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SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) - Scripps Research is partnering with transit and healthcare workers to stop the spread of the novel coronavirus.Scientists started analyzing data from smart watches and fitness trackers in March to detect if someone is infected with a virus like COVID-19 before they are aware of it.“When your heart beats faster than usual, it can mean that you’re coming down with a cold, flu, coronavirus or other viral infection." Jennifer Radin, PhD, Epidemiologist at Scripps Research says sleep and activity levels are good indicators as well.Dr. Radin is leading the study and said the coronavirus was the impetus to get the project off the ground. Dr. Radin said detection is key to save lives and stop the spread."If we can know where these hot spots are quicker and faster, public health officials can respond quicker," she said. Currently, she said data from the CDC takes a couple weeks. The activity monitors allow scientists at Scripps Research to have instant access to trends.The study chose frontline workers because, "due to the nature of their jobs, transit and healthcare workers are at higher risk of exposure to COVID-19 and other contagious respiratory illnesses,” Dr. Radin, PhD, said. Monica Valencia is a Senior Transit Store Clerk at MTS and lost her father in law Friday to COVID-19. He just turned 60 and had symptoms a week before he was admitted to the hospital. She said two weeks after he was admitted he was gone."I want to do anything and everything I can so every other family can avoid this situation." She said she was glad to hear about the study and hope it helps in the future."We have to start somewhere and we have to start documenting things, and starting here it's only going to help things moving forward," she said with determination.Fitbit donated 500 wristbands that scientists distributed to San Diego Metropolitan Transit System workers and nurses and physicians at Scripps Health.So far they study garnered 34,000 participants and Dr. Radin hopes to bring in even more data. Anyone over the age of 18 with a smartwatch or activity tracker, such as a Fitbit device, Apple Watch or Garmin Watch, can join the study, according to their press release.You can learn more about the study and download the MyDataHelps app here.Dr. Radin said this research started way before COVID-19. She published a paper in January analyzing 200,000 fitbit users' data to detect the flu. 2428

SAN DIEGO (KGTV) - Schools in San Diego County are readying emergency plans in case the coronavirus prompts schools closures like the ones in Washington state.At least a dozen schools in the greater Seattle area were closed Monday after health officials confirmed at least six deaths linked to the virus in that state.The San Diego Unified School District said in addition to cleaning efforts by its custodial staff, it was lining up outside contractors who could “provide large-scale deep-cleaning of classrooms or entire schools should it become necessary.”The County Office of Education said it planned to distribute a template pandemic response plan to all 42 districts soon with guidance on everything from prevention to post-outbreak recovery.“We’re lucky we don’t have any cases of community spread in San Diego County, so we have some time,” said COE spokeswoman Music Watson. “We’re using that time to think through, if we need to close schools, what about e-learning? What about community kitchens?”The Office of Education is encouraging districts to consider a range of “distance learning” options, in the event of longer-term school closures. Those options include issuing photocopies of lesson plans, posting recorded lessons online, and conducting teacher “check-ins” and tutorials by phone or web conferencing.Several districts have sent letters home to parents in recent days encouraging discussions about hygiene and handwashing, including Sweetwater Union High School District and Chula Vista Elementary School District.“We get that people are a little scared and we want to make sure we do as much as we can,” said CVESD spokesman Anthony Millican.Millican said local district have experience responding to viral outbreaks. In 2009, at least three San Diego-area high schools were shuttered for cleanings after cases of H1N1. 1853

SAN DIEGO (KGTV) -- Some San Diegans are pushing back against the county’s order to wear face coverings in public.The face coverings requirement in San Diego County -- prompted by the COVID-19 pandemic -- has been in effect since early May, but in other California counties, rules are starting to change.Last week, Orange County officials decided to roll back their mandate and only “strongly recommended” that masks be worn in public settings.Riverside and San Bernardino counties have also relaxed their respective mask mandates.“It's a hard thing to draw the lines. There’s human nature, there’s a concern about such a ramp-up of state enforcement of things,” said University of St. Thomas Law School Professor Robert Kahn.Kahn, an expert in mask law and history, said one of the biggest issues is people are not used to taking orders from health officials.That feeling is evident in social media postings on pages like Reopen San Diego on Facebook, where there is a growing push to rescind San Diego’s mask mandate.Many health officials still agree that face coverings can block transmission of the respiratory droplets released by people when breathing or talking.During a Monday press briefing, San Diego County Public Health Officer Wilma Wooten said, “Every jurisdiction is different, but San Diego will continue mandatory face coverings.”Kahn said no matter what rules or laws government might put in place, people will ultimately have to abide by what businesses want their customers to do.“Businesses will make their decision; private business, free enterprise understands this,” he said.Orange County’s public health officer resigned rather than remove the county’s mask order. The OC supervisors then replaced her with someone who would make that change.California officials recommend face coverings, but they leave the final decision up to individual counties. 1882

SAN DIEGO (KGTV) -- SeaWorld San Diego was closed for the day on Tuesday as rain drenched most of San Diego County. Park officials issued a statement on Monday to announce the March 10 closure due to “possible periods of significant rain and high winds.”Park officials say they anticipate opening again on Wednesday, March 11. RELATED: Storm to bring heavy rainfall, possible flooding to San DiegoVisitors are urged to check the park’s website for updated information. According to the National Weather Service, coastal areas around SeaWorld could get as much as an inch of rain from Monday night through Wednesday morning. Other parts of the county, including the mountains, could see up to 2.5 inches of rain. 720