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Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time.With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements.At the same time, the pandemic is fueling new debate about whether colleges should charge the same tuition for online and in-person classes. Tuition typically covers the cost of instruction — salaries, software, labs and such — and that cost at many schools may have increased.The University of North Carolina Wilmington, as an exception, has a different cost structure for online, hybrid and in-person classes. Still, it announced that students won’t receive a tuition refund if in-person classes move online this fall. And, after the pivot from its sister school at Chapel Hill, it told students to prepare for a similar transition if cases rise.That leaves freshman Owen Palmer weighing the possibility that the education he is paying for may not be the one he gets. “I’m taking a risk because (the university) mentioned they can’t do refunds,” says Palmer. For him, the risk is worth it, but he does wonder what he’ll do if the campus has to close.Here’s what he and other students can expect as the fall shapes up.Don’t expect a break on tuitionSome schools have cut tuition. Hampton University is offering students a 15% discount, bringing undergraduate tuition to ,519. Other schools are offering additional scholarships and grants.But tuition decreases and additional aid aren’t the norm.“If I had to make bets, I would say a lot of colleges will be (freezing tuition) until they get a better sense of the economy,” says Arun Ponnusamy, chief academic officer at the college admissions and application counseling company Collegewise. “But there will be other colleges that say, ‘We need money to run this school.’”That may be happening already. George Mason University in Virginia approved a tuition increase of 0. The University of Michigan approved a 1.9% tuition increase. Both schools are planning a mix of online and in-person instruction.Meals and housing refunds likelyMany colleges aren’t publicizing their shutdown contingency plans — or how refunds will work. But students can look to how their school handled refunds in the spring to gauge how fall might play out.Florida Agricultural and Mechanical University gave refunds for on-campus housing and meal plans, says William Hudson Jr., the school’s vice president for student affairs. If the campus has to shut down this fall, Hudson says the refund structure “would probably be the same.”Other colleges also offered direct refunds for students. For example, Temple University automatically deposited partial refunds for room and board in students’ bank accounts. The University of North Carolina Wilmington gave prorated refunds for room and board.But some colleges opted for account credit instead.The University of Arkansas refunded about 20% of room and board costs to student accounts. They haven’t announced an official plan in case of a fall shutdown, but staff members expect it’ll be the same.The University of Alabama offered a prorated refund for room and board, and parking. Students could take a cash refund immediately or apply that amount and an extra 10% as an account credit for the fall.How can you prepare?If you’re planning to return to campus housing, contact your school and ask about its shutdown contingency plans. You’ll want to know what factors would cause it to shut down again. This could be a campus COVID-19 outbreak of a certain size, an increase in local cases or other factors.You can’t stop a campus shutdown, but if you know the metrics your school is looking at, you can anticipate it and react more confidently.Make backup plans for housing if your campus closes. Determine if you’ll go home, stay with a friend, get your own apartment or something else. Communicate your intentions with those you plan to stay with or scope out affordable apartments in advance. That way, if the campus shuts down suddenly, you know exactly where you’ll go.Ask your college about emergency funds and grants if a campus closure will cause you financial hardship. Many colleges have funds available for students.Plan how you’d use a refund. If your school offers a direct refund, consider whether you’ll need that money for living expenses. If you don’t need the money for living expenses, send the refund back to your student loan servicer. Doing so will keep your overall loan balance down and save you money in the long run.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisCollege During COVID-19: Your Aid Questions AnsweredStudent Loan Borrowers: Don’t Wait on Congress for More ReliefCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4902

