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Most parents want to start saving for college while their child is young, but a new study by the Center for Michigan found that might be difficult.In Massachusetts, families with two children are paying, on average, more than ,000 for child care in a year. State tuition for colleges average around that same price."Reality hits when you become a parent,” says mom Yvette Schilling. “And you are working extra hard and working full time and so is your husband."  Schilling says when it comes to child care, the family has to be really mindful of the cost and budget accordingly.On average, parents pay nearly 0 a week for two children in child care. Care.com estimates it at more than ,000 a year.Figuring out how to pay for day care has been a struggle for many mothers."We don't have any family around, so that becomes a little bit of a challenge," Shilling says.  She says hiring a nanny would have cost her almost triple what she's paying for daycare.  "Is it worth it for me to work full time, so we can pay ,000, or should I just stay home and watch my kids myself?” Schilling asks.   So, how can parents save money for child care?According to the Care website, one option is to sign up for a dependent care account through your employer. You can set aside up to ,000 tax-free pay for child care.  If your employer doesn't offer a flexible spending account, take advantage of the child care tax credit. Each family can itemize child care expenses up to ,000 a year and apply a tax credit to it.  To off-set some costs, nanny sharing is becoming a popular trend, allowing two families to share a nanny and split the cost. 1685

Nearly 1.5 million Ford Focus vehicles in North America are being recalled because of a fuel system problem.The engines can stall without warning, the recall says. Cars included in the recall are 2012 to 2018 model years with 2-liter four-cylinder engines.The recall states a canister purge valve can malfunction. There have been no accidents, injuries or fires because of this issue, the company said.Read the full news release regarding this recall here. 464

NASHVILLE, Tenn. — Buck McCoy is just one of many survivors from Nashville's Christmas explosion. Friday night he stayed at a friend's house but said he's not sure what's left of his Lofts at 160 home."About 5:30 or so I heard some gunshots - it sounded like four or five, maybe six gunshots. I looked out the window and didn't see anything," said McCoy. That's when he went back to bed, a decision he believes saved his life."Within maybe ten minutes of that a huge explosion, which completely ripped the walls apart of my house, stuff was coming down on me, there was dust everywhere," McCoy said.He got out of bed to find his face and hands bleeding from broken glass and debris. "You know I was looking out the window just ten minutes before the whole explosion, so if I had picked that moment where it exploded to be looking out the window, I feel very lucky on this Christmas to be here. It was that close," he said.McCoy managed to capture cell phone video immediately after the blast as people desperately looked for safety. "I was really thinking that there was some kind of a war going on and that this could be something that I wouldn't get through, that I would not make it through," McCoy said.He eventually walked to a friend's house where he has been staying ever since. McCoy said at one point he did go back home to look for his cat but firemen sent him away. He said he has not been able to return since.This story was first published by Olivia Michael at WTVF in Nashville, Tennessee. 1511

Moving is stressful enough without throwing a pandemic into the mix.Many Americans may be forced to consider moving as federal foreclosure and eviction moratoriums expire. In the first week of July, 32% of Americans did not make a full, on-time housing payment, according to a nationally representative survey by the website Apartment List. Others may relocate to save money, be closer to loved ones or simply leave a densely populated area.If you’re considering moving, here’s what to know from a financial standpoint, as well as tips to make moving day safer.Budget for extrasAside from the usual expenses like buying boxes, renting a van or hiring movers, plan for extra costs because of the pandemic.You may need to buy heavy-duty supplies to deep-clean your old place, for example, or to sanitize your new accommodations. If you are moving out of a rental unit, some landlords may ask you to pay for professional cleaners or take the cost out of your security deposit.Moving across county or state lines? Check what the quarantine requirements are in your new location, says Jean Wilczynski, a certified financial planner and senior wealth advisor at Exencial Wealth Advisors in Old Lyme, Connecticut. You may have to pay for quarantine accommodations like a hotel or Airbnb if your new apartment or home is not move-in ready, she says.If you are receiving unemployment benefits, check the rules on how your benefits carry forward in your new location and what the taxes are if it is a new state, Wilczynski says. You can typically find this information on your state’s Department of Labor website, she says.If you are unemployed or your income has dropped as a result of the pandemic, you can also check whether you qualify for moving assistance by calling 211.You might not be able to really get to know your new place until you’re living there, so prepare yourself (and your wallet) for surprises like leaky faucets or broken appliances. Landlords and real estate agents may offer only virtual tours. And if you can see the new accommodations in person, you may be required to sign a waiver, wear a mask and avoid touching anything while in the house.Stay safe during the moveHow to move safely depends on whether you are doing it yourself or using movers. Current guidance from the Centers for Disease Control and Prevention suggests that the main way the coronavirus spreads is through respiratory droplets, says Lindsay Slowiczek, pharmacist and drug content integrity manager at Healthline.com. That’s why wearing a mask and staying away from people is important to slow the spread of the virus, she says. Sanitizing surfaces is also an extra precaution worth taking.Moving yourselfIf you’re renting a moving truck, companies like U-Haul offer contactless pickup and drop-off options. Slowiczek suggests sanitizing the door handles, steering wheel, radio and the metal tongue on the seatbelt in the rental van.Using moversBefore picking a moving company, check its website or call and ask about its safety practices in response to the pandemic, Slowiczek says. Ask whether the movers wear masks and gloves during the move.On moving day, she suggests being prepared with a plan to limit interaction with movers and maintain social distancing. This includes packing as many things as you can yourself, or consider using a self-pack moving container as Slowiczek did for her own recent move.If the movers will pack the truck, create a schedule for the movers. For example, ask them to start with a particular room as you stay in another. This is also particularly useful if you live with family members who are vulnerable or immunocompromised, she says. Try to limit their involvement with the move as much as possible.“Plan out the way [the movers] are going to move through the house,” says Slowiczek. “If possible, move all of [your boxes] to one area in your home so they don’t have to come throughout your house as much.”Keep hand sanitizer or soap handy during the move so that you and the movers can use it periodically, she says. (Check on the FDA website that your brand of hand sanitizer is methanol-free, Slowiczek adds). After the move, use disinfectants registered with the Environmental Protection Agency to clean surfaces or furniture.“Just using the product as-is is not enough — read the instructions on how long it should be wet on the surface,” Slowiczek says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Have Too Much Credit?Smart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 4746

NATIONAL CITY, Calif. (KGTV) - The city of National City set a record in the 2019 Fiscal Year for the amount of grant money they received to pay for road upgrade projects.According to information provided to 10News, National City got around million for what they call "Active Transportation" projects."If we don't get these grants, we're basically just doing roadway maintenance for the next year," says City Engineer Steve Manganiello.The grants will pay for a long list of projects focused on improving bike lanes and pedestrian walkways throughout National City. This comes as cities all across San Diego work to reduce greenhouse gas emissions by emphasizing alternative forms of transporation over driving."We need to give people that don't have acces to vehicles a safe network to bike, to walk and to use transit," says Manganiello. "I think we're well on our way."The city won 14 competitive grants in fiscal year 2018-19, which ends July 1. City Manager Brad Raulston says a unique combination of cooperation, need and preparation made it happen."We're the right size in terms of being small enough that we collaborate well," says Raulston. "We all work closely together. But we're also big enough that we have the resources to make matching funds.""Although we're a relatively small city, we are big in the amount of infrastructure and capital needs," says Raulston.The grants they won and the projects funded include:- Bayshore Bikeway - .4 million (Caltrans)- Central Community Bicycle Corridor - .3 million (Caltrans)- Citywide Bicycle Wayfinding Signage - 0,000 (Caltrans)- Citywide Traffic Signal Upgrades - .4 million (Caltrans)- 8th Street & Roosevelt Avenue Corridors - .2 million (Caltrans); .1 million (SANDAG)- 30th Street/Sweetwater Road Bicycle Corridor - .5 million (SANDAG)- Division Street Bicycle Corridor - 0,000 (SANDAG)- National City Boulevard Inter-City Bicycle Corridor - 0,000 (SANDAG)- Citywide Bicycle Parking Enhancements - ,000 (SANDAG)- 24th Street Transit Oriented Development Overlay - 0,000 (SANDAG)- Waterfront to Homefront Connectivity Study - 0,00 (SANDAG)- Paradise Creek Park Expansion - 0,000 & 0,000 (California Natural Resouces Agency)That money will be on top million worth of projects the city has completed over the last 5 years. They hope to complete another million in the next three."Fiscal Year 2020 is going to be the year of design," says Manganiello. "Fiscal Year 2021 is going to be the year of construction." 2535

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