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It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

In the Ohio governor's race, CNN projects that former Consumer Financial Protection Bureau head Richard Cordray will fend off former Rep. Dennis Kucinich for the Democratic nomination in the race to replace John Kasich, while Republican Attorney General Mike DeWine will best Kasich's lieutenant governor, Mary Taylor.And in West Virginia, Democratic Sen. Manchin will fend off a primary challenge and is awaiting the winner of the Republican primary, CNN projects.The political world is watching the Republican Senate primary in the state to see if ex-convict and coal baron Don Blankenship defeats Attorney General Patrick Morrisey and Rep. Evan Jenkins to take on Manchin.Vice President Mike Pence's older brother, Greg Pence, won the Republican nomination for his congressional bid in Indiana, CNN projects.There is also a GOP Senate primary in Ohio, another state where President Donald Trump won in 2016 and a Democratic incumbent is up for re-election this fall.Rep. Jim Renacci takes on self-funding businessman Mike Gibbons in the GOP primary to face Democratic Sen. Sherrod Brown.House races in Ohio and North Carolina will also get attention on election night.In Ohio, the primaries for former GOP Rep. Pat Tiberi's 12th District seat will set up a potentially competitive August special election. In North Carolina, Republican Reps. Robert Pittenger and Walter Jones are attempting to fend off primary challenges. 1433

INDIANAPOLIS — You can give someone the "MIDLFNGR" on I-465 in the middle of Indiana, but that doesn't mean you can have it written on your license plate.The Indiana Bureau of Motor Vehicles has rejected at least 318 personalized license plate requests in 2020 that were determined to be too "D1RTY" for the road. The list of rejects, which WRTV acquired through an information request with the BMV, range from wildly profane to sexually explicit to politically motivated to complete gibberish.One person decided to be a "SMRTA55," while others wondered "WTF 2020" and cursed "COV1D19." A few submissions came from spirited Purdue fans who wanted to tell other drivers it's time to "BTFU" (Boiler The F**k Up).Many of the puns referred to, well, let's just say bodily functions and anatomy. And at least half simply were not suitable to be printed on a family-friendly news website, such as the one you're reading now, so you will have to use your imagination. We're "SRRY."According to the BMV, personalized license plates can only contain a combination of numbers and letters. Special characters are not allowed. (The person who submitted "F*NITUP" should have read the instructions.)The BMV can refuse a personal license plate if it contains a combination of letters or numbers that "carries a meaning or connotation offensive to good taste and decency," "would be misleading" or that "the BMV otherwise considers improper for issuance." (Better luck next time, "B4D 4SS.")People whose vanity plates are denied can register a standard plate and have the personalized license plate fee refunded. (Yes, someone actually paid an extra in a failed attempt to have "POOOPS" put on their car.)The moral of the story is, if the BMV rejects your plate idea, it's not that they're not saying "WEHATEU." They just think it's a little too "SL34ZY" and you should "TRYHRDR."This story originally reported by Daniel Bradley on wrtv.com. 1938

In dev I was very open about my intention to put queer kids in the main cast. I'm a horrible liar so sneaking it in would've been hard haha. When we were greenlit I was told by certain Disney leadership that I could NOT represent any form of bi or gay relationship on the Channel.— Dana Terrace (@DanaTerrace) August 9, 2020 332

It’s a slogan meant to convey how delicious the food is, but KFC says they are pausing the use of “finger-licking good” in their marketing because it does not seem appropriate for 2020.“Think we can all agree, this year has been like no other and, right now, our slogan doesn’t feel quite right,” reads a light-hearted statement from the company.Maybe they are referring to the CDC urging Americans to wear masks and not touch their faces to stop the spread of the coronavirus.KFC’s marketing team also had some fun blurring the slogan from old billboards and commercials in a YouTube video posted Monday.The slogan has been used in connection with KFC’s chicken for 64 years.“We find ourselves in a unique situation—having an iconic slogan that doesn’t quite fit in the current environment. While we are pausing the use of It’s Finger Lickin’ Good, rest assured the food craved by so many people around the world isn’t changing one bit.” said Catherine Tan-Gillespie, global chief marketing officer at KFC.The company admits they are having a little fun with the slogan and the realities of 2020, and the slogan will be back in the future. 1148

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