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About seven minutes after Sacramento police fatally shot an unarmed black man in his grandmother's backyard last week, officers were instructed to mute their body cameras.Stephon Clark, 22, was in the backyard March 18 when two police officers shot him 20 times. Police said they thought he was holding a gun. But investigators say they did not find a weapon at the scene, only a cellphone near the man's body.The Sacramento Police Department on Wednesday released two body camera videos, the 911 call, the helicopter footage and radio traffic from the shooting.In both videos, an officer can be heard saying, "Hey, mute." Directly after, the video goes silent and officers talk among themselves.'It builds suspicion'The shooting has sparked nationwide outrage, with the muting of the body cameras raising questions about the officers' actions. CNN has called and emailed the police department, but has not heard back.Sacramento Police Chief Daniel Hahn told CNN affiliate KCRA that the action has added to the tension after the shooting."Muting is one of those things that we have to take a look at," Hahn said. "Any time there is muting on this camera, it builds suspicion -- as it has in this case. And that is not healthy for us in our relationship with our community."Although the Sacramento Police Department's 2016 body camera policy designates when to activate body cameras, it does not specifically mention when to activate or deactivate sound or audio recordings. Sacramento police, Hahn said, implemented body cameras last year.When can officers deactivate body cameras?The department policy includes 16 instances when a body camera is required to be activated, including vehicle stops and sobriety tests as well as foot and vehicle pursuits.It says employees can deactivate their cameras in some instances, but that's based on their discretion. These instances may occur when officers are having tactical or confidential conversations, when officers are trying to conserve battery life or if a witness or victim refuses to give a statement on camera, according to the policy.Some situations are also based on the officer's judgment, like if a recording would interfere with the officer's ability to investigate or if recording would be inappropriate based on the victim or witness' physical condition and emotional state.However, it's unclear whether deactivating a body camera or muting are different things."I think it's a policy we should look at very carefully and perhaps change entirely," Mayor Darrell Steinberg said during a news conference Friday.Expert: Muting can be justified at timesPeter Bibring, director of police practices with ACLU Southern California, said he's never heard of a department where an officer muted video."Just because an officer thinks this shouldn't be released," that's not a discussion officers should be having, he said. "Officers should not be having personal conversations during the course of an investigation. And that's certainly not what was going on here."Seth W. Stoughton, assistant professor of law at the University of South Carolina School of Law, has done research, presentations and led training on body cameras for the past two years. He said he'd be surprised if muting cameras was illegal, but said he understands why officers would mute their video."They were in a situation where they didn't want a word to be scrutinized," he said.The inclination among officers, Stoughton said, is not to record footage of an officer unwinding moments after a shooting because officers may not phrase things in the right way.However, he said, muting hurts public trust and diminishes police accountability."I think that muting the microphone is wrong," Stoughton said. "By not capturing that information, they may be undermining the investigation."A different perspectiveWhen officers mute body cameras, Stoughton said, the public looks at it from a different perspective."From a public trust perspective, it may have been better to not have a body camera at all than to have it and turn it off halfway through," he said.Body cameras provide information that the public wouldn't otherwise have, but "it's not perfect information," Stoughton said.There is no statewide body camera policy in California, so body camera policies differ from agency to agency, said Jeff Noble, a police practice consultant and a former deputy police chief in Irvine, California."The cameras served the goal that we put body cameras out for, they were on and activated during the chase and during the shooting," Noble said. 4598

A school trip for the eighth grade Mentor, Ohio Public Schools students to Washington D.C. was set and ready to go. Students were excited, bags were packed, lots of money was paid. But on Tuesday — the day before the trip — Discovery Tours, the company contracted by the school district to handle the trip, canceled. What's 511 students multiplied by 5 each? That's 2,505 paid.Discovery Tours told Mentor Public Schools it had to cancel the trip because the company was unable to receive final confirmation for the hotel rooms. The school district said it contacted the hotel itself to get more information."We were told by hotel management that, under advice from the hotel's legal counsel, all they could disclose to us is: Discovery Tours was unable to meet the contractual obligations," Superintendent Bill Porter wrote in a letter to parents.However, the school district said Discovery Tours told them otherwise. But the superintendent said even if the district was able to secure the hotel rooms itself, it wouldn't feel comfortable entrusting the travel company with its students."I am sure you are feeling angry as you read this, as all of us have been since we received the news late this afternoon," Porter wrote. "We know this is an educational experience students look forward to for years prior to 8th grade that is being taken from them for no apparent reason."Porter said the middle school principals will bring all eighth graders together on Wednesday to discuss the situation, and school will be in session as usual.Mentor Public Schools said it is also working to address the financial implications of the cancellation. "Refunds for the trip are undoubtedly on everyone's minds and at this time, we do not have full explanations yet, but I can assure you, we will work diligently to secure restitution," the letter said.Lots of eighth graders are going to bed with sad faces Tuesday night. 1956

