties say their customers purchase privacy is important to them. Goldman Sachs claims they will not be sharing your purchase information to Apple or third parties.One downfall, however, is that Apple card is not for Android users. As for the rewards associated with the card, Apple card users get 3 percent back when they digitally use the card to purchase Apple products. They get 2 percent back when using the card digitally on any purchases, and 1 percent back when using the physical card on any purchases.“I do think this will appeal to Apple loyalists, but I think if it’s rewards you are after or lower interests rates you are after, that’s where you should look elsewhere,” Rossman says.Apple will not charge late fees if you miss a payment. 1752
BERLIN — Germany is banning so-called gay conversion therapy for minors, Chancellor Angela Merkel’s spokesman said Wednesday, saying the practice that purports to make patients straight has no scientific basis and often causes psychological harm.Merkel’s Cabinet also outlawed the use of conversion therapy with adults who have diminished decision-making capabilities and barred advertisements for conversion therapy services, spokesman Steffen Seibert told reporters.“The government’s goal is to protect people’s right to sexual self-determination,” Seibert said.In a later Facebook posting headlined “Homosexuality is not an illness,” the government said anyone violating the ban could face punishments ranging from fines to prison.It also expanded on how the ban applied to adults, saying sexual orientation change efforts could not be conducted with anyone whose participation was based on “subterfuge, erroneous information, pressure or threats.”LGBT advocacy group OutRight Action International said in an August report that the European nation of Malta fully banned conversion therapy. The group reported that Cyprus, the Netherlands, Norway, Spain and Switzerland had partial bans.Therapy to change a person’s sexual orientation also is prohibited in multiple U.S. states and Puerto Rico. 1308

An invasive fish species that can breathe air and survive on land has been found in Georgia for the first time. And officials are warning anyone who comes into contact with the species to kill it immediately.An angler 230
At least two people died Saturday when a hotel under construction in New Orleans collapsed. Rescuers resumed searching Sunday for a worker trapped in rubble 169
Before 7-year-old Faizan Zaki takes the stage at this year’s national spelling bee competition, he will take the stage to sing with his first-grade class in Allen, Texas. Zaki is the youngest participant in the 2019 Scripps National Spelling Bee. When asked how he felt about being the youngest speller, Zaki replies, “I just feel normal.” However, Zaki isn’t like most 7-year-olds. For one, he loves astronomy. “And my favorite thing about astronomy is like hypothetical objects like carbon stars and quasi stars,” Zaki says. He also loves science.“This is a periodic table, and it has 118 elements,” he explains.Not only does he know most of the elements by memory, but he knows how to spell them all, too.As for his favorite things to spell? Zaki says he loves long words. But even with his superior spelling skills, his parents are still shocked by his success. As a first-grader, he beat out sixth-graders to win his schools spelling bee. He eventually earned a spot on the national stage.“He loves it. I mean he loves the learning and words, and so that has been like, you know, it's just been very easy,” says his mother, Arshia Quadri.Zaki’s parents said they started studying words with him for fun.And even through they’re practicing a little bit more now, it’s still about having fun.“We just want him to be happy and, you know, experience that,” Quadri says. “You know the whole experience of going to the bee.”“And if he can spell a few words there and get to a few rounds, then good for him, that would be amazing,” says his father Zaki Anwar.To those with a dream, Zaki says to try hard and keep trying.“If you try, then you can probably win next time,” he says. 1689
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