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Although many companies across the country are having a tough time staying open during the pandemic, there is some good news: The Small Business Association is finding some people are opening new types of businesses.Many of these new small businesses are being helped by loans, which the SBA said aren’t difficult to get currently."A lot of people are being entrepreneurs and they're coming up with new ideas so you see a lot of people making masks, you see people making shields, you see a lot for 3D printing businesses starting up. So that’s a great thing, that’s entrepreneurship. Whenever we’re given a problem, people come up with a solution," says Charles Abell with the U.S. Small Business Association.Abell says new tech companies are also thriving because it's a business that can be run remotely."You see so many new tech businesses starting up and that’s a great thing. There's a lot of need for medical tech, so people are coming up with new apps on how do we track our area with the COVID-19 virus," says Abell.He says it can be tough for some people who are finding themselves out of work and an expert in just one industry to suddenly pivot to another. The SBA says some are turning their hobbies into businesses."They have a great sauce or they have a great product that they can make at home and they can use Amazon and do the shipping services to market their products. So, I think a lot of people are being very experimental right now," says Abell.People who focus on delivery services are also finding business is booming. And many of these businesses are benefiting from easier access to loans."This is an amazing time right now. A lot of people are refinancing their homes and getting the lowest interest rate possible. Well, guess what, starting your business is a very similar process," says Abell.The key right now for people who are thinking of starting a brand new business is to think through your plan and funding needs. And make sure the business can thrive in the current state of our economy."It's good that they have a business plan and have someone helping them with the business plan to make sure it's sustainable," says Abell.The SBA has free tools available to potential, new and longtime business owners on their website. They encourage new business owners to use every resource available to them so that their brand new company can not only survive this pandemic but for many years after. 2436

ALPINE, Calif. (KGTV) - For some students in Alpine, the first week of school has meant distance learning pods inside a school, hosted by their school district.Like for so many kids, the switch to distance learning in March was tough for 8-year-old Ashlyn, according to her mother Stephanie Green."She thrives more when she's with her peers. One-on-one with me and her just didn't really work as well," said Green.So when distance learning was mandated to begin the school year, there was disappointment, and then came a different reaction."I thought thought it was great. It was really innovative," said Green.Photos sent to ABC 10News reveal what the first week of school looked like for nearly 100 students in the Alpine Union School District. Inside one school gym, there was a distance learning pod with Ashlyn and seven other kids, in the 1st, 3rd and 4th grades. Set up by the district, the pods are being held on school grounds. Students are separated by plexiglass dividers. A substitute teacher is on hand to guide them through the process. Parents in the pods take shifts supervising the kids, making sure they get breaks outside.About half of the learning pods are within their before-and-after-school care programs, expanded into a 10-and-a-half hour days."The learning pods are a good way to have a bit normalcy to begin the school year," said Green.Despite initial concerns, the county officials tells ABC 10News the district-hosted learning pods do fall within the latest state guidelines.District superintendent rich Newman says they launched the program to address challenges their families were facing with distance learning, from internet access and social isolation to distractions and parents' work schedules."The number one feedback is 'Thank you. Thank you for thinking of us, for giving kids a safe place to learn. And thank you for letting us go back to work,'" said Newman.With the county giving schools to open for in-person instruction next week, Newman says they are working on a hybrid option for their K-to-8 classes, before transitioning to an in-person learning model option. 2117

After discussion with students, alumni and community members, we will be taking a series of actions to promote diversity, inclusion and equity and more fully support Black students on campus: https://t.co/ylSMMC8Bp9— UT Austin (@UTAustin) July 13, 2020 260

According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

All national forests in California will close Wednesday evening as the state sees “explosive growth of fires throughout” the state.The U.S. Forest Service closed eight national forests in Southern California Monday night, and the rapid growth Tuesday in windy weather conditions led to the decision to close the remaining ten forest areas.Nearly 2.3 million acres have burned already this year, setting a state record. Roughly two dozen wildfires are burning currently. “The number of large fires and extreme fire behavior we are seeing across the State is historic," said Regional Forester Randy Moore in a release. "These temporary closures are necessary to protect the public and our firefighters, and we will keep them in place until conditions improve and we are confident that National Forest visitors can recreate safely.”More than 140 people had to be rescued from the path of the Creek Fire this week, some were hikers and campers trapped without a way to escape the rapidly spreading flames. The Creek Fire is burning in part of the Sierra National Forest, which was closed to visitors on Monday.The Forest Service manages 18 National Forests in California, which take up almost 20 million acres. Those designated forests also supply 50 percent of the water in California. 1290

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