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SAN DIEGO (KGTV) - At the end of the week, many federal government employees may find themselves in a financial bind as they arrive at their first pay period of the shutdown without a paycheck. Enrique, a federal contractor who did not want to use his last name, created a GoFundMe campaign to cope with the lack of funds. He asked for ,000 to cover his salary gap, posting a picture of his family to encourage donations. “This shutdown really affects me because once the shutdown ends I will not get back pay as a contractor,” Enrique said. Christian Rodriquez is a corrections officer at Metropolitan Correctional Center detention facility in downtown San Diego. His work is deemed essential, so he is working without pay."I'm going to have to borrow from family and friends to pay my mortgage, or get a loan," said Rodriguez.Some institutions, including Navy Federal Credit Union (NFCU), are offering no-interest loans to help workers through the crisis. Other banks, including Chase and Wells Fargo, encouraged affected customers to reach out for assistance.While some loans may have fair terms, government employees are warned to beware of so-called predatory lenders during the shutdown. The California Department of Business Oversight (CDBO) has established guidelines to protect borrowers from illegal and improper lending practices. The agency is warning government workers against excessively high fees and commissions, high interest rates, high-cost credit insurance, and refinancing with higher fees, known as “loan flipping”. CDBO experts have tips for anyone seeking a loan.Shop around: Compare interest rates and total costs of loans by several banks and credit unionsUse caution: Be wary of lenders who contact you first, or offers “only good for a short time”Ask questions: You have a legal right to know the total cost of the loan, the APR, monthly payments, and how long you have to pay it backThink before you sign: Make sure you understand all documents, and consider having someone else check them 2031

SAN DIEGO (KGTV) -- Children's minds cam become overwhelmed during the chaos of a pandemic. However, one local company has found a way to deal with these challenges, especially as kids get ready to start a new school year. Brain Balance of San Diego offers a holistic program that specializes in getting to the root of children's challenges."Those challenges might be academically, socially, or behavioral, says office director Amanda Lee. "We see a lot of parents who come in with children struggling with attention, and sensory processing."And at Brain Balance, they stay away from medications. "That just looks at the tip of the iceberg, and is a band-aid."They believe in the power of exercise, with workouts such as jump rope, balance beam, and planks just to give a few examples."It's fantastic for the brain, but the type of exercise we do here is very intentional. It works on very specific areas of the brain, but especially the connections between the different regions which are connected with development, processing, learning, and every day functioning."Many families are now seeing their kids struggle, as they deal with the pandemic and distance learning. "It's just been difficult," says the father of twin girls going through the Brain Balance program. "It's been nice because Brain Balance has been there, with emails as well as checking in with phone calls. But now having schools start with the distance learning, it's going to be hard to gauge them, but I can see they've gained."So what are the red flags to look for in your children? Lee says there are a few. "Are they able to really focus on the lesson at hand, and what about reading? A lot of kids are really struggling with getting through a paragraph or a sentence."Lee also says Brain Balance is by no means a cure, just a stepping stone to help children with their struggles."We know there are these road blocks in the brain. So we help them clear those road blocks, and to help them truly thrive, especially in the new school year." 2024

SAN DIEGO (KGTV) — Coaster service through San Diego County will be unavailable for two weekends this month.To give crews time to complete infrastructure improvements along the rail corridor, North County Transit District announced Coaster service from Oct. 19-20 and 26-27 would be shut down.On Fridays before the closures, southbound Amtrak R2R trains A792 and A796 will make their trips to Santa Fe Depot, but Amtrak train A590 will stop at Oceanside Transit Center.During the service shut down, Amtrak Pacific Surfliner and Metrolink will not provide service to Oceanside Transit Center. Trips on connecting buses will need an Amtrak reservation. Amtrak bus services will also need an Amtrak reservation. Rail 2 Rail passes are not eligible.Bus service connecting Coaster stations will not be available, but some passengers may have BREEZE Route 101 or MTS connections available.While no passenger rail service will operate on the corridor during these times, other vehicles and equipment will be in use. Pedestrians and drivers should still look out for equipment in the area.Service will resume on the Mondays after the closures but may experience delays up to 15 minutes. 1186

SAN DIEGO (KGTV) - Beginning Thursday, there will be intermittent closures on Balboa Ave. and Garnet Ave. due to construction. This work is part of the Mid-Coast Trolley Project.Crews will be dismantling the Balboa Ave. Railroad Bridge that extends from Garnet Ave. to east of I-5.The construction work will cause lane and ramp closures overnight through July. Here is what to expect: 402

SAN DIEGO (KGTV) -- Caltrans presented five renderings of possible suicide barriers for the San Diego-Coronado Bridge.More than 400 people have killed themselves by jumping from the bridge since it was opened in 1969, making it the second deadliest suicide bridge in the nation behind San Francisco’s Golden Gate Bridge.The possible suicide barriers include a large net underneath the bridge similar to the one to be put on the Golden Gate Bridge, three types of fencing, or 18-inch spikes on top of the existing barriers.Caltrans said one design will be chosen in Spring 2018.They said it will take several years to build the barrier because they need to have environmental impact studies done and get funding for it.  752

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