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SAN DIEGO (KGTV) - It’s getting harder and harder to buy a home in San Diego. But according to Veterans United Home Loans, VA loans in California are surging, and they’re up 15 percent this year in San Diego.Navy veteran Robert Streets and his wife Corrie are part of that surge."There was a large cabinet that came out here, and we knocked that down," says Streets in his recently remodeled kitchen.The Streets are proud to show off their new home. After renting for years, they're first time home buyers as of July, purchasing a condo in the heart of North Park.RELATED: Making It in San Diego: Sailor gets proactive to find housing"I remember the first feeling that I got when we got our keys, and we got into the house, and I was like, 'Wow,'" adds Streets with a sense of relief. "I own this, and I can do whatever I want. I don't have to ask somebody if I can put a hole in the wall or hang a picture."While Millennials are struggling to buy in San Diego, Millennial Veterans are surging in home purchases, up 61 percent according to Veterans United with an average purchase price of almost 0,000. And for the Streets, it was made possible using a VA Loan. "They got all the paperwork together, all the legal stuff sorted out, and they actually made the condo VA qualified so that we were able to use our VA loan. Which wouldn't have ever been in here if it wasn't for that," says Corrie Streets.The Streets are far from alone. VA purchase loans in California are up 66 percent from 2013 to 2018."This is either the most financially advantageous path or, in some cases, it’s the only feasible path to homeownership," says Chris Birk.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsBirk is Director of Education at Veterans United Home Loans. He says in some cases veterans and service members, if they qualify, can get a VA loan for no money down. The average 30-year rate for June was 4.2 percent, better than most conventional loans. "They don't have to build pristine credit,” adds “Birk. “And one of the biggest benefits is that so many veterans and service members aren't weighed down by student loan debt."And then there are vets like Wendell Stone. He and his wife Tessie rented for 30 years. That's when their daughter-in-law Aurora Perez, a realtor at Century 21, helped them understand they could qualify for a VA loan."They were able to purchase a home with my help in the Temecula area,” says Perez. "And then they were able to purchase another home in Oceanside and turn that into an investment property."Currently, there is a 0,000 cap on VA loans in San Diego County. But Perez says the laws are about to change and next year if a veteran or service member can qualify, there will be no cap for VA loans.Are you a veteran or service member in the market for a new home? Here’s your complete guide to the VA Home Loan. 2911
SAN DIEGO (KGTV) — Malls across San Diego County did not experience the rush of last-minute shoppers on Christmas Eve, as the coronavirus continues to take its toll on the economy and life in general."We used to have to have the employees park in a different section that was further away so it left the open spots for customers, we haven't needed to do that this year," said Caitlin Todd, manager at Grossmont Center's Prevue Formal and Bridal.Todd said other than Target and Sees, the mall has been less busy this holiday season. She said it's not just the economy, but also that the coronavirus has made in-person shopping a more practical matter. "With restaurants not having as much ability to have indoor dining or outdoor dining, it's been more of a 'come, get what you need and leave,' kind of shopping experience, versus an all-day thing with the family," she said. The virus has taken a toll on the retail industry, with employment in department stores down 28% compared to the same time last year. Malls have instituted social distancing, limited entertainment, and retailers are limited to 20% capacity - meaning lines to get in. Still, shoppers who needed to did make their to get those last minute gifts. Calob Ross drove from Escondido to Westfield UTC to get a gift only available at the Nordstrom at that location. He said he noticed all of the restrictions and the smaller crowds. "I feel like it might not be as busy due to people not wanting to go out and be in public with everything going on right now," he said, noting he had just gotten paid and wanted to use the money to get a gift in time for the holiday. 1641
SAN DIEGO (KGTV) - Military families told 10News they are without heating and A/C due to mold in their air ducts.The families live in Tierrasanta and say housing came into their homes mid-October.Nancy Irvin has lived in the same home for six years with her military husband, 2-year-old son and 5-year-old daughter.She said problems with the home started day one, "the upstairs was leaking down from the tub to the garage so all of our stuff that was in boxes was flooding.""It's been sickness after sickness, cold, bronchitis, double ear infections everything," Irvin explained her children have been sick since they moved in and doctors haven't been able to tell them what's wrong."He's been coughing until he throws up at night," Irvin said while holding her crying toddler, Easton. She said even the dog developed a rash. She blames mold in their home.Mid-October Irvin said housing came in, tested for mold, removed her vents an taped over the holes. She said the lack of heating is keeping her children awake at night.She said a cleaning company came in to work on the vents but she wants more, "housing is doing nothing, they're not talking to anyone, they're not giving any information and it's just stressful."Neighbors said they are dealing with the same issues, posting photos of black fluffy mold in the air vents.In September, 10News reported on the Charvat family, who won a -million lawsuit against Lincoln Military Housing, saying mold also made their family sick at their home near the Marine Corps Recruitment Depot.Their lawsuit is in the middle of the appeals process. LMH is working to appeal the amount of damages they will pay the family.LMH responded to 10News with this statement regarding the Tierrasanta neighborhood: 1754
SAN DIEGO (KGTV) — Looking for a laugh? It is, after all, the best medicine, right?There's plenty of belly shaking humor to be discovered around San Diego. From open mic nights to nationally-known comics being showcased, locals can find it all at our city's comedy clubs.If you're looking for a spot to sit down, have a drink, and spit-take that drink, here's where you'll find the fun around town:The American Comedy Co.: 818 B 6th Ave., San DiegoAMC is located in the heart of the Gaslamp District, giving guests to chance to spend the night downtown and enjoy laughs with little travel time between activities. The club's underground feel also gives it a speak-easy, intimate vibe. | ScheduleThe Comedy Store: 916 Pearl St., La JollaDavid Letterman threw out the first joke to usher in the famed Comedy Store's La Jolla digs in 1977. The comedy spot gives visitors the comfort of a night near a scenic view of the Pacific while enjoying some laughs. | ScheduleThe Mad House Comedy Club: 502 Horton Plaza, San DiegoNational and local comics take the stage at Mad House most nights every week in Horton Plaza. | ScheduleThe Comedy Palace: 8878 Clairemont Mesa Blvd., Kearny MesaCheck out a lineup of local and nationally-featured comics taking the stage in Kearny Mesa at The Comedy Palace. | ScheduleThe Comedy Club at Pechanga: 4500 Pechanga Pkwy., TemeculaPechanga Resort Casino's Comedy Club brings together some of the comedy circuit's brightest stars and up-and-comers, offering comedy and dinner packages as well. | ScheduleSycuan Live & Up Close: 3007 Dehesa Rd., El CajonNational comedians hit the stage at Sycuan Resort & Casino's Live & Up Close performances. | ScheduleNational Comedy Theatre: 3717 India St., San DiegoImprov comedy and entertainment for all ages from national troupes can be seen at National Comedy Theatre. | ScheduleWinston's Beach Club: 1921 Bacon St., Ocean BeachOpen mic nights, comedy showcases, and roast battles are held weekly at Winston's in OB. | Schedule 2017
SAN DIEGO (KGTV) - Local activists spoke out in Escondido Wednesday denouncing a recent ICE sweep in San Diego County that resulted in the arrest of 115 people. While agents say the raids targeted convicted criminals and people who'd been previously deported or ordered deported, those holding the protest say the tactics used are unfair and unnecessary.They urged the immigrant community to know their rights and reach out for help from experienced immigration attorneys. 496