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CAPE CORAL, Fla. - It all started with a high school assignment.Megan O’Grady says she had to write about a topic that she felt passionate about in her life.As the daughter of a law enforcement officer who had recently learned of the deaths of five officers during a 2016 protest in Dallas, it wasn’t hard for her to share what she was feeling at the time.That paper would soon turn into a passion project and the nonprofit, Blue Line Bears.Four years later, the group has dispersed more than 700 teddy bears - sewn with the uniforms of fallen law enforcement officers and given to loved ones that have been left behind.“Taking that uniform shirt and making it into something that can be held and cuddled...it gives them comfort and a little bit of their loved one back,” the 18-year-old tells FOX 4.She says prior to this year, Blue Line Bears filled five to ten requests per week from agencies across the country.“Now, it can be up to like 20 or 30”.Megan’s father is Master Sergeant Patrick O’Grady with the Cape Coral Police Department.He says agencies from all over reach out to the group for bears.O’Grady says they also use the website Officer Down Memorial Page to keep track of impacted families.According to the site, there was 148 line of duty deaths in 2019.This year and at the time of this story, the website reports that the number is already 247.The site says most of those deaths are related to COVID-19 and gunfire.“At any time, we can have over 100 shirts waiting to be turned into bears,” O’Grady says.With an increase in demand comes the need for an increase in space.That’s why the nonprofit is now expanding to an official location in Cape Coral.Megan says the new space will serve as a place to hold meetings and a go-to location for the community to purchases merchandise.She says she's most excited that it will also provide a bigger workspace to prepare the keepsakes that bring support to many families.Because as Megan, now in her first year of college, says, “There’s always a lot of bears to be made.”The O'Gradys say the new location will be complete by the end of the year.The address for the new storefront is 3032 Santa Barbara Boulevard.Click here for more information about Blue Line Bears.This story was first reported by Shari Armstrong at WFTX in Fort Myers, Florida. 2315

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

CAMP PENDLETON, Calif. (KGTV) — A large plume of smoke could be seen over Camp Pendleton on Wednesday, as fire crews battled the De Luz Fire.The fire was reported just before 1:30 p.m. on the west side of De Luz Road, according to Camp Pendleton officials. It wasn't clear how large the fire was at the time, but officials say there was a threat to structures and precautionary evacuations were taking place for De Luz Housing and surrounding buildings, including the CDC, school, and NCIS locations. An evacuation location was set up at Paige Field House.Just before 2:30 p.m., officials said the fire's forward progress had been stopped.Officials cautioned that smoke can be seen in the surrounding area.10News is monitoring this breaking news. 754

CAMP PENDLETON (KGTV) - Camp Pendleton marines preparing to deploy are leaving behind a piece of themselves for their children.Thanks to the American Red Cross Hug-a-Hero program the kids will have a doll of their parents to provide comfort during the long months. The dolls have a special message and a pocket for an audio recording. The Red Cross says the program is possible thanks to community donations. They've already provided 1,000 dolls to children this year.  487

Caregivers already deal with a lot of stress and it's rising.The Caregiver Action Network has been seeing more calls coming into its free help desk recently. It says one out of every three has something to do with a challenge raised by the pandemic.“By the end of the call, I actually will hear them breathing like a deep breath of like sigh of relief almost and that they're actually feeling better at the end of the call, having been able to express some of their thoughts, some of their worries,” said Jennifer Piscitello, caregiving expert with the Caregiver Help Desk.Piscitello says people calling in are expressing a lot of pandemic fatigue. They're overwhelmed, because they don't have the same resources or outlets they had previously.The pandemic may also be keeping loved ones at home longer.“Aging in place has gone from being a desire, a wish, to almost a mandate or something that really has to happen because families are just afraid to have their elderly loved ones put in a nursing home,” said John Schall, CEO of the Caregiver Action Network.Schall says we need more training and financial support for the caregivers in this situation.The expansion of telehealth has been helpful, but one challenge is when caregivers can't be present when that virtual visit is happening, like they would be with an in-person doctor's visit.Experts at the help desk are making sure caregivers focus on their self-care now more than ever. They say you can help any caregivers you know by checking in on them and offering whatever support they need.The number for the help desk is 855-227-3640. You can also find more resources specific to the pandemic at CaregiverAction.org. 1684