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Seven years ago, a Pasco County, Florida family was torn apart when an out of control driver ran down a group of girls, killing a 5-year-old triplet.Now that family is being tormented all over again.In the years since Delaney Rossman was killed, her surviving sisters have still managed to thrive.“The girls are really good. They are 13 now; very active in the community, doing everything they can to be normal kids,” mother Danielle Malm said.Malm said right after the crash, many well meaning people reached out offering support.“It was wonderful. The condolences, and we appreciated everything that everybody had to say.But one of them has crossed the line.“She’s threatened the girls," Malm said. "She’s threatened us with death. She’s threatened my nieces.”Under different Facebook profiles the person has sent disturbing messages to Danielle and her family.One says “Delaney is DEAD. Hahahah.”Another says “I’m going to harm your family.”Other messages are just too vulgar to show.“The main thing is she’s been fixated on the fact that Delaney died and Gabrielle lived.”Danielle says the person even contacted the girl’s school trying to get more personal information. Blocking the harasser isn’t helping, because the person creates fake profiles posing as family.They send friend requests to everyone on Malm’s list.The family believes the person lives out of the country, but isn’t sure. “It gnaws at you. Where is this woman at? Why is she fixated on us today? Why won’t she just let it go?” she said.Facebook says to report anyone whose behavior is abusive and change privacy settings.Law enforcement can subpoena Facebook to try and track down someone making threats, but they admit, if the person is out of the country, there’s not much they can do. 1794

  濮阳东方医院治疗阳痿很不错   

September saw the highest number on record for family members crossing the US-Mexico border in a single month, the Department of Homeland Security said Tuesday.The figure could help fuel President Donald Trump's?calls for stricter immigration policies, a key issue he has been citing on the campaign trail in the closing weeks of the midterm election season.According to figures released by Border Patrol as part of its annual end of fiscal year numbers, 16,658 family members were apprehended crossing the border.The numbers were close during the 2014 unaccompanied minor crisis, when there were 16,330 apprehensions in June that year, and also close to numbers in December 2017, when 16,139 family members were apprehended on the southern border.2018 saw the most family apprehensions on the southern border, a DHS spokesperson said. The DHS data released Tuesday goes back to 2013.Overall apprehensions on the southern border in 2018 were also up slightly, at 396,579, up from 303,916 in 2017, but down from the previous year and in line with the last five years.The total is nowhere near the highs seen in the early 2000s.Senior administration officials told reporters Tuesday they have seen a steady increase of unaccompanied children and families compared to single adults apprehended illegally crossing the southern border. The officials spoke on a conference call under condition they not be identified by name.In September, almost 50% of those apprehended were family members and unaccompanied children. Last September, 32% were family members and unaccompanied children.The officials say that in 2000, 90% of those crossing illegally were single adults.The vast majority of family members apprehended come from the northern triangle countries of Guatemala, El Salvador, and Honduras, according to the officials, who say 75% of the unaccompanied minors come from Central America.The spike in family crossings has followed Trump's move in June to reverse his administration's "zero policy" that led to family separations. The widely criticized separations themselves followed an uptick in statistics for border crossings, and the new report on the surge in families entering the US comes just weeks before the midterm elections, which Trump has tried to make in part a referendum on immigration. 2316

  濮阳东方医院治疗阳痿很不错   

Small businesses employ roughly half of all Americans, but new data is showing many of these businesses are closing permanently.“It’s an excruciatingly hard decision,” said Martha Studstill. “You know small business owners put their heart and soul into their business.”For more than a decade Studstill has owned a small gift shop, Uptown Gifts, in South Carolina.“Until COVID came along we were buzzing,” said Studstill.Originally, in March, the plan for Uptown Gifts was to close temporarily for a few weeks. However, the shop has now been closed for more than three months. She has only been able to list items online, resulting in sales being down by 75%.However, sales aside and more importantly to Studstill, the danger of COVID-19, especially for someone her age, hasn’t subsided.“When we closed on March the 16, I really had no idea we would be where we are at today,” said Studstill.Studstill thought she would be reopening, not only earlier, but to fewer cases of COVID-19.Cases have actually been on the rise in her state. The uptick started most distinctly after reopenings. So, with the financial risk and uncertainty added to Studstill’s health risk of running the shop, she feels closing is her only choice.“I think if I were younger, I would not have made the same decision, but I am where I am at,” she added.Around the country, there is a wave of permanent business closures happening. One report done by Yelp shows more than 143,000 businesses listed on its platform closed between March and June. Now, roughly 35% of those businesses have indicated their closures are permanent. Most of those businesses closing are small businesses.“The numbers that are coming out are really sad,” said Frank Knapp with Small Business for America’s Future.Knapp heads the newly formed organization, pushing for better help for small businesses in Congress’ next stimulus package.“Our proposal for Small Business for America’s Future is that we need to put together grants for the really small businesses to help them get through this recession so that they are healthy on the other side and our economy can get back up and running again,” said Knapp.Saving small businesses could save jobs and be the fastest way to rebound the economy.“Small businesses hire about 50% of all workers in this country,” said Knapp, “We know from the last recession, it was small businesses that got us back on our economic feet again, not big businesses. Small businesses did the hiring right away.”“I think that this could be a defining moment where the general public could see just how important small businesses are to their community,” added Studstill. 2651

  

SOMER, Wis. -- A couple from the Village of Somers, Wisconsin was forced to leave their home because of erosion.The house is teetering on the ground above Lake Michigan.Tom and Marge Lindgren were sitting in their kitchen last weekend when they heard a loud crash. "I heard a crash and jumped up. I looked out and the porch went crashing down.I ran up packed a bag and my wife packed a bag and we grabbed the dog and got outta here," said Lindgren. Shoreline erosion along Lake Michigan has been a problem for decades.Some homeowners invest in heavy rock barricades to fight the high waves.Lindgren received a 0,000 estimate to stabilize the bluff, but it's a price he can’t pay."I lived here as a kid. I went to school here. It's gone. I've still got to find a new place to stay," said Lindgren.Lindgren has talked to officials with the Village of Somers. They came out and boarded up his home.A GoFundMe account has been set up for the couple. 1006

  

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

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