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P.s. I have made this post public in hopes you will share and get the BLUE BUCKET message out there for Autism Awareness this Halloween?????????????? 157

People are paying more attention to the supply chains that keep store shelves stocked. The novel coronavirus pandemic disrupted the flow of many products and exposed how crucial supply chains are.These chains are complex, often global networks that make it possible for consumers to get a wider variety of items more quickly. They can also help keep prices down.In normal times, technology and highly-skilled operators keep everything running smoothly. But the COVID-19 pandemic triggered a perfect storm that changed it all.People started panic buying certain items in March. Stores reacted by increasing orders from their suppliers. That put a strain on the supply chain, which was already facing other complications.Workers at all stops of the chain started getting sick. Plants and distribution centers had to close. Historic shutdowns forced delivery route changes that added another layer of chaos.All these changes made it tougher for businesses to keep control of their chains.Now, after months of conserving disinfectant wipes and grocery-store hopping in search of eggs, supply chains are starting to straighten back out. But things are not going back to normal. Closures and restrictions are still common and vary from place to place.Businesses are adapting to make sure their chains stand strong in the face of any future uncertainty.Experts agree that advancing technology will play a key role in what the future looks like. They say transparency will, too, as the consumer’s sustainability and ethical expectations evolve. 1544

Parents are considering different options when it comes to school as they manage the pressure of the COVID-19 pandemic.One option is called micro-schooling, which is basically a small school. It could have regular classroom space or operate out of someone's home, using remote curriculums.“Usually there's a theme attached to it, or a certain population they're serving, or they're trying to accomplish something that perhaps isn't getting accomplished in larger schools,” said Dr. Maureen O'Shaughnessy, Executive Director of the Micro-School Coalition.O'Shaughnessy started the Micro-School Coalition. She hopes micro-schools can help ease drop-out rates, making sure no kid falls through the cracks.She says they also allow teachers to build relationships with each student and focus on their passions.“We all thrive when we're seen and heard and valued, and that can't always happen if a teacher has 149 other kids to teach that day,” said O'Shaughnessy.She says parents in the Seattle area have turned to social media with questions about logistics or inclusion. That's also true for a mom in Boston who has created a Facebook group for parents and educators interested in micro-schooling."We want to utilize curriculum that our school system is working very hard to create,” said Jennifer Quadrozzi, who started the Massachusetts "Micro-Schooling" Resource Group. “We by no means are saying that's not good enough for us. We wish, in the perfect world, we could send them back to school and learn what teachers have to learn, but, for various reasons, we are uncomfortable doing that."The Micro-School Coalition offers free information sessions and podcasts if you want to learn more.O'Shaughnessy hopes the conversation on micro-schooling will increase scrutiny of our current system, which she calls outdated. 1825

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

PHOENIX (AP) — Cindy McCain will advise Democrat Joe Biden's presidential transition team as it prepares for the former vice president to take office if he wins in November. Biden's transition team announced Monday that McCain will be the second Republican on the 16-member advisory board. McCain, a Republican, endorsed Biden last week. "Joe and I don't always agree on the issues, and I know he and John certainly had some passionate arguments, but he is a good and honest man," McCain tweeted. "He will lead us with dignity."McCain is the widow of former Republican senator and 2008 presidential nominee John McCain. Biden's transition team is preparing for a smooth transfer of power should Biden win the presidency. The teams typically line up candidates for key appointments and prepare to implement policies early in the new president's administration. 867

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