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We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

We're still learning about COVID-19, but when it comes to how long the illness lasts, patients generally feel sick around the same amount of time.Most coronavirus patients have mild to moderate illness and recover quickly. Illness generally lasts for about two weeks, but that can vary widely.Older, sicker patients tend to take longer to recover. That includes those with high blood pressure and other chronic diseases.One U.S. study found that almost half of non-hospitalized patients over age 50 still had symptoms at least two weeks after becoming ill.Among those sick enough to be hospitalized, a study in Italy found that 87% of patients still had symptoms two months after getting sick. Lingering symptoms included fatigue and shortness of breath.Click here to learn more on the CDC’s website. 808

We're seeing more antiviral products popping up that claim to protect you against COVID-19.Pakistan-based denim company Artistic Denim Mills is making pants and masks using antiviral technology it says tested nearly 100% effective in 30 minutes against coronavirus.Denim brand Diesel is planning to add different antiviral technology to its jeans next year that it says can disable nearly all viral activity within two hours of contact.Other companies are selling antibacterial gloves that claim to destroy bacteria and micro-organisms.These are big claims, but are they true?“The people that we shouldn't trust, honestly, are the people that stand to gain financially from this,” said Dr. Mark Shrime, a professor at Harvard Medical School. “Not because they're necessarily nefarious, but they have an ulterior motive to market these products to our uncertainty and to our fear without necessarily doing the due diligence that we might want them to do in less uncertain times.”Shrime says we don't know a lot about how COVID-19 spreads on surfaces. There are no confirmed cases of surface transmission so far.He questions if these products actually do anything for you.“For sure, they haven't been rigorously tested,” said Shrime. “You will see things often that they have been scientifically formulated or other words like that, that make it sound like this is super cool, but they haven't necessarily been rigorously tested to see if they actually prevent the virus.”He points to antibacterial soaps that were all the rage for a while. The Food and Drug Administration later said they're no more effective than regular soap and water.He says instead of paying extra for what companies say is extra protection, focus on what we know works – wash your hands and wear a mask. 1783

We are @wnba players, but like the late, great John Lewis said, we are also ordinary people with extraordinary vision. @ReverendWarnock has spent his life fighting for the people and we need him in Washington. Join the movement for a better Georgia at https://t.co/hC8iF9urak pic.twitter.com/mvN5e9m4oO— Elizabeth Williams (@E_Williams_1) August 4, 2020 361

Washington Football coach Ron Rivera has been diagnosed with a form of skin cancer. A team spokesman confirmed Rivera has squamous cell carcinoma after a self-care check.On Twitter, the team released a statement regarding Rivera's diagnosis, saying that he was working with several doctors and oncology specialists and is establishing a treatment plan with the team and an outside specialist.The team said the cancer is in the early stages and is considered "very treatable and curable." 495