濮阳东方技术先进(濮阳东方医院非常便宜) (今日更新中)

Retirement is just a numbers game to Carl Jensen, who quit his job when he was miserable and decided his family of four could live off less.“We save a lot of money,” Jensen said. “We (do) the electricity ourselves, too.”He’s at home with his family full time and is making it work by slashing the family’s expenses."I had a really bad day at work, and I remember thinking I had this incredible stress. I can't do this for the next 15 to 20 years of my life,” he said. "I don't need a new car, so I don't have a new car. I don't care about my clothes ... so I don't buy brand new clothes. And I have an old phone because honestly I don't want to learn a new phone."The family lives on just more than ,000 a year, an amount his retirement funds generate, along with his wife’s job at a startup."I realized early, retirement is just a number game, and if you're a saver and can be a little bit frugal when you're younger and let the stock market work for you, you can actually stop working early.""People that haven't saved very much for retirement still have great choices available to them if they're flexible."Kim Curtis, Wealth Legacy Institute CEO, understands Jensen’s choice isn’t for everyone and says approaches can vary."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” Curtis says.People in their 20s should focus on a savings routine such as a 401K, Roth IRA and keeping credit card balances low. Those in their 30s need to focus on asking for a raise and building their salaries.Curtis says they need to be bold.People in their 40s have a tougher time if they have growing children. It’s harder to save."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” she said.Keep building the money in your 50s and consider not fully retiring until your 70s. It’s not as bad as it sounds."The idea of not working and stepping off and not having any new income from the time you retire through life expectancy is really a fallacy now because a lot of people have side hustles and a side hustle in retirement could be an Uber driver. It could be a wag walk or dog sitting,” Curtis says.People who can keep working will benefit most, though.For the average person, ,000 a month at age 62 is all social security provides. And it’s ,425 at age 66.If you don’t draw until you are 70 years old, it jumps to ,800 per month, Curtis says."That's significant."Jensen decided working is not for him, but he picks up contract jobs in between repairing and adding on to his house, which he does himself. 2611

Should you eat before or after exercise in the morning? The debate has raged for years.The eat-first camp says food before exercise boosts blood sugars, giving the body fuel to increase the intensity and length of a workout. It also keeps you from being fatigued or dizzy.The eat-after camp says you burn more fat if you fast before exercise.A small UK study published Friday supports the latter point of view: In 30 obese or overweight men, those who exercised before breakfast burned twice the fat as men who ate breakfast before they worked out.That's because exercising with no fuel forces the body to turn to stored carbs, and when those are quickly gone, to fat cells.Unfortunately the eat-after group didn't lose more weight than the eat-before group during the six weeks of the study, but it did have "profound and positive" effects on the health of the group that fasted, researchers said.Skipping the meal before exercise made the men's muscles more responsive to insulin, which controls high blood sugars, thus reducing the risk for diabetes and heart disease."The group who exercised before breakfast increased their ability to respond to insulin, which is all the more remarkable given that both exercise groups lost a similar amount of weight and both gained a similar amount of fitness," said exercise physiologist Javier Gonzalez, an associate professor in the department for health at the University of Bath, in a statement."The only difference was the timing of the food intake," Gonzalez added.A 1527

Retired Supreme Court Justice John Paul Stevens accused President Donald Trump of exceeding his presidential powers in an interview published Thursday, telling 172

ROMULUS, Mich. — Romulus police seized hundreds of exotics animals from an illegal collection on Thursday.According to police, it was a tip from a concerned citizen that led them to investigate.In the collection were 300 hedgehogs, six Flemish giant rabbits, three large iguanas, two kangaroos, a peacock, silver fox and a 16-foot reticulated python.Police say they have identified the person they believe was keeping the animals, and they are looking to speak with him.They did turn over all of the animals to people who could properly take care of them. 568

Super-loyal customers who use Starbucks' membership program account for about 40% of sales at the company's US stores. Now Starbucks is taking steps it believes will make the program more attractive.Starting on April 16, the coffee company's rewards members in the United States and Canada will start earning rewards sooner and have more options when redeeming points. For customers who use a Starbucks rewards credit or debit card, points won't expire. (They still expire after about six months for other members.)Digital rewards programs are a way for companies such as Starbucks to increase loyalty and learn more about their customers. The update is designed to bring even more people into the program by offering more choice.The current rewards program works like this: Customers get two points, or stars, for every dollar they spend. Customers need to hit 300 stars within one year in order to start qualifying for rewards. Once they qualify, they can get a free drink or free food for every 125 stars. If they hold on to the points until they reach, say, 250, they can redeem the points for two free drinks, two food items or one of each.The new system lets people get different rewards for different amounts of stars, and starts at a lower tier. Members can cash in 25 stars for an extra espresso shot, dairy substitute or another flavor pump. For 50, they get coffee or tea or a bakery item, and so on.More flexibility can serve more types of customer behaviors, Matthew Ryan, the company's chief marketing officer, told CNN Business."There are people who like to spend at very low levels, and there are people who like to hoard a lot of points," Ryan said. "Right now, we have just the middle point of the range."Starbucks launched its rewards programs in 2009, but has changed how it works over the years. Notably, in 2016, Starbucks 1857

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