MANAGUA, Nicaragua — Hurricane Iota is moving across northern Nicaragua with hurricane strength winds of around 85 mph after making landfall as a dangerous Category 4 storm. Iota came ashore along almost exactly the same stretch of Nicaragua’s Caribbean coast that was devastated by an equally powerful Hurricane Eta just 13 days earlier. Iota had intensified into an extremely dangerous Category 5 storm during the day Monday, but the U.S. National Hurricane Center says it weakened slightly as it neared the coast late Monday and made landfall with maximum sustained winds of 155 mph (250 kph). Eta’s torrential rains saturated the soil in the region, meaning Iota's rains have nowhere to go and could cause deadly landslides.In their 7 a.m. update, the National Hurricane Center said Iota is expected to create "flash flooding, landslides, life-threatening storm surge and powerful winds across portions of Central America Tuesday."The NHC says Iota is moving west, further inland, and will move across Honduras Tuesday night into Wednesday. Hurricane Eta, after making landfall in Nicaragua, spun back out east into the Gulf of Mexico where it regained strength and dropped torrential rains on the western side of Florida and up into the southeast states of the U.S. Iota is expected to continue heading west across Central America, reaching El Salvador and southern Guatemala. 1390

MEXICO CITY (AP) — Mexico's foreign affairs ministry has formally asked the United States government to conduct a thorough investigation into a Jan. 1 incident in which U.S. agents fired tear gas into Mexico to stop crossing migrants.In a statement Thursday, the ministry said through its embassy that it lamented any violent acts along its border. It reiterated its commitment to the safety of migrants.In the first hours of the new year, about 150 migrants attempted to breach the border fence in Tijuana. U.S. Customs and Border Protection said that agents fired gas at migrants throwing rocks. It said it was investigating.RELATED: Roughly 150 migrants attempt to climb border fence, throw rocks at Border Patrol agentsBut an Associated Press photographer at the scene only saw rocks thrown after agents fired gas as migrants scaled the fence.The confrontation was at least the second time in a little over a month that U.S. authorities have fired tear gas into Tijuana. The action drew sharp criticism from politicians and activists on both sides of the border and raised questions about the use of force against migrants. 1135

Michigan Attorney General Dana Nessel says President Donald Trump's personal attorney Rudy Giuliani "embarrassed the state" on Wednesday in a Michigan House Oversight Committee Wednesday night in which he again attempted to overturn the results of the 2020 election in the state.The meeting featured Giuliani questioning witnesses he brought, as well as unverified and false claims regarding election fraud in the city of Detroit.Nessel, a Democrat, said that Republican members of the committee "embarrassed our state and defamed Michigan's most populous city."Nessel also called on Michigan Republican Party Chair Laura Cox to "put up or shut up" and instead take the evidence Republicans say they have of election fraud to her office for investigation.While Trump has been attempting for several weeks to overturn the results of the election citing widespread voter fraud, his legal team has presented little evidence to support his claim.Attorney General Bill Barr, one of Trump's staunchest defenders, said this week that the DOJ uncovered no evidence of widespread fraud that would change the election results.Several witnesses presented by Giuliani Wednesday say they saw irregularities and fraud while counting ballots at Detroit's TCF Center after polls closed. There is no evidence that proves those claims, and judges have ruled against lawsuits that argued the same claims brought in front of the committee.Giuliani also claimed as he has for weeks that thousands of votes were cast illegally despite offering no evidence to support his claim.Michigan has already certified the results of the November election, with president-elect Joe Biden winning the state by more than 150,000 votes.This story was originally published by Max White on WXYZ in Detroit. 1776

Michigan Attorney General Dana Nessel told ABC News Wednesday that additional people have been charged on a state level in connection to a kidnapping plot against Gov. Gretchen Whitmer.Nessel said she couldn't go into detail on the charges at the moment.So far, 13 men have been accused in a domestic terrorism plot to kidnap Whitmer, bomb the Michigan Capitol building and harm local law enforcement.Many of the defendants appeared in court this week for preliminary hearings and bail hearings.The FBI broke open the investigation during a raid in Hartland on Oct. 7, which later revealed self-claimed militia groups from at least five U.S. cities were allegedly involved in the plot. The plan was allegedly created because the defendants were upset over the pandemic lockdown.This article was written by Cara Ball for WXYZ. 833