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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

Attorneys general from several states plan to jointly file new antitrust litigation against Facebook in the coming days, according to reports from CNBC and the Wall Street Journal.According to CNBC, as many as 40 states are expected to join New York in suing the social media giant. The report also says that the Federal Trade Commission could file a separate but related complaint in district court.While the specifics of the pending lawsuit are unclear, Facebook has been criticized for swallowing up competitors, like Instagram and WhatsApp for fairly reasonable prices.The pending lawsuit would mark the second significant piece of legislation filed against a Silicon Valley giant in recent months. In October, the Justice Department sued Alphabet, the parent company of Google, and alleged the company is a search engine monopoly. 843

As the 2020 election approaches, Facebook founder Mark Zuckerberg said the social media networks are giving users an opportunity to limit most political advertisements.The announcement was paired with several measures Zuckerberg said Facebook and Instagram are launching as part of its response to the upcoming election.In order to limit the advertisements on Facebook, go to the Facebook mobile app, click on settings, ad preferences, and ad topics. The video below shows how it works:For Instagram users, click on settings, ads, and ad topic preferences. The video below shows how it works:Zuckerberg said in an op-ed to USA Today, “For those of you who've already made up your minds and just want the election to be over, we hear you — so we're also introducing the ability to turn off seeing political ads. We'll still remind you to vote.” 851

As the saying goes, beauty is in the eye of the beholder. And when it comes to appreciating art, that may be more true than ever. It's so subjective and comes down to true appreciation. One woman understands that more than most.To Myrna Hayutin the photos on her gallery wall are more than pictures of the past. She points out some of the art on display.  "This is a limited edition signed by Carl Mydans," Hayutin said. "This is Babe Ruth the last time he put on his uniform."These are works of art."It is history," Hayutin said. "It's just knowledge."And for the last 35 years she's been selling fine art like these pieces, despite the fact that she's legally blind."I anticipate doing this for at least another 10 years," Hayutin said. "As long as my eyesight holds."Hayutin started losing her eyesight when she was eight due to retinitis pigmentosa. And over the years, it's gotten progressively worse."It's like an island," Hayutin said. "As the disease progresses the island gets smaller and smaller now I see through two straws. So you may be standing right here but I am not seeing you. Or if were talking and you move I'll lose you."Still it hasn't affected her love for art or her determination to purse it as a career."It never occurred to me to stop me from doing anything that I really wanted to do," Hayutin said.Hayutin runs a successful international fine art gallery, Gallery M, and recently became an art appraiser."I'm looking at the artwork but honestly thank goodness with my devices I can really zoom in and see them much, much better," Hayutin said.Hayutin said her dog, Gouda, helps her navigate the changes in her eyesight, but what helps most is not focusing on what could happen."I would never have opened the gallery if I was fearful of what would be instead of what was at that time," Hayutin said. "I try to live in today and use the eyesight that I have today."Hayutin said every day is what you make it."There are some days where I'm not as positive as I should be, but I try it," Hauytin said. "I try to get back on that positive I mean because I'm surrounded by all of this gorgeous art and that's very uplifting."  2212

As the nation mourns the passing of Sen. John McCain, Arizona Republicans are holding a Senate primary Tuesday in which one of the candidates suggested the announcement that McCain was stopping medical treatment was timed to hurt her campaign.Kelli Ward, a former state senator who has courted the far-right during her campaign, suggested on Facebook Saturday that McCain's family released its statement saying the senator was ending medical treatment for brain cancer was timed to hurt her chances of winning Tuesday's primary.Ward staffer Jonathan Williams posted that he wondered whether McCain's statement was released "to take media attention off" Ward's campaign, which was beginning a statewide bus tour. "I'm not saying it was on purpose but it's quite interesting," Williams wrote."I think they wanted to have a particular narrative that they hope is negative to me," Ward responded, according to a screenshot posted by the The Arizona Republic.The news broke that McCain had died hours after Ward's comment. Ward's campaign did not respond to a request for comment on the Facebook post.On Monday, less than two days after McCain died of brain cancer, Ward tweeted, "Political correctness is like a cancer!"The attacks and insensitive remarks about McCain are just the latest in a heated primary race that has seen all three candidates align themselves with President Donald Trump, who attacked McCain relentlessly for three years, rather than McCain or retiring Sen. Jeff Flake, whose seat they are seeking to fill.Their decisions show how the path McCain cut through the Trump era -- breaking with the President on foreign policy, health care, immigration and more -- complicated his relationship with diehard Republicans in a state where the GOP electorate is now demanding fealty to Trump.Ward faces Rep. Martha McSally and former Maricopa County Sheriff Joe Arpaio in Tuesday's primary for Arizona's other Senate seat. McSally is seen as the strongest general election candidate to face likely Democratic nominee, Rep. Kyrsten Sinema.McCain fended off Ward's challenge in a 2014 primary. Since then, she's made a series of insensitive comments as McCain battled brain cancer.She called on McCain to step down last year, calling him old and near "the end of life" before his diagnosis and said afterward he should resign "as quickly as possible."Ward closed the race barnstorming the state on a bus tour with right-wing media personalities Mike Cernovich and Tomi Lahren, as well as Rep. Paul Gosar."Are we going to elect another senator cut from the same cloth as Jeff Flake and John McCain?" Ward asked the crowd at a campaign event Friday, eliciting shouts of "No!"After McCain's death, Ward tweeted: "We are saddened to hear of the passing of @SenJohnMcCain. His decades of service will not be forgotten by the men & women of Arizona. May God grant the McCain family comfort and peace during this difficult time."McSally, the Republican establishment's preference in the race, has mostly remained silent on McCain during the primary.But McSally's omission of McCain's name when touting her support for the National Defense Authorization Act, which was named in McCain's honor, when McSally joined Trump at a signing ceremony at Fort Drum in New York, angered McCain's daughter Meghan McCain.McSally's "inability to even mention my father's name when discussing the bill named in his honor is disgraceful (just as it was with Trump)," Meghan McCain tweeted. "I had such higher hopes for the next generation of leadership in my home state."Throughout the campaign, McSally has sought to avoid any distance between herself and Trump.On Thursday, McSally sought to dodge last-minute controversy that could undercut her primary campaign, repeatedly avoiding reporters' questions about whether she considers Trump honest and trustworthy. The questions came after Trump attorney Michael Cohen's guilty plea and claim that Trump knew about hush payments to alleged mistresses during the 2016 campaign. McSally refused to address Trump, saying only that Cohen was "all over the map, contradicting himself, lying in order to save his ass."After McCain's passing, McSally tweeted, "John McCain was one of Arizona's greatest Senators, one of our country's finest statesmen, and an American hero who risked his life to defend this great nation. He loved this state, and he loved this country."I pray that God comforts Cindy and the entire McCain family. My heart is with them, and Arizona grieves with them."Arpaio, who was pardoned by Trump last year after being convicted of criminal contempt related to his hardline immigration tactics, complained in a since-deleted tweet on Friday that Cindy McCain had blocked him on Twitter."I tweeted out my thoughts & prayers for" McCain, his campaign account tweeted, and Cindy "BLOCKS me on twitter?"Arpaio tagged Trump and several news outlets in the tweet.The-CNN-Wire 4934