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The American Heart Association highlighted findings on Friday indicating the coronavirus may cause more heart damage than previously believed.The AHA says that inflammation of the vascular system and injury to the heart occurs in 20 to 30 percent of all hospitalized coronavirus patients. The heart damage results in the 40% of all coronavirus-related deaths, the American Heart Association said.Studies have suggested that 8 to 12 percent of all coronavirus infections have caused heart damage. There is also concern that the resulting heart damage causes a greater risk for heart attacks, strokes, and other cardiovascular-related illnesses even following recovery.“Much remains to be learned about COVID-19 infection and the heart. Although we think of the lungs being the primary target, there are frequent biomarker elevations noted in infected patients that are usually associated with acute heart injury. Moreover, several devastating complications of COVID-19 are cardiac in nature and may result in lingering cardiac dysfunction beyond the course of the viral illness itself,” said Mitchell S. V. Elkind, president of the American Heart Association.The American Heart Associated is working with 150 US hospitals and 14,000 patients to better understand the virus’ impact to the heart. 1301
Sun Valley Foods is recalling ready-to-eat beef and chicken taquitos and chimichangas products containing diced green chilies due to concerns that the products may be contaminated with extraneous materials, specifically hard plastic.The hard plastic may pose a choking hazard or cause damage to teeth or gums.The frozen RTE meat and poultry taquitos and chimichangas items were produced by Ajinomoto Foods North America, Inc., and are sold under brand names including Great Value, Casa Mamita and José Olé.The FDA said the following products, sold nationwide, were recalled:19.2-oz. carton containing 16 pieces labeled as “Great Value Flour Chicken Taquitos Tortillas Stuffed with All White Chicken Meat & Monterey Jack Cheese” with a best if used by date of “11 JUL 2021” and “P5590” printed on the side panel.20-oz carton containing 20 pieces labeled as “CASA MAMITA BEEF TAQUITOS ROLLED IN CORN TORTILLAS” with a best by date of “26 JUN 2021” and “EST 5590” printed on the side panel.22.5-oz carton containing 15 pieces labeled as “CASA MAMITA CHICKEN AND CHEESE TAQUITOS ROLLED IN FLOUR TORTILLAS” with a best by date of “26 JUN 2021” and “P5590” printed on the side panel15-oz. carton containing 15 taquitos labeled as “JOSé OLé TAQUITOS CHICKEN AND CHEESE POLLO Y QUESO IN FLOUR TORTILLAS” with a best by date of “08 JUL 2021” or “18 JUL 2021,” and “P5590” printed on the side panel.20-oz. carton containing 20 taquitos labeled as “JOSé OLé TAQUITOS BEEF CARNE DE RES IN CORN TORTILLAS” with a best by date of “08 JUL 2021” and “EST 5590” printed on the side panel.22.5-oz carton containing 15 taquitos labeled as “JOSé OLé TAQUITOS CHICKEN AND CHEESE POLLO Y QUESO IN FLOUR TORTILLAS” with a best by date of “09 JUL 2021,” “14 JUL 2021” or “17 JUL 2021” and “P5590” printed on the side panel.55.5-oz carton containing 37 taquitos labeled as “JOSé OLé VALUE PACK TAQUITOS CHICKEN AND CHEESE POLLO Y QUESO IN FLOUR TORTILLAS” with a best if used by date of “15 JUL 2021” and “P5590” printed on the side panel.60-oz. carton containing 60 taquitos labeled as “JOSé OLé TAQUITOS BEEF CARNE DE RES IN CORN TORTILLAS” with a best if used by date of “9 JUL 2021” or “10 JUL 2021,” and “EST 5590” printed on the side panel.5-oz. individual plastic bag containing “JOSé OLé CHIMICHANGAS LOADED BEEF NACHO” with a best by date of “15 JUL 2021” and “EST. 17417” printed on the label.The products bear the establishment number “EST 5590,” “P5590” or “EST. 17417” printed on the packaging above the expiration date.Ajinomoto Foods North America, Inc. identified pieces of hard plastic in their production process and in a barrel of diced green chilies that was received from their ingredients supplier, Sun Valley Foods. Sun Valley Foods initiated a recall of the green chilies with the FDA.There have been no confirmed reports of adverse reactions due to consumption of these products. Anyone concerned about an illness should contact a health care provider.FSIS is concerned that some product may be in consumers’ freezers. Consumers who have purchased these products are urged not to consume them. These products should be thrown away or returned to the place of purchase.To learn more about the recall, click here.This story was originally published by staff at WTKR. 3276
That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559
