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When he was diagnosed with two autoimmune diseases, Joel Hechler knew he’d be in for a battle. He didn’t realize maybe his toughest one would be with his insurance company.“I think they put the dollars ahead of a patient’s health,” Hechler said. “I don’t think they fully understand the impact the medicine will have on my long-term health and well-being."Hechler suffers from Crohn’s disease and ulcerative colitis, diseases that attack the lining of his digestive tract. Autoimmune conditions like his can’t be cured but, with the right medication, the symptoms can be controlled. Finding the right medicine can be hard for those suffering from autoimmune diseases. Even if there are scores of drugs on the market, some patients might only respond to one. In Joel’s case, his doctor thought he’d have a better chance trying a drug called Remicade.“I received a letter from my insurance company that denied the Remicade on the basis that I have to try a different drug before I can get to Remicade," Hechler said.Hechler's insurance company, Premera Blue Cross, wouldn’t approve the drug his doctor prescribed because they wanted him to try a cheaper one first.It’s part of a program that health insurers nationwide use called step therapy, requiring that patients try less-costly drugs before “stepping up” to more expensive ones — even if doctors believes the cheaper drug won’t work.Dr. Larry Adler is president of Huron Gastro in Ypsilanti, Michigan and says he spends virtually every day battling insurance companies over step therapy drugs.“They have to fail this medicine first before they get the new drug,” Adler said. “That doesn’t make any sense.”Adler says it's common for patients to get sicker while waiting for step therapy to run its course.In Hechler's case, it took six weeks of fighting with his insurer to convince them that the cheaper drug wouldn’t be effective. As he was waiting, he was getting worse.“It got to the point where I had to be admitted to the hospital,” Hechler said. "I was very, very sick.”Step therapies are used by insurers to try to control skyrocketing prescription medicine costs, says Glen Perry, Director of Pharmacy Contracting and Sales for Blue Cross Blue Shield of Michigan.“These drugs can cost up to 0,000 per year. These are not cheap medications,” Perry said.“It seems like you’re telling patients that, in many cases, your insurer knows what’s best for you, rather than your doctor,” Jones said.“We are trying to provide the most cost effective and safe medication use,” Perry said, adding that when a doctor and insurer disagree over a drug, they can usually resolve the case within a few days without putting a patient at serious risk.“A delay of one or two days I don’t think is really going to make that much of a difference for the medical outcome of the patient," he said.But for many patients, like Phyllis Toole, the delay is longer than a few days.Phyllis suffers from rheumatoid arthritis, a condition where her body attacks her joints. When her doctor wanted to put her on Orencia, her insurance company HAP said she needed to first try a less expensive drug, Humira.But Phyllis’ doctor was worried about possible side effects and thought Humira could be risky.After battling for months, Phyllis says the whole thing made her feel more like a number than a patient. With her doctor and insurer in a standoff, she was forced to rely on samples of the drug she got from her doctor. HAP never approved her prescription.“They’re playing doctor, is what it feels like,” Toole said. “They’re saying this is what you can have for the symptoms you have. It may make you sicker, but this is what you can have.”HAP issued the following statement to Scripps station WXYZ in Detroit: 3800
When adult film star Jessica Drake accused Donald Trump of sexual misconduct a month before the Presidential election, Trump said through a spokesperson that he didn't know the woman and had "no interest in ever knowing her."Less than a week later, a woman named Angel Ryan was listed in a secret settlement agreement negotiated by Trump's personal attorney as having "confidential information" about the then-Republican nominee.The two occurrences may appear unrelated. But there is a connection: Drake, the woman who accused Trump, and Ryan, the woman named in the non-disparagement agreement, are the same person, according to interviews and documents reviewed by CNN.The connection raises new questions about the circumstances surrounding the controversial agreement in which Trump attorney Michael Cohen sought to protect his longtime client and friend.The Wall Street Journal was first to report the news that Cohen paid adult film star Stephanie Clifford 0,000 to keep quiet about an alleged affair with Trump.Earlier this week, Clifford, who performs under the name Stormy Daniels, sued the President in Los Angeles Superior Court seeking to void the agreement, which she attached to her complaint.In a section dealing with "prior disclosures" of "confidential information," the agreement cites four people with whom Clifford had already shared such information.One of them was Angel Ryan.Online records reviewed by CNN show that Ryan obtained a trademark registration for the name Jessica Drake.Gloria Allred, Ryan's attorney, confirmed the link for CNN."Jessica Drake is still my client. She is Angel Ryan and the one