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Cost varies. Based on loan term, amount and down payment. For purchase loans, the premium ranges from 0.45% to 1.05%, according to the FHA. 142

YouTube Kids has struggled with disturbing videos, like beloved Disney characters in violent or sexual situations, sneaking past its automated filters.Now the app is adding new settings to give parents more control over what videos their kids can see.The company announced Wednesday an option to filter videos by "approved content only," so parents can whitelist channels and subjects.The effort comes four months after reports called attention to troves of videos with inappropriate themes on the video-sharing site's kid-friendly platform. Content for YouTube Kids is selected from the main YouTube app and screened using machine learning algorithms. But some videos, such as cartoons disguised as age appropriate, slip through the cracks.Once the new setting is turned on, users can pick collections from trusted creators such as PBS and Kidz Bop, or themed collections curated by YouTube Kids itself.YouTube is launching another tool later this year that will let parents choose every video or channel their kid can see in the app."While no system is perfect, we continue to fine-tune, rigorously test and improve our filters for this more open version of our app. And, as always, we encourage parents to block and flag videos for review that they don't think should be in the YouTube Kids app," the company said in a blog post announcing the new features.It's the kind of control parents have been asking for from the popular app, but it also puts the onus on them to filter content. It's a side effect of the way YouTube Kids finds its videos.When a video for children is uploaded to the main YouTube platform, it is not automatically added to the YouTube Kids library. The videos are reviewed by machine learning algorithms to determine whether or not they are appropriate for the app.The automated process -- one YouTube calls very thorough -- can take days. A human doesn't check the videos before they're added, but parents can flag videos they find alarming later and a content reviewer will check it out.However, it's unlikely parents are constantly watching YouTube Kids videos along with their children. It's possible this safety guard isn't sufficient for catching every odd video your kid might see.The flag-the-video-later system has created some problems for the service. Some YouTube creators have uploaded concerning videos marked as kids content that slips past the screening process. These videos have included Spiderman urinating on Frozen's Elsa, Peppa Pig drinking bleach, and Micky Mouse getting run over by a car.The company continues to change its rules to crack down on the issue, but creators are constantly looking for ways to trick the system.YouTube Kids still has its main library available by default for now, and the company says it is working on more controls for parents. 2837

at one Florida elementary school. Every morning, guidance counselor Kyleen Carpenter greets the students walking through the doors at Tampa’s Mitchell Elementary.She says, “Good morning!”And they say, well, not much.“We don’t get a lot of responses,” said Carpenter. “So, our goal for the end of the year is to have almost every student respond with a smile, stop and pause, acknowledge us and say, 'good morning' back.”The national 435

announced it was suspending operations and delaying the start of its season amid the coronavirus pandemic, Little League baseball announced it was following suit.Little League, the organization that oversees more than 6,500 baseball and softball programs around the world 274

YUBA CITY, Calif. (AP) — A California man whose suicide attempt left his face disfigured had successful facial transplant surgery 18 months later, and the lead surgeon estimates his face should be "pristine" in as little as three years.Cameron Underwood, 26, of Yuba City, had the 25-hour operation that involved more than 100 medical staff in January. Less than a year later, Underwood can speak intelligibly. He is golfing and has even gone skydiving, The Sacramento Bee reported Friday.Underwood appeared Thursday at a news conference at New York City's NYU Langone Health center, where he smiled and thanked medical staffers and his family for giving him a second chance at life."There have been so many amazing advances in surgery. I'm living proof of that. But it only happens because of special people like Will and his family," Underwood said referring to Will Fisher, his organ donor.Before Underwood's 2016 suicide attempt, he was employed as a welder and machine worker in Yuba City, as told by family members in a story this month in People magazine.Underwood had struggled with depression since adolescence and shot himself after a day of drinking, disintegrating the bottom of his face.With just 18 months between the initial injury and the surgery, Underwood's procedure represented the shortest wait time for a face transplant in the U.S., said the lead surgeon, Dr. Eduardo Rodriguez."We're able to take advantage of the most advanced technological procedures that exist, and we can do a lot of computerized planning before we do the operation," Rodriguez said at Thursday's news conference.Rodriguez estimated about three to five years until his face is "pristine."Underwood's body has shown no signs of rejecting the transplanted face so far, Rodriguez said."There was no way we could have ever taken him back to a normal life without a face transplant," the surgeon said.Underwood still lives in California but must continue to travel monthly to New York City to see the surgeon.Fewer than 50 face transplants have been performed worldwide, and fewer than 10 total or near-total operations have been performed in the United States.___Information from: The Sacramento Bee, http://www.sacbee.com 2221

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