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TAMPA, Fla. — A Florida mother has filed a wrongful death lawsuit against a Tampa gas station after she claims the station's market sold her son "defective capsules" of kratom, which led to his death.Laura Lamon filed the wrongful death lawsuit filed against Sligh Petrol Mart operated by Anjiya C- Store Inc., on May 18 for selling her 27-year-old son Christopher Waldron the herbal supplement capsules.Lamon is suing Sligh Petrol Mart for negligence. Count three of the filing claims that Slight Petrol Mart displayed “the capsules next to over-the-counter oral medications and selling the capsules as a product taken orally when the capsules were not safe to orally ingest.” The lawsuit LAO alleges that “Sligh Petrol Mart failed to provide its customers, including Mr. Waldron with any reasonable warnings or instructions or with the capsules. The failure to provide a reasonable warning or instructions made the capsules unreasonably dangerous.”Waldron died on July 7, 2017 from what the Hillsborough County Medical Examiner’s Office autopsy report says was “intoxication by Mitragynine (kratom)."The toxicology report shows that Waldron’s levels for Mitragynine were 1.8 mg/L — levels that are considered extremely high.According to Associated Medical Examiner Leszek Chrostowsk, if Waldron didn't take kratom, he'd be alive today.Lamon said her son struggled with an addiction to prescription painkillers for more than a decade. When she got the phone call from Tampa Police that her son might have died from an overdose; she assumed it was from a prescription painkiller.“I was shocked, I thought it would for sure be opiates, for sure. I had no idea about this,” Lamon said. According to Lamon, the capsules Waldron took before he died were labeled "Optimized Plant Meditated Solutions (O.P.M.S.) Gold." The front of the packet identifies the supplement as Mitragyna Speciosa Botanical Extract. The back of the package says the product contains Mitragyna Speciosa Leaf Extract and that it contains 60mg of Mitragynine.There are no instructions on the packet, just a warning that claims the pills are “only for use as a botanical specimen. Manufacturer of this product takes no responsibility for the misuse of this product.” The packet also contains a link to O.P.M.S. website for another disclaimer."If it were properly labeled than he would've had a chance, you know, to say OK I shouldn’t take this amount,” Lamon said. “Again, I don't know how much he took, but it was enough to kill him.” 2611
Statement from Secretary of State Brad Raffensperger pic.twitter.com/Sf1JIWH5qg— GA Secretary of State Brad Raffensperger (@GaSecofState) November 9, 2020 162

SUPERIOR, ARIZONA — The mother of two young children is facing murder charges after the kids were found dead in a vehicle Monday night.The Pinal County Sheriff's Office said detectives were called to the home near Richard Avenue and Palo Verde Drive around 11:15 p.m. after a 10-month-old and a 2-year-old were found dead in a car outside. Both children were found strapped in their car seats when officials arrived. Sheriff's spokeswoman Navideh Forghani said evidence at the scene indicated foul play.The mother of the two children, 20-year-old Brittany Velasquez, is facing two counts of murder. An autopsy is being conducted, according to Forghani. 675
The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be TAMPA BAY, Fla. -- Researchers are working to develop and test a tool to help COVID-19 responders in mental distress.The project was one of 14 at the University of South Florida to receive funding.“The key idea is developing this thing that will interact between people in need and all the resources that exist, it will be that go-between,” said assistant professor Jerome Galea.The researchers said they plan to create a prototype of a chatbot to help break down barriers to access to mental health care. Through things like text or social media messaging, the Tampa Bay Area Treatment & Health Advisor (TABATHA), will help screen the level of mental distress in responders and their service preferences.“This chatbot will integrate screening and basically referral into one product. And why that’s so important is people are going to be at different levels in terms of stigma surrounding care-seeking and also their readiness to engage with care,” said assistant professor Kristin Kosyluk.They’re partnering with other community organizations, including the Crisis Center of Tampa Bay.“We know first responders. They’re the first out the door but they’re the last to ask for help,” said the center’s CEO and president, Clara Reynolds.Reynolds said in the past six months, the center has handled more than 9,000 calls related to COVID-19, though received fewer calls from first responders than expected.“We know this is just gonna be the tip of the iceberg that that behavioral health tsunami is coming from multiple areas,” Reynolds said. “If a device like a chatbot can be developed and proved to be effective to help those at least be able to start to navigate the behavioral health system I just think it’s gonna be an amazing tool.”“It’s increasing a lot of the frustrations people are having with limitations on PPE and limitations on people congregating and everything else. They’re not able to have those fun events outside of work, where they can release and let that stress go. And everything compounds daily because of their call volume increasing because of the pandemic,” said St. Petersburg Fire Rescue training Lt. Rob Neuberger.He explained the burden is also intensified for peer support team members who have lost some human connection in checking in.“I think where social distancing has helped with everything with the pandemic, I really like to just call it physical distancing. That way, we don’t have the emotional separation, that way we can lean on each other as human beings and as just people every day,” he said.St. Petersburg Fire Rescue says they’ve worked to implement programs and resources, including tips on dealing with stressors, how to have conversations with family members, and Zoom calls with a doctor.“One avenue to get help might be different for the next person,” said division chief of training Richard Ganci.“Ask for the help when you need it,” Ganci saidThis story was first reported by Haley Bull at WFTS in Tampa Bay, Florida. 2986 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103
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