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濮阳东方技术先进
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发布时间: 2025-05-31 06:22:43北京青年报社官方账号
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  濮阳东方技术先进   

There are 7 billion people in the world. And a full 22% of them -- 1.6 billion -- are fasting from sunup to sundown. Every day. For an entire month.It's Ramadan, the holiest month of the Muslim calendar. But what if you're not a Muslim -- just a caring, considerate person. Is there anything you should do so you don't come across as insensitive to your fasting friends?Short answer: No. Long answer: No.But you can earn some cool points if you follow these 10 tips. 474

  濮阳东方技术先进   

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

  濮阳东方技术先进   

Three different storm systems are threatening different parts of the United States and the Caribbean this weekend.Hanna becomes hurricane as it bears down on TexasHurricane Hanna made landfall on Texas’ Padre Island Saturday afternoon. The National Hurricane Center says the storm made landfall about 15 miles north of Port Mansfield with maximum winds of 90 mph.Hurricane #Hanna made landfall on Padre Island, Texas at 5 PM CDT with maximum sustained winds of 90 mph. Visit https://t.co/tW4KeFW0gB for details. pic.twitter.com/yIT12pXwjp— National Hurricane Center (@NHC_Atlantic) July 25, 2020 Hanna was upgraded to a hurricane Saturday morning as it moved toward the Texas coast, becoming the first hurricane of the Atlantic's 2020 season.Meteorologists say the biggest concern from Hanna is expected to be flash flooding. Up to a foot of rain and storm surge up to 5 feet is forecast for some areas.Local officials on Saturday asked residents to stay home and ride out the storm, but to also be mindful of the coronavirus pandemic.Officials said Friday that they were confident they'd be able to cope with the one-two punch of the storm and the state's surge in COVID-19 cases.Hurricane Douglas bears down on HawaiiHurricane Douglas in the Pacific Ocean is presenting new challenges to officials in Hawaii who are long accustomed to tropical storms.Meteorologists say Douglas should weaken by the time it hits Hawaii with strong winds, heavy rainfall and dangerous surf beginning Saturday night.Honolulu authorities are preparing extra shelter space so people can maintain physical distance from others during the COVID-19 pandemic.Evacuees at Honolulu shelters will have their temperatures taken. Those with high temperatures or with a travel or exposure history will either be isolated at that shelter or taken to a different site. Officials are also reminding residents to make sure they have masks and hand sanitizers in their emergency supply kits.President Donald Trump issued an emergency declaration for Hawaii on Saturday because of Douglas, directing federal assistance to supplement state and local response efforts.The National Weather Service on Saturday issued a hurricane warning for the island of Oahu, where the state’s largest city, Honolulu, is located.Hurricane #Douglas Advisory 22: Hurricane Douglas Continues to Move West-Northwest Toward Hawaii. Hurricane Warning Issued For Oahu. https://t.co/mbw53QNBXE— NHC Eastern Pacific (@NHC_Pacific) July 25, 2020 Maximum sustained winds decreased to about 90 mph by midday Saturday, making Douglas a Category 1 hurricane. The storm is expected to be near the main Hawaiian islands late Saturday and move over the state Sunday and Monday.Tropical Storm Gonzalo to move through CaribbeanTropical Storm Gonzalo is still on track to move across the southern Windward Islands later Saturday.Tropical Storm #Gonzalo Advisory 15A: Heavy Rain From Gonzalo Nearing Trinidad and Tobago. https://t.co/VqHn0u1vgc— National Hurricane Center (@NHC_Atlantic) July 25, 2020 Gonzalo is forecast to bring 1 to 3 inches of rain, with isolated totals of 5 inches.A tropical storm warning was in effect for Tobago and Grenada and its dependencies.The storm was expected to dissipate by Sunday night or Monday, forecasters said. 3284

  

There will not be a 2020 Minor League Baseball season.After having the start of the season delayed due to the spread of COVID-19, Minor League Baseball officials announced on Tuesday a decision to cancel the season.In 2019, Minor League Baseball attracted 41.5 million fans to ballparks across North America. The teams are supplemented by professional players signed by MLB squads, and are paid a much smaller salary than their big league counterparts. While MLB has decided to push forward with a shortened season starting July 23, Minor League Baseball’s revenue model would have made it impractical for a 2020 season given most of its revenue comes from gate attendance, concessions and merchandise, compared to MLB which sees a sizable revenue stream from TV.Even though the majority of Minor League Baseball players will not play in 2020, MLB teams have formed “taxi squads” of their top minor league players. The taxi squads will provide big league rosters with players ready to be called up in case of an injury at the MLB level."These are unprecedented times for our country and our organization as this is the first time in our history that we've had a summer without Minor League Baseball played," said Minor League Baseball President & CEO Pat O'Conner. "While this is a sad day for many, this announcement removes the uncertainty surrounding the 2020 season and allows our teams to begin planning for an exciting 2021 season of affordable family entertainment." 1485

  

There's a new concept to contraception, and you may start seeing more advertising for it soon.It's an app, and the U.S. Food and Drug Administration (FDA) just gave it the green light to start marketing.Natural Cycles claims to help prevent pregnancy by allowing women to track the days they are most fertile. It uses a woman's monthly cycle information and their body temperature, which users input daily.The app provides a calendar of green and red days. Green days indicate you're not fertile, while red days suggest you are.The app claims its’s 93 percent effective if used correctly. That estimate may be high though.Planned Parenthood, in general, claims fertility awareness is only between 76 and 88 percent effective.Regardless, the app does nothing to prevent sexually transmitted diseases.   The president of Advocates for Youth, a national organization that promotes young people’s rights to sexual health information, says there are some concerns surrounding the app.“Especially for many younger women, their cycle isn’t exactly regular, so if you've got an irregular cycle or you really don’t understand the implications of using fertility awareness, it’s a tough method to use,” explains Deb Hauser. “It’s not by any means foolproof.”The Natural Cycles app costs for a year or a month.The free trial offer isn't really going to help you, because it takes a few months for the app to get to know your body. 1445

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