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Akron, Ohio police are investigating after three women were found dead inside a home on Saturday night.It happened around 7:40 p.m. while officers were conducting a welfare check at a house in Akron. According to department, the officers first tried knocking on the door and when no one answered, they began looking through the windows and saw a woman on the floor. They then forced entry inside and discovered two other women.All three women were pronounced dead at the scene by EMS of suspected drug overdoses.Police aren't releasing their names at this time, but say they were 20, 20 and 21-years-old.  623

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

After a thorough investigation by the NYPD’s Manhattan South investigators, it has been determined that there was no criminality by shake shack’s employees.— Chief Rodney Harrison (@NYPDDetectives) June 16, 2020 219

Adnan Syed, the subject of the groundbreaking true crime podcast Serial, has been granted to a new trial by the Maryland Court of Special Appeals, according to the Associated Press.In 2016, a Baltimore City Circuit Court vacated Syed's conviction in the murder of Hae Min Lee. The state then appealed the ruling. According to the Baltimore Sun, the state can still appeal to the Maryland Court of Appeals. It's unclear if the state will choose to do so.Syed was convicted of killing Hae Min Lee in 2000. The first season of Serial premiered in 2014, and called into question a number of facts surrounding Syed's case.Read the judge's opinion in the window below.More on this as it develops. 718

After President Donald Trump blasted violence that has transpired at Black Lives Matter protests, claiming that Democrats are encouraging riots, Trump was asked to address a violent encounter involving a supporter of his last week.Kyle Rittenhouse, 17, was charged on Wednesday for the deaths of two demonstrators in Kenosha, Wisconsin, and for wounding a third protester. It has since been determined through social media that Rittenhouse is a supporter of Trump.During his Monday news conference, Trump said about the incident in Kenosha, "That was an interesting situation. He was trying to get away from them, I guess… and he fell & then they very violently attacked him.Trump added, “He probably would've been killed."Trump’s statement was in line with claims made by Rittenhouse’s attorney, who said that the shootings were in self-defense.Rittenhouse "has suddenly found himself at the center of a national firestorm and charged with murder after defending himself from a relentless, vicious and potentially deadly mob attack in Kenosha, Wisconsin,” attorney John Pierce of Pierce Bainbridge said in a statement last week.The exact circumstances that led to last week’s shooting are unclear, but several videos posted on social media have given investigators some insight.One of the videos appeared to show Rittenhouse scuffling with demonstrators before firing several shots. He is then seen walking away from the incident with the gun dangling from his chest while holding his hands up.While officers initially did not confront Rittenhouse at the scene late Tuesday, he was arrested the next day.Trump is scheduled to visit Kenosha on Tuesday, the site of ongoing unrest following the shooting of Jacob Blake. Blake was shot seven times in the back by Officer Rusten Sheskey. Per department policy, Sheskey is on paid administrative leave.Protesters supporting the Black Lives Matter movement have called on both Sheskey’s firing and arrest for the shooting.White House press secretary Kayleigh McEnany told reporters earlier on Monday that Trump will visit businesses damaged amid the unrest.Earlier in the day, McEnany said Trump is "not going to wade into that"in addressing the Rittenhouse incident. 2225

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