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A federal judge in Texas said on Friday that the Affordable Care Act's individual coverage mandate is unconstitutional and that the rest of the law must also fall."The Court ... declares the Individual Mandate ... unconstitutional," District Judge Reed O'Connor wrote in his decision. "Further, the Court declares the remaining provisions of the ACA ... are inseverable and therefore invalid."The case against the ACA, also known as Obamacare, brought by 20 Republican state attorneys general and governors, as well as two individuals. It revolves around Congress effectively eliminating the individual mandate penalty by reducing it to A day after President Donald Trump and Democratic presidential nominee Joe Biden squared off in what proved to be a more civilized and substantive debate, both candidates will return to the campaign trail to deliver their final pitches to the American people.Biden will deliver remarks from his home state of Delaware on Friday afternoon — his first public appearance this week outside of Thursday's debate. Since last week, Biden has laid low, allowing surrogates like his running mate, Sen. Kamala Harris, and former President Barack Obama campaign for him as he focused on debate prep.Biden's remarks are currently scheduled to take place at 2:30 p.m. ET.Later Friday, Trump will continue his busy tour of swing states, as he makes multiple appearances in the key battleground state of Florida.Trump will first hold an afternoon rally at The Villages — one of the country's largest retirement communities. Retirees are a key demographic that Trump carried in 2016, but new polling from the AARP shows older Americans favor Biden by a slight margin.Later in the evening, Trump will hold a second rally in Pensacola, Florida.While Biden chose to eschew travel for debate prep this week, Trump made visits to several key battleground states, including Pennsylvania, Arizona and Georgia.Recent polls show that Biden leads Trump anywhere from 3 points to 10 points in the general election vote share. Polls also show that Biden leads Trump in most key swing states, but by a thinner margin.With election day 11 days away, many states have already seen a record numbers of early votes. 1590 as part of the 2017 tax cut bill.The Republican coalition is arguing that the change rendered the mandate itself unconstitutional. They say that the voiding of the penalty, which takes effect next year, removes the legal underpinning the Supreme Court relied upon when it upheld the law in 2012 under Congress' tax power. The mandate requires nearly all Americans to get health insurance or pay a penalty.The Trump administration said in June that it would not defend several important provisions of Obamacare in court. It agreed that the zeroing out the penalty renders the individual mandate unconstitutional but argued that that invalidates only the law's protections of those with pre-existing conditions. These include banning insurers from denying people policies or charging them more based on their medical histories, as well as limiting coverage of the treatment they need.But the administration maintained those parts of the law were severable and the rest of the Affordable Care Act could remain in place.Because the administration would not defend the law, California, joined by 16 other Democratic states, stepped in. They argued that the mandate remains constitutional and that the rest of the law, in any event, can stand without it. Also, they said that eliminating Obamacare or the protections for those with pre-existing conditions would harm millions of Americans.In oral arguments in September, a lawyer for California said that the harm from striking down the law would be "devastating" and that more than 20 million Americans were able to gain health insurance under it.The lawsuit entered the spotlight during the midterm elections, helping propel many Democratic candidates to victory. Protecting those with pre-existing conditions became a central focus of the races. Some 58% of Americans said they trust Democrats more to continue the law's provisions, compared to 26% who chose Republicans, according to a Kaiser Family Foundation election tracking poll released in mid-October.The consumer protections targeted by the administration are central to Obamacare and transformed the health insurance landscape. Their popularity is one of the main reasons GOP lawmakers had such difficulty repealing Obamacare last year."Guaranteed issue" requires insurers to offer coverage to everyone regardless of their medical history. Prior to the Affordable Care Act, insurers often rejected applicants who are or had been ill or offered them only limited coverage with high rates.Under the law's community rating provision, insurers are not allowed to set premiums based on a person's health history. And the ban on excluding pre-existing conditions from coverage meant that insurers cannot refuse to pay for treatments because of a policyholder's medical background.All these provisions meant millions of people with less-than-perfect health records could get comprehensive coverage. But they also have pushed up premiums for those who are young and healthy. This group would have likely been able to get less expensive policies that offered fewer benefits prior to Obamacare. That has put the measures in the crosshairs of Republicans seeking to repeal the law and lower premiums.It's no wonder that politicians on both sides of the aisle promised to protect those with pre-existing conditions during the election. Three-quarters of Americans say that it is "very important" for the law to continue prohibiting health insurers from denying coverage because of medical histories, according to the Kaiser Family Foundation's September tracking poll -- 58% of Republicans feel the same way. And about the same share of Americans say it's "very important" that insurers continue to be barred from charging sick people more. 4383

A judge ruled Wednesday that President Donald Trump’s son Eric Trump must testify in a New York investigation into the family’s businesses before the November election. State Judge Arthur Engoron said Trump must comply with a subpoena for his testimony no later than Oct. 7. Eric Trump's lawyers had claimed his “extreme travel schedule” on the campaign trail warranted a delay. The judge said the investigation and the court are not “bound by the timelines of the national election.” Democratic State Attorney General Letitia James is investigating whether the Trump Organization lied about the value of its assets in order to get loans or tax benefits.“We will immediately move to ensure that Donald Trump and the Trump Organization comply with the court’s order and submit financial records related to our investigation," James said. "Further, Eric Trump will no longer be able to delay his interview and will be sitting down with investigators in my office no later than October 7. To be clear, no entity or individual is allowed to dictate how or when our investigation will proceed or set the parameters of a lawful investigation. The court’s order today makes clear that no one is above the law, not even an organization or an individual with the name Trump.” 1274

A major manhunt is under way after an improvised explosive device exploded on a London Underground train, injuring 29 people in what police have called a terrorist incident.