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Buying a home can be nervewracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses.To make the first-time home buying journey a little less stressful, NerdWallet has compiled these 25 tips to help you navigate the process more smoothly and save money. 404

BUFFALO, N.Y. (WKBW) — Hockey is back! The National Hockey League and their players' association announced Sunday the 2020-2021 season will begin on January 13th and will be reduced to 56 games.Training camp for the seven 2020 non-playoff teams will begin on December 31st.The agreement includes a realignment of the divisions, and limiting game schedules to intradivisional. The move was done to minimize travel for the teams, as well as to account for the ongoing closure at the U.S.-Canada border because of concerns for the spread of the coronavirus. 563

CARLSBAD (KGTV) -- A slope in Carlsbad is moving, affecting a senior community on top of it. The question of who is responsible for paying to fix it has the City of Carlsbad battling with those who live in Camino Hills.“It’s been a tremendously stressful experience for everyone,” said Mike Perry, who has lived in Camino Hills since 2001. Joe Matthews has called the Camino Hills community his home for about 19 years. “We have lunch out here, sometimes dinner,” Matthews said, as he showed Team 10 the front patio area where he relaxes with his wife. “The grandkids come visit.”“It’s a really wonderful community,” Mathews added. What he did not know was something was going on beneath the surface. “It came as a real surprise,” Matthews said. According to court documents filed by the Camino Hills Homeowners Association in 2018, the City of Carlsbad noticed damage to the pavement and sidewalk right by Camino Hills Drive back in 2007. In January 2009, a geotechnical firm placed devices in the slope to track the movement. There was more slope movement detected during the El Ni?o rainstorms from 2016 and 2017.To fix the issue, it could cost anywhere from 0,000 to about million, according to Elizabeth French. French represents the Camino Hills Homeowners Association. She said the city did not fix the problem properly in the first place. “The city actually knew that there was an ancient landslide at this location and rather than make the developer make a more expensive repair, they allowed the developer to put in a subsurface buttress made of soil, but in recognition that that wasn’t the best repair,” French said. She said when this community was being built, the City of Carlsbad entered an agreement with the developer of Camino Hills. In the indemnity agreement, French said it required the developer to fix any problems for up to 10 years after the community was built. Camino Hills was built in the mid-1980s and the developer is now out of business. French said the city is now asking the residents of Camino Hills to foot the bill.“There’s nothing in this association’s government documents alerting any of the prospective purchasers that there’s this enormous liability out there, that they could be tasked with addressing down the road and that kind of notice is required in the law,” French said.Joanne Stout’s modular home is right by Camino Hills Drive. “This is it. This is where I’m going to be until they carry me out of here,” Stout said. However, if residents are forced to pay for street repairs, she would have to sell.“I would be one of the ones that would have to leave and that would make me very sad,” Stout said.Nobody with the City of Carlsbad would agree to an on-camera interview. In a statement: 2753

CAPE CANAVERAL, Fla. (AP) — SpaceX has launched a newer, bigger version of its Dragon cargo ship to the International Space Station. Sunday's liftoff from NASA's Kennedy Space Center marks the first time that Elon Musk's company has two capsules in orbit at the same time. This latest Dragon should reach the space station on Monday, joining the Dragon that delivered four astronauts last month. The 6,400-pound shipment includes Christmas treats and presents for the seven station residents. NASA isn't divulging any of the gifts, but roasted turkey and cranberry sauce are on the way. The recycled first-stage booster, meanwhile, landed on an ocean platform following liftoff. 686

BURLINGTON COUNTY, New Jersey — A television station in New Jersey is reporting a homeless man and a couple who were in the news for the couple's wrongdoing in keeping money it raised for a homeless man was in on the conspiracy together.The TV station is not naming its source but says there is a legal complaint filed that names Mark D'Amico, Kate McClure and Johnny Bobbitt as facing charges, including conspiracy and theft by deception.The?complaint obtained by WCAU television station alleges "the three conspired with one another to make up a false story in order to raise more than 0,000."The source told the TV station the couple has turned themselves in. It was not clear whether Bobbit was in custody. 726

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