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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

INDIANAPOLIS -- If you owned one of the original PlayStation 3 “phat” consoles that were released back in 2006, you may be owed some money.PCMag.com reports that the original PS3 console – or the “phat” PS3 had the ability to install an alternative operating system but when the smaller “slim” model was released, the operating system functionality was removed because of security concerns.Those changes resulted in a class action lawsuit which dragged on until a settlement was reached in 2016 allowing PS3 owners to claim – but time’s almost up.Anyone who owns a “phat” PS3 still has until April 15 to submit the claim form. To file a claim, a person must have purchased their PS3 from an “authorized retailer” and include their PSN username and PS3 serial number. The offer is only good for 20GB, 40GB, 60GB and 80GB models.To submit your claim click here. 881

It was not the graduation ceremony Sarahi Avalos thought she would experience when she started high school -- but this celebration it is one she and her fellow graduates have earned a thousand times over.“Unbelievable. I thought I’d never make it,” Avalos said.She is fighting cancer, and her treatments have been so intense that she was not able to attend class at school. Avalos had to finish her classes from Diamond Children’s Medical Center at Banner UMC.  Avalos is one of five teens honored in a ceremony inside the hospital Thursday. Other honorees included Maiya Harris, Garrett Nesbitt, Austin Thacker, and Christopher Tom. 646

In his memos documenting conversations with President Donald Trump, former FBI Director James Comey recounts Trump's "serious reservations" about then-national security adviser Michael Flynn as well as the President's concerns about media leaks and Trump's recollection of Russian President Vladimir Putin telling him that Russia had the "most beautiful hookers in the world."The Comey memos provided to Congress on Thursday and obtained by CNN include documentation of seven conversations he had with Trump from January 7, 2017, through April 11, 2017. Four of the notes are classified and have been partially redacted, and three of them are unclassified.There are several recurring themes through the conversations: Trump frequently brings up leaks to the media and they discuss trying to find the source of the leaks. Trump also at least twice brought up the "golden showers thing" and said he was concerned even if there was a small chance his wife had thought it was true.In the January 7 memo, Comey writes that Trump interjected, "there were no prostitutes; there were never prostitutes" about his 2013 trip to Moscow.In his January 28 conversation with Trump, Comey also writes that Trump said "the hookers thing is nonsense," but then later said that "Putin had told him, 'we have some of the most beautiful hookers in the world.'"Comey also writes that the President said on January 28 he had "serious reservations" about Flynn, who soon left the administration and later pleaded guilty for lying to the FBI about his conversations with Russian officials.Trump explained that his reservations about Flynn's judgment by discussing a story about a toast to British Prime Minister Theresa May and someone else who Flynn had said called before her after Trump was inaugurated, but Flynn had not told the President.The unclassified memos include the now-famous conversation Trump had with Comey where he told Comey, "I hope you can see your way clear to letting this go, to letting Flynn go.""I replied by saying, 'I agree he is a good guy,' but said no more," Comey writes.Trump is also focused on loyalty, as Comey has said in congressional testimony and his book. In their final April 11 conversation, Comey writes that Trump told him: "I have been very loyal to you, very loyal, we had that thing, you know."Comey said that he assumed Trump was referring to his previous pledge for loyalty before his inauguration, where Comey responded he would provide "honesty," and Trump responded, "honest loyalty."In the February 8 memo, Comey also recounts a conversation with then-White House Chief of Staff Reince Priebus, where he says that Priebus asked him whether it was a "private conversation," and asked Comey, "Do you have a FISA order on Mike Flynn?"Comey said that he answered Priebus' question, but first told him that it was "the kind of question that had to be asked and answered through established channels." 2932

INDIANAPOLIS -- If you believe the latest conspiracy theory you should probably take the next couple of days to finish your bucket list because the end of the world is coming this weekend.That said, we wouldn't suggest skipping work just yet.The latest theory suggests that on Saturday, September 23, “Planet X” will crash into Earth causing the apocalypse.The man behind that theory, David Meade, even authored a book called “Planet X – The 2017 Arrival.” His original theory suggested that the world would end a few days earlier, but it was adjusted based on the date of the most recent solar eclipse.Meade says his claims are rooted in Christianity – and that the date coincides with biblical history, falling 33 days after the total solar eclipse.  "Jesus lived for 33 years. The name Elohim, which is the name of God to the Jews, was mentioned 33 times (in the Bible)," he told the Washington Post. "It's a very biblically significant, numerologically significant number."Meade’s attempt to predict the end of the world is not the first one to go viral, and not even the first to claim the fictional planet, Niburu, would cause the end to come.NASA debunked claims of Nibiru’s existence years ago and dedicated an entire page to the December 21, 2012, apocalypse predictions, even creating a question and answer and a video titled “Beyond 2012: Why the World Didn’t End.”They have since updated that page in reference to the most recent “prediction.”“The planet in question, Nibiru, doesn’t exist,” said NASA. “There will be no collision.”The story of Nibiru has been around for years and has been recycled into numerous apocalyptic fables over time, this is just the latest one to surface - according to NASA – and it likely won’t be the last. 1772

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