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Uncle Sam allows people to apply for reduced Social Security retirement benefits as early as age 61 and 9 months, well before full retirement age. But the system rewards patience, and if you’re short on funds, it behooves you to sit on your application for a while.When you postpone taking benefits beyond your full retirement age — which varies based on your year of birth — the Social Security Administration increases the amount you get as much as 8% annually until your 70th birthday, when the benefit stops increasing.Getting an 8% raise during your working years is like striking gold. Having that opportunity for when you’re living on a fixed income is even sweeter. At SSA.gov there’s a simple benefits calculator to help estimate your future earnings.More From NerdWallet 820

Valdez did, but on Thursday, he remained on a ventilator. He had been hit in several major organs, including his lung and pancreas. A bullet also bruised his heart but stopped short of piercing it, according to family. 218

Veridiam, according to its website, is a custom metal tubing specialist that services the aerospace, health care and nuclear power industries. 142

Weinberger lived in the residence where the homicide occurred,"" Dobbs said." 424

When consumers do have a complaint about one of the brands, they may reach out to us, as we handle returns, even though their complaint is with the company that they purchased the product from. Once we become aware, we assist the consumer by putting them directly in touch with the companies to resolve their issues. 316