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Banks' asset quality and profitability have weakened since the second quarter of the year, as the government has encouraged a large amount of cheap lending to spur economic growth. "But the government will continue to call on banks to support the real economy, given the economic head winds and uncertainties from the COVID-19 pandemic," said Zhu.

Baik Tae-hyun, unification ministry spokesman, told a press briefing Monday that the delegation's main focus is to encourage the start of the DPRK-US talks to advance the denuclearized peninsula.

Banks adopt measures to increase lending to smaller businesses. [Photo/VCG]

Barclay is optimistic about Britain's position, calling the economy resilient and well-placed. Also, the foreign direct investment flow doubled this year to 158 billion pounds from 80 billion pounds last year, he added.

Banks also greatly improved the efficiency of financial services offered to companies involved in epidemic control and emergency response, and strengthened mobile banking and PC-based online banking services to help clients avoid paying unnecessary visits to bank branches.