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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

BOONE COUNTY, Ky. – Authorities in Kentucky are warning parents of a kidnapping scam.The Boone County Sheriff’s Office says the ruse is commonly known as a “virtual kidnapping ransom scam,” and victims describe it as terrifying and very realistic.Two separate families reported that they received random phone calls from a foreign phone number on Monday and Tuesday. When the parents answered, they heard who they thought were their children saying, “They have me” and “I’m in a van,” according to the sheriff’s office.During the first incident, officers say the purported kidnapper told a father, “If you want to see your daughter again, follow my instructions.” He quickly disconnected the call and contacted his wife, who then confirmed that their daughter was safe and still at school.The second call reportedly included similar threats, along with additional demands. The sheriff’s office says the alleged kidnapper demanded, “All the money you have” and followed up with a threat, saying a mother's child would be killed if she hung up on him.While keeping the culprit on the phone, the mother was able to contact deputies who confirmed that her child was safe and still at school.If you or a loved one receives one of these calls, the sheriff’s office says it’s important to remain calm and immediately begin taking the steps to verify the whereabouts of your child.“It is also recommended for everyone to check their social media privacy settings and to verify what information can be viewed by the public on these accounts,” wrote the sheriff’s office. “This information could be used against you to make the scam seem more realistic.” 1656

Brian Kozlowski told the court “I'm truly sorry for what I've done .. I deeply apologize.” His now ex-wife says the poisoning started two months after she filed for divorce. She told the court, ”Once Brian realized he'd lost me, his goal was to eliminate me.” @wxyzdetroit pic.twitter.com/Rx4ozM6hLH— Anu Prakash (@WXYZPrakash) August 1, 2019 354

Authorities say three people were fatally shot and nine others injured at a home in Long Beach, California.The Los Angeles Times 141

Brian Thomas just bought a new washing machine after spending time looking for a good deal."I found it a little stressful," he said. But he found a great deal.That stress he was enduring is happening to other consumers as tariffs have already led to price increases. It’s sticker shock. "It's increased, absolutely — you see 0-0 increase at least in what I looked at,” Thomas said.Appliances in particular have price increases from tariffs. Mexico exported billion worth of appliances just to the United States last year. At that time, the Trump administration hit the country with a 25 percent tariff on all imported goods.While the two countries play economic hardball, it’s the consumer who ends up paying more for everyday items coming from overseas.Metro University Associate Economics Professor Alexandre Padilla said there is debate on how tariffs will impact all. "The people that mostly are hurt or harmed by those tariffs are actually on the lower side of income,” Padilla said.People in favor of the tariffs say they keep jobs in the U.S."Should we penalize 10 million people to save a hundred thousand jobs? That's the question,” Padilla said.While Mexico tariffs are currently not in place, China's are. In May, tariffs increased on 0 billion worth of Chinese goods. 1305

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