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CVS and Walgreens are gearing up to give coronavirus vaccines - in long-term care facilities, not retail stores - once the FDA approves one for emergency use.According to CNN, CVS would administer the shots by mid-December, and Walgreens plans to start distributing within days of receiving them.In October, the U.S. Department of Health and Human Services (HHS) announced agreements with both companies to give vaccinations to long-term care facility residents nationwide with no out-of-pocket costs.According to the HHS, both companies will schedule and coordinate on-site clinic date(s) directly with each facility.The HHS said that residents and staff would likely need three total visits over two months to be given both vaccine doses."CVS Health has been on the frontlines of the fight against COVID-19, working across the health care spectrum in all the communities we serve, and that will continue to be the case when we have a vaccine to dispense," said Troy Brennan, Chief Medical Officer, CVS Health in a press release.On Tuesday, the CDC's Advisory Committee for Immunization Practices is having an emergency meeting, which will take place from 2-5 p.m. ET, to vote on who they recommend should be the first in the U.S. to get vaccinated once one is authorized. 1281
CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572
CINCINNATI — Ringed by neurosurgeons in sky-blue scrubs, masks and magnifying loupes, Makenzi Alley lay on a Jewish Hospital operating table and smiled. Her brain glistened pink and purple under the electrode they used to cautiously probe it; sharper implements awaiting their turn in the procedure shone nearby.At Dr. Vincent DiNapoli's signal, Alley began to speak. The team went to work.Wide-awake brain surgery might sound like a nightmare to many, but it was the only way doctors at Jewish Hospital's Brain Tumor Center could remove the tumor that had stolen Alley's sense of taste without damaging the vital tissue nearby."Of all the places to pick, it's kind of right in the spot you wouldn't want it to be," DiNapoli said, gesturing to a scan of Alley's brain in which the tumor stood out as a circular mass of solid white.Even a slight mistake could permanently rob her of her ability to produce spoken or written language — and, if she were fully anesthetized, her team might not know until she woke up."I knew he needed me to talk to do his best job, so I talked the whole time," Alley said months later, laughing. "There was never a time where I was like, ‘We need to stop,' and I started freaking out. It was very smooth. Very simple."DiNapoli's team used the electrode, her scans and her ongoing conversation as mapping tools. When she stopped talking, they knew they had touched the Broca area — the region of the brain that controls speech production — and needed to proceed carefully.The tumor they removed from Alley's brain was the size of a golf ball, she said. With it went the stutter she had developed as it pressed on her speech center; in its absence, her sense of taste returned.She was also able to return to the pastimes she loves, including playing guitar, studying and running competitively."That was actually an emotional sight to me," her mother, Traci Alley, said Thursday. She cradled her phone in her hand, displaying a picture of Alley smiling midway through a race. "She did so well. I wasn't sure I'd see her running again." 2095
Coca-Cola will soon be giving Japanese consumers a new kind of buzz.In a departure from its traditional soda business, Coke plans to launch an alcoholic drink in Japan this year. It's trying to get in on the growing market for "chu-hi" -- canned, flavored drinks typically made with sparkling water and shochu, a Japanese spirit distilled from grains.The new drink is a "highly Japan-specific approach given the complexity and richness" of Coke's range of products in the country, Coke spokesperson Yohko Okabe told CNN on Wednesday.The company declined to give further details on the plans, but in a recent blog post, the president of Coca-Cola Japan said the drink would be "unique" in Coke's history."We haven't experimented in the low alcohol category before," Jorge Gardu?o said in the post.The storied soft drinks company is set to enter a crowded market. Big Japanese beverage makers like Kirin and Suntory already produce popular "chu-hi" drinks.Brewing up an alcoholic beverage is just Coke's latest Japanese experiment.The country is one of the company's most competitive and fast changing markets. It says it launches about 100 new products there every year.Other big global brands have tried unusual things to cater to Japanese consumers' palates. Nestlé opened a factory last year in Japan to meet the growing demand for weirdly flavored KitKat bars.Coke has dabbled in alcohol in the past, buying wine businesses in the US in the 1970s. That foray was widely seen as a failure, and it quit the wine industry a few years later.But CEO James Quincey has said the company needs to experiment beyond its classic soda brands.Some drinks it created specifically for Japanese consumers have found success in other markets.Few Americans have heard of Aquarius (a sports drink), Georgia Coffee (a canned coffee drink) or Sokenbicha (a blended tea drink), yet Coke says that each of those concoctions created for the Japanese market has generated global sales of billion or more in the past five years.Coke fans outside of Japan hoping for a stiffer drink from the company shouldn't get their hopes up, though."I don't think people around the world should expect to see this kind of thing from Coca-Cola," Gardu?o said of the planned "chu-hi" drink.But in an interview with CNN last month, Quincey left open the possibility of introducing alcohol in the US one day."Never say never," he said. 2413
CORONADO, Calif. (KGTV) - Coronado city leaders will begin cracking down on the dockless bicycle trend rolling around San Diego, imposing fines and impounding bikes left on the island.City leaders have moved to declare the transportation alternative a public nuisance and will start impounding bikes left in the city. Coronado has banned bike-sharing companies from setting up shop on the island, but riders are allowed to pick them up and ride them into the city.Therein lies Coronado's problem. Much like the trend around San Diego, Coronado residents have grown concerned with bikes being left on sidewalks and in the right-of-way.Ken Hewitt is one of several local bike shop owners who fought to keep the bikes off the island. "Every bike you see going by there is a potential rental," he said. "We're a small island here. San Diego's got a lot more real estate and a lot more spaces."So, now the city plans to tag any bikes left in the public-right-of-way, remove them, and charge the companies - to pick them up. The bikes are GPS-enabled, so the city and residents say the companies should know exactly where to find them. 1174