ADAMS COUNTY, Colo. – Scott Allen Ostrem, the man accused of shooting and killing three people at a Thornton Walmart last week, faces six counts of first-degree murder, 30 counts of attempted first-degree murder and a sentencing enhancer if he’s convicted for the shooting.Ostrem, 47, learned his formal charges at a Monday afternoon hearing in Adams County.Prosecutors charged him with two different counts of first-degree murder for each person he is accused of killing. Three of the counts are first-degree murder after deliberation, while the other three are first-degree murder with extreme indifference.He also faces one count of attempted first-degree murder with extreme indifference for 30 other people who were in the store at the time.The final count against Ostrem is a crime-of-violence sentence enhancer that would apply to the attempted murder charges, District Attorney Dave Young said in court on Monday.Should he be convicted of any of those charges, the sentence enhancer would double any prison and parole time Ostrem faces for each count – from between 8 and 24 years in prison, to between 16 and 48 years in prison for each.The first-degree murder charges are all class 1 felonies in Colorado, meaning Ostrem will face with life in prison without the possibility of parole or the death penalty if he’s convicted on any of those counts.Colorado hasn’t executed anyone since 1997, though three inmates remain on death row. Gov. John Hickenlooper has pledged to not execute anyone while he’s in office, but the state will elect a new governor next November.Should Ostrem face and be convicted of a class 1 felony, like first-degree murder, a separate sentencing hearing would be held to determine if prosecutors would seek the death penalty or not – unless he’s deemed mentally incompetent to be executed.Young told Denver7 Monday it was too early to determine if he'd seek the death penalty, but said he'd consult with the victims' families before making a decision. He also added that other charges are still on the table, but that further investigation was needed before any further charges are filed.Ostrem wore a white-and-yellow striped Adams County Jail jumpsuit in court on Monday. His public defender had a request to redact the victim’s names from the criminal complaint granted by the judge. He said nothing other than replying “yes” to the judge when asked if he understood his charges and the proceedings.The judge also set the preliminary hearing and bond hearing in the case for Feb. 5. A motion by Ostrem’s public defender to seal the jail visitation records was not immediately granted, however. The judge gave District Attorney Dave Young 21 days to respond to the motion.Ostrem's sister called The Denver Post after allegedly receiving death threats about her brother, and told them he'd heard voices in his head for years after an LSD trip.“My brother is not this monster. … He is not cold blooded. He hears these voices. Honestly, in my heart, I believe there is only so much a person can take,” Ostrem's sister, Michelle Willoughby, told The Post. “I never thought something like this would happen.”Law enforcement officials told Denver7 last week they were looking into Ostrem's mental health history.Police arrested Ostrem near 72nd Ave. and Federal Thursday morning more than 12 hours after the shooting occurred. An anonymous citizen tip alerted authorities to his presence in the area, police said, though FBI agents also spotted him in the area. Ostrem was arrested just a few blocks from his apartment.The coroner for Adams and Broomfield counties on Thursday identified the three killed in the shooting as 52-year-old Pamela Marques of Denver, 66-year-old Carlos Moreno of Thornton, and 26-year-old Victor Vasquez of Denver.Moreno's family members were again in court Monday, as some of them were Friday. One told Denver7 outside of court that Moreno had gone to the store with his teenage niece that night, and that the two had briefly split up to look for different things when the shooting happened.Ostrem had a history of run-ins with the police—most recently a driving while ability impaired conviction in Wheat Ridge in 2014. Neighbors said he was “weird” and kept to himself. Another neighbor told Denver7 Ostrem came off as rude and unapproachable.“He was on the edge, not friendly, wouldn’t talk to anybody,” said neighbor Teresa Muniz. “You didn’t dare talk to him, because he always looked mad.”Ostrem walked off his roofing job Wednesday morning in Frederick, the company confirmed, but was otherwise a “good worker,” fellow employees said. He also had several failed businesses, and declared bankruptcy in September 2015.The judge stipulated that Ostrem be held without bond pending the preliminary hearing. The affidavit in the case remained sealed pending redactions, which are expected to be made by the end of day Monday. 4925

A woman who injured three people during a shooting at YouTube headquarters in Northern California has been identified as Nasim Najafi Aghdam.Aghdam, 39, was a resident of San Diego, the San Bruno Police Department said in a statement. After shooting three people at the campus in San Bruno on Tuesday, she killed herself with a handgun, authorities said. A fourth person injured an ankle while escaping the gunfire on campus.Aghdam's brother, who didn't want to be identified, told CNN affiliate KGTV that he didn't know she had a gun. 543

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

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