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Several countries have started shifting to a shorter quarantine recommendation.Places like France are now telling COVID-19 patients to quarantine for seven days instead of 14. Other countries like Spain, Belgium and Germany are having people quarantine for 10 days.The idea here is that a shorter quarantine is better than no quarantine at all. Some people may find it difficult to self-isolate and because of the long period, they may not attempt to do it.“If you have a job that requires you to be there, you’ll miss two weeks’ worth of work,” said Marcus Plescia, Chief Medical Officer at the Association of State and Territorial Health Officials. “Even if you have a job with really good benefits, where you can take sick leave and they can accommodate that, even in that situation, it’s going to be difficult for most people.”Another idea that supports this is that many people will not need the full two weeks to develop COVID-19 symptoms. The Association of State and Territorial Health Officials says the vast majority of people are showing symptoms within four to six days.They do say that the downside to shorter quarantine is that there is the possibility they will miss some people who start showing symptoms later on.Utah is one state that has approved a shorter quarantine period under certain guidelines. The governor there has allowed students to return to school after seven days of quarantine, if they have not shown symptoms. That’s specifically for students who were wearing a mask and were at school when they were exposed.Some more states are also considering a shorter quarantine time for children in grades K-12.“They tend to be asymptomatic or have very mild symptoms, so there’s not a danger for the most part, there’s not a danger to the children themselves,” said Plescia.The Centers for Disease Control and Prevention (CDC) is currently looking at shorter quarantine periods for college-age students.Depending on what they find, the CDC may be able to issue new guidance on self-isolation periods to get states on the same page. 2065
Sharp drops in Apple, Facebook and other big technology companies ended a miserable week on Wall Street on another sour note. The S&P 500 gave back 1.2%, sealing back-to-back weekly losses and the second straight losing month for the benchmark index since March. Surging coronavirus cases in the U.S. and Europe have spooked investors into dumping riskier assets. Washington's failure to deliver badly needed aid to the recession-struck economy and uncertainty about the presidential election have also cast a pall on markets. The drops in several high-flying Big Tech stocks came after those companies issued uncertain outlooks for the future.On Friday, the number of coronavirus cases in the US rose to 9 million since the start of the pandemic. Many states are seeing record levels of cases and hospitalizations associated with the virus. 854

Someone broke into Queen Califia’s Magical Circle located in Kit Carson Park.The sculpture garden features many works of art, including a mosaic maze, totem sculptures, a fountain, and a wall in the form of playful serpents. The vandals cut the lock to the gate leading into the property. Then they smashed more than 20 custom shaped mirrors in the mosaic maze. They also damaged two of the totems. The damage was discovered this week.Lech Juretko, of Art Mosaic Inc, helped the artist, Niki de Saint Phalle, create the sculpture garden for the community. He is also the one charged with repairing it.“I cannot really explain it,” Juretko said about the damage, “It’s sad. It’s never happened.”Juretko estimates it will cost ,000 to ,000 to repair the damage. He did not have a timeline for the repairs.The City of Escondido released the following statement to 10News.“The City plans to keep Queen Califia’s Magical Circle open during the regularly scheduled hours, weather permitting. Signage will be posted, and areas that could possibly be sharp from the glass and tile breakage will be blocked off. In addition, we always have a volunteer docent on site at all times while the sculpture garden is open to the public. We are deeply saddened this beautiful space has been vandalized and will restore it to its original condition as safely and quickly as possible.”De Saint Phalle is also known as the creator of the famous Sun God sculpture on the UC San Diego campus. 1529
Senator John McCain was admitted to the Mayo Clinic in Phoenix on Sunday as he underwent a surgery to treat an intestinal infection related to diverticulitis. McCain is in stable condition, according to a statement released by his office. His office released the following statement:On Sunday, Senator McCain was admitted to Mayo Clinic in Phoenix, Arizona, and underwent surgery to treat an intestinal infection related to diverticulitis. He is in stable condition.Over the last few months, Senator McCain has been participating in physical therapy at his home in Cornville, Arizona, as he recovers from the side effects of cancer treatment. He has remained engaged on his work as Chairman of the Senate Armed Services Committee, and has enjoyed frequent visits from his family, friends, staff and Senate colleagues.Senator McCain and his family are grateful to the senator’s excellent care team, and appreciate the support and prayers they continue to receive from people all over the country. 1024
Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739
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