The 2020 election is set to be unlike any other in history.With the COVID-19 pandemic, election officials expect up to 70% of all ballots to come in through the mail.There have been claims of fraud by President Donald Trump, but experts say the data does not support those claims."Somebody is more likely to be struck by lightning than they are to commit voter fraud,” said Lawrence Nordon, director of the election reform program at the Brennan Center for Justice, a non-partisan public policy group at NYU.Nordon says in the last few federal elections, 25% of all votes were cast through the mail. He says it can not only be more convenient, but an important tool when it comes to verifying results.“Mail ballots are paper ballots. That means we do have an opportunity to audit all of those ballots,” said Nordon. “But I think people should feel very comfortable with the security of the system.”As for security, election officials take extra measures to ensure the integrity of the ballot. Firstly, mail-in voting reduces the risk of foreign interference to nearly zero. Mail-in ballots are printed on a specific type of paper with technical markings that are difficult to duplicate. They also include several local elections like city council, school boards, and ballot initiatives. It means there are thousands of different ballots for our country’s 3,000 counties.Then you consider the actual ballot itself.It comes in a secrecy envelope that is connected to each individual voter who needs to sign it. That signature is verified by judges who are sometimes trained by the FBI to detect inconsistencies.Counties across the country also have system in place that update voter registration, death records, and address changes daily while they go in and cross-reference the data as well to make sure the ballots are going where they are supposed to and people are who they say they are.“[Voter fraud] is not a thing. I think we’ve had one prosecution in 15 years,” said Paul Lopez, clerk and recorder for the city and county of Denver.Lopez says of the nearly 213,841 votes cast by Denver residents in the state primary on June 30, 211,626 were cast through the mail. And this is for a state that had the highest voter turnout of 77% in 2016.“The biggest thing we can do is inform folks and make sure they understand the process, make sure they understand that it’s secure, that it’s safe, that it’s transparent,” said Lopez.This is not to say there are not cases of voter fraud; there are. In July 2019, prosecutors in North Carolina filed charges against a Republican political operative accused of ballot tampering in a congressional election in 2018.Since 1982, the conservative Heritage Foundation says there have been 1,088 proven cases of individual voter fraud.That may sound like a lot, but the Brennan Center for Justice says considering the hundreds of millions of votes cast in that time, it is considered so rare and happens on such a small scale, that it does not warrant the broad-based red flags some people raise. 3041
Tens of thousands of children around the country will be getting a holiday puppy this year, but others will end up empty-handed and disappointed, ripped off by a puppy scam that has only gotten worse during the pandemic.So before you start looking for one, we have the warning signs a cute pup you find for sale is really a scam to steal your heart and your money.Penny Lloyd wanted to buy her kids a Yorkshire Terrier puppy -- a Yorkie -- for their home this Christmas."It was going to be a Christmas gift," she said.She found an ad on Facebook offering discount puppies."I saw this advertisement on Facebook, and I opened up the app and it said 'Yorkies for sale, half price, originally ,400 on sale for 0.'"It was a great price; so, she messaged the seller."I did, but I never got any response," Lloyd said.It's probably a good thing she never heard back, according to the Better Business Bureau, which says there is a good chance it was a scammer who would have asked for a deposit.That is what happened to Jo Standridge last year. She wired 0 via Western Union to a website -- now gone -- called Best Mini Shnauzers.com.That was the end of the seller, and of her puppy dreams."I tried to text him numerous times after that," she said. "Called him, couldn't get through. That was the end of the communications. Nothing."Puppy scam worsens during pandemicThe puppy scam has been around for more than five years, but the BBB says this year it's getting worse because so many people want either a "pandemic puppy" or a holiday puppy.Sara Kemerer of the Better Business Bureau said real puppy photos get reposted at counterfeit websites."It's very easy for scammers to steal a video or picture of a pet from the internet to make the pet seem real," she said.But the pups are always out of town, and the seller will ask hundreds of dollars for shipping and insurance.Once you wire them the money, they and their ad disappear.How to protect yourselfSo what can you do? Kemerer says ask for video of the seller with the pup. Ask them to hold it up in front of their phone."You can ask the breeder to do a video call using FaceTime, Zoom, or Skype to see if that pet is actually real," she said.Chances are Penny Lloyd's Yorkie seller would have refused, because he never had any puppies.Warning signs include:The dog is out of town, and you cannot see it in personThe breeder needs to ship it to youThe breeder needs money for shipping and insuranceThe seller will not take a credit card (where a fraudulent charge can be disputed)The seller cannot do a Zoom or Facetime video with you where he is holding the puppy (because he has no puppy)The best way to avoid a puppy scam is to shop local and avoid any puppy that has to be shipped to you.Or better yet, adopt an unwanted dog so you don't waste your money.__________________________Don't Waste Your Money" is \a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3133