whose name is in the settlement agreement," Allred told CNN. She said her client was never contacted about Clifford's settlement agreement.Allred would not comment on Ryan's relationship with Clifford, or the timing of her 2016 disclosure being so close to the drafting of Clifford's agreement.Both Clifford and Ryan worked for Wicked Entertainment and both said they attended a 2006 golf outing in Lake Tahoe, also attended by Trump.Clifford said in this week's court filing that she began "an intimate relationship" with Trump that summer, which continued into 2007.At the press conference in October 2016, Ryan, joined by Allred, said she was subjected to unwanted sexual advances by Trump at the golf tournament. She said he kissed her without asking and offered to pay her for sex.Trump campaign officials denied the allegations and said the candidate did not know his accuser.Six days later, Drake's real name appeared in the agreement related to Clifford.Cohen has publicly acknowledged using his own money to facilitate the payment to Clifford in the weeks before the presidential election. He said Trump had no knowledge that he was planning do so or had done so. He said Trump "vehemently denies" Clifford's allegations.The agreement specified three other people with whom Clifford had shared "confidential information." They are an ex-husband, a business manager, and a photographer.All three either declined comment or could not be reached. 3121

When Sgt. Brian Maynard pulled over Laura and Jimmy Baker, he was preparing to deliver a ticket. Instead, the state trooper summoned an EMS team, which delivered the couple's baby girl on the side of North Carolina's US 64 highway.It all began Saturday night in suburban Raleigh when Laura Baker got in a minivan with her husband for a visit to the hospital to check on some contractions she'd been having. Then, 10 minutes into their drive, she suddenly went to labor."I said, 'I cannot control this, we're not going to make it there,'" Baker said.So when her husband spotted Maynard's patrol car, he did everything he could to get the officer's attention, speeding and flicking his lights."As soon as we pulled over, my water broke," Baker said. "And my husband jumped out with his arms up, saying, 'My wife's in labor and I really need help.'"All three knew they didn't have time to get to a hospital. Maynard called the EMS team in nearby Wendell but was prepared to do the job himself."I said, 'OK, well, we're going to do this right here, me and you,'" he told CNN affiliate WSOC.So Baker's husband and Maynard held the mother's hands and urged her to wait for the EMS team."My husband and the trooper were nervous, because they certainly weren't prepared," she said. And when the EMS team arrived, everyone realized they couldn't get Baker on a stretcher. So she delivered in the front seat of the van.It was this team -- as well as the trooper's assistance -- that Baker said she's most thankful for."Without them, I don't know how successful it would have been," she said. "It was maybe a five-minute experience, but a vital five-minute experience. [The EMS team] did everything to make sure it was sanitary and healthy."Baker was taking her baby, Halyn, home Monday and was planning on paying a visit to the EMS team that helped keep her infant daughter healthy throughout the delivery. She doesn't know much about the EMS crew, but she'll be looking for Charlie and Danny, who held her hands throughout the birth and walked her through every step."She was born outside in 40-degree weather, but she's a perfect, healthy little girl," she said. "They did everything perfect." 2198
WILMINGTON, Del. — President-elect Joe Biden fractured his foot while playing with one of his dogs, according to the former vice president's doctor.Biden's office says he suffered the injury on Saturday and visited an orthopedist in Newark, Delaware, for an examination Sunday afternoon.A subsequent CT scan “confirmed hairline (small) fractures of President-elect Biden’s lateral and intermediate cuneiform bones, which are in the mid-foot,” according to a statement from his doctor, Kevin O’Connor.O’Connor says Biden will likely be wearing a walking boot for several weeks as his foot heals.The Associated Press reports that Biden was injured while playing with Major, one of his two dogs. The future first family has another dog, Champ, and they say they plan to also get bring a cat into the White House. 817
When those Amazon Prime Day orders start arriving, they will come in slightly different boxes.Amazon is encouraging people to get a little creative and have some seasonal fun before recycling those boxes.The box designs are part of the launch of a new augmented reality application by Amazon to create interactive and shareable experiences. Amazon describes it as a “fun way to reuse your Amazon boxes until you’re ready to drop them in the recycling bin.”The boxes coming soon have a white pumpkin and a QR code printed nearby. Images for the Amazon Augmented Reality app show drawings on the pumpkin seeming to come to life as a jack-o-latern.Images on the app description page show different box designs with a corgi dog and car option. No word on when those box designs could be hitting doorsteps.The boxes are also made with less material as part of Amazon’s ongoing effort to create less packaging. 912
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