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Good news and bad news from the IRS this July.The good: the agency reopened for business as of July 13th, which means it is now taking phone calls and processing tax filings as quickly as possible.The bad: during a year when every dime counts, the agency says as many as 4.7 million tax refunds will be delayed another few months.Cristy Mack is one of them. She and her husband never wait to file their taxes because she depends on her refund.But like almost five million other people, they still file paper returns because they are most comfortable doing that."We mailed our paper forms at the end of February," she said.But five months later, Mack still doesn't have her refund."A total of 18 weeks have gone by since we mailed in our return," Mack said.She tried calling the IRS, she says, but like countless other taxpayers, ran into a brick wall."They say they aren't taking calls at the moment," she said.Why refunds are taking so long this yearThe IRS's national taxpayer advocate now says as 4.7 million people who filed paper returns will have very late refunds.That's because the agency furloughed thousands of workers this spring and stopped processing paper returns for two months, creating a huge backlog.Paper processing has restarted, but workers are far behind.Mack needs her tax refund badly."It means a lot to us," she said. "Especially with everything going on, and my husband's job has been really slow, and we are making less.We passed Mack's information on to the IRS, though it may not make a difference if her return is buried in a stack of thousands."When you rely on that as part of your income and it's not there, it does make things a little sketchy sometimes," she said.And with the IRS extending the tax deadline to July 15 this year, even more paper returns are about to be added to the stack.If you are still waiting for your refund, all you can do is log on the IRS website, go to the "Where's my Refund" section, and cross your fingers.As always, don't waste your money.Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com. 2296

Home Depot and Lowe's are lending a helping hand to the next generation of construction workers. Right now there are about 158,000 unfilled construction jobs in the U.S and both home improvement stores plan on training thousands of people for free.Home Depot announced it is committing million to skilled trades training to those who need it the most. It is bringing shop class back for the next ten years. The trade skills are for jobs like plumbers, electricians and carpenters just to name a few.The training program at Home Depot will be offered to veterans and underserved high schoolers nationwide, and you don't have to work for Home Depot.As for Lowe's, its training program is called “Track to the Trades” and it’s for current employees.The program will offer employees financial assistance to pursue certifications for trade skills and receive additional academic coaching. Plus, it will help people get full-time positions at Lowe’s if they want to stick around.If you’re looking for a part-time job right now, Lowe's and Home Depot are currently hiring more than 130,000 people this spring. 1124

HARLEM, Manhattan — A 100-year-old woman in Harlem is serious about filling out the census. Heading to the streets with a bullhorn this week to celebrate her birthday, Katherine Nelms Nichson bellowed to her neighborhood to fill out the census.“Be counted in the census," she said at the corner of Lenox Avenue and 135th Street. "Come up off your butt."The deadline is weeks away. Officials around the country are worried the shortened timeline, impacted by the COVID-19 outbreak this year, will mean fewer responses than normal. Senator Brian Benjamin of Harlem said it’s not just on Nichson's birthday, but every day she's a political powerhouse.Julie Menin, the director of NYC Census 2020, said Nichson’s message is especially critical right now because New York City is facing an economic crisis.As of Friday, New York City had a response rate of 59.3 percent compared to the nationwide rate of 65.7 percent.The census is a survey required by the U.S. Constitution. It takes just 10 minutes to fill out and can be done online.Why is it so important? Its results are used to determine how much money municipalities gets from Washington for everything from housing to hospitals, roads, bridges, and schools. It is also used to determine the amount of representation a state has in Congress.Keith Wright, the leader of the New York County Democrats, hopes Nichson’s energy and enthusiasm will inspire people to just do it.The census deadline is Sept. 30.Fill out your census here.This story originally reported by Monica Morales on pix11.com. 1553

HARRISBURG, Pa. (AP) — President Donald Trump and rival Joe Biden have spent Labor Day diminishing each other's credentials on the economy and understanding of the American worker. Watch Trump's presser below:Labor Day typically marks the unofficial start to the fall campaign season as candidates accelerate their activity for the final sprint to Election Day. Biden was meeting with labor leaders and union workers in Pennsylvania while his running mate, Sen. Kamala Harris, campaigned in Wisconsin. Both are key swing states. WATCH Harris' roundtable below:Republican Vice President Mike Pence was in Wisconsin, too, while Trump held a White House press conference.This will mark Harris’ first trip to the state since accepting the party’s vice-presidential nomination. The New York Times reports that the senator will visit union workers and leaders as well as Black business people and pastors in Milwaukee. Labor Day typically marks the unofficial start to the fall campaign as candidates accelerate their activity for the final sprint.But Monday’s events are playing out this year against the backdrop of a pandemic that has upended campaigning, forcing much of the traditional activity online. 1209

Furniture tip-overs are a hidden hazard in everyone’s home. In fact, in 2016, Ikea recalled millions of dressers and other pieces of furniture for fear that the items could tip over and crush young children.However, experts say there's an easy fix to the problem that takes less than 10 minutes.According to Patrick McNulty of "Child Safe Childproofing," you'll need a hand drill, a drill bit, a stud finder and a pencil. You'll also need a child-safe strap, like the ones made of metal and seatbelt material that can be found on Amazon.McNulty recommends using two straps for dressers at least 2 feet tall.First, using the stud finder, find the studs at either end of the wall behind the dresser. Mark those spots with the pencil.Next,attach one side of the strap to the dresser. Then, slide the dresser close to the wall and attach the other end of the strap to the wall.McNulty says every 17 minutes a child gets hurt by tipping furniture. More than 46 percent of all tip-overs happen in the bedroom.With simple tools and 10 minutes of work, McNulty says you could save a life.  “Any ER visit you end up paying for, it's going to be far cheaper to just strap all the furniture,” he said. 1233