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Buying a home can be nervewracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses.To make the first-time home buying journey a little less stressful, NerdWallet has compiled these 25 tips to help you navigate the process more smoothly and save money. 404

Cardi B and her sister Hennessy Carolina are facing a defamation lawsuit after the rapper posted a video on social media accusing a group of Long Island beachgoers of being racists.The video was taken on Sept. 6 at Smith Point Beach in Suffolk County, according to the plaintiffs' attorney. It shows Carolina and her girlfriend, Michelle Diaz, involved in an expletive-filled spat with three people who are supporters of President Donald Trump.Cardi B shared the video with her massive social media following and accused the group of being racists who attacked her sister and Diaz.Now, the people on the other end of the video are suing the rapper for defamation, claiming Cardi and company attacked them.Attorney John Ray, who represents the plaintiffs, said his clients were enjoying a beach day with their families when Carolina came running up the beach toward them.“Hennessy Carolina suddenly approached them, raging, spitting, insulting, assaulting, defaming and threatening them, all the while videotaping them, because one of them wore a MAGA hat,” Ray said in a statement. “Then Hennessy, Cardi B and celebrity model Michelle Diaz deviously edited the videotape and published the edited version all over social media, across the world for all to see, and maliciously falsely labeled these residents and their families as ‘N…s’ and as racists.”The video was posted by Cardi B several weeks ago during a heated social media war between the rapper and conservative media personality Candice Owens.In the caption she posted along with the video, Cardi B said her sister and Diaz were being harassed because they are “an Afro/Hispanic gay couple.”However, the beachgoers painted a different picture of the incident during a news conference Tuesday detailing the lawsuit.Peter and Pauline Caliendo, of Moriches, and Manuel Alarcon, of Middle Island, said Carolina got in their faces, cursed and threatened them repeatedly after they asked Diaz to move a vehicle that was blocking other cars.Peter Caliendo and Alarcon said the video affected their careers, and Pauline Caliendo said she has had to defend herself to her family and friends.While the Caliendos had a Trump flag on their beach tent and Alarcon had a Make America Great Again hat on, all three insisted they are not racist or homophobic and that the incident had nothing to do with the president or race.“Anyone who knows us knows we’re not racist or homophobes,” Peter Caliendo said.Police were called to the scene, according to Ray, but the women had left before officers arrived on the scene. A police report was filed, Alarcon said.The lawsuit alleges that the video was created and posted online in an attempt to advance their careers. Ray cited a civil rights law that prohibits the use of a person's image for commercial purposes without written permission."What they have done, they went to this beach where they never go, they went there to create a scene...to create a commercial profit. To make money," Ray said. "They've published it everywhere, advancing their careers."Ray said they are seeking million in damages collectively for all three plaintiffs as well as a percentage of the value of the video that Cardi B posted. The lawsuit also includes civil charges of assault and battery.Cardi B’s attorneys have not yet responded to the lawsuit.This story was originally published by Vanessa Freeman and Lauren Cook at WPIX. 3415

CENTERVILLE, Tenn. (WTVF) — Investigators say "recent information" in the 2003 disappearance of Tabitha Tuders led to detectives searching a rural part of Hickman County this week.Metro Nashville Police Department officials confirmed the update on Wednesday morning, saying cold case detectives, along with Urban Search and Rescue officers and FBI agents were on scene.Police spokesperson Don Aaron said the police department has pursued numerous leads in the 17 years since Tuders' disappearance. Aaron said a theory that she may have been on the property in 2003 led to today's search.Tuders was 13 when she vanished in April of 2003. She was on her way to catch the bus near her family's home on Lillian Street in Nashville. She hasn't been seen since.Police described the search area as a six-acre, rugged plot of land with a small, dilapidated house on it. The terrain was described as mostly wooded.Sgt. Charles Rutzky said the search was based on "old and new information." He said information has been developed as to how Tuders possibly got to the property, but that's something they're still investigating.Rutzky said they're looking for any evidence to support the theory that she's been in the area. He said they'll be out there "as long as it takes." 1271

BURBANK, Calif. (AP) — Long-running satirical publication MAD magazine will be leaving newsstands this fall. Really.The illustrated humor magazine will still be available in comic shops and through mail to subscribers — but after its fall issue it will just reprint previously published material.The only new material will come in special editions at the end of the year.DC, the division of Warner Brothers that publishes the magazine, said MAD will pull from nostalgic cartoons and parodies published over the magazine's 67-year run.The company also said it would still publish MAD special collections.Illustrators and comedians, including one-time guest editor "Weird Al" Yankovic, mourned the magazine's effective closure online."It's pretty much the reason I turned out weird," he said on Twitter. 809

CHANDLER, AZ — The Arizona Attorney General’s Office says Mikal Lee Smith, the son of ex-NFL coach and current head of the University of Illinois football program Lovie Smith, has been indicted after a Chandler police investigation accusing him of running a prostitution ring.According to a release, between December 2018 and September 2019, Mikal Smith and Aprel Mae Rasmussen operated and maintained an illegal prostitution enterprise.In one instance, Mikal Smith and Rasmussen allegedly induced and encouraged an adult female victim to “engage in acts of prostitution for over two months.”Mikal Smith reportedly used surveillance and threats of retaliation to keep the victim under his control.It’s unclear how many other victims, if any, were involved. The Chandler police did not immediately respond to a request for comment.Mikal Smith has been indicted on charges of conspiracy, illegally conducting an enterprise, money laundering in the first degree, pandering, receiving earnings of a prostitute, sex trafficking, and threatening or intimidating.His co-defendant, Aprel Rasmussen, was indicted on charges of conspiracy, illegally conducting an enterprise, money laundering in the first degree, and pandering.Mikal Smith played football for the University of Arizona and was an assistant coach in the NFL for the Chicago Bears, Dallas Cowboys, and Tampa Bay Buccaneers for several years.This story was originally published by Clayton Klapper on KNXV in Phoenix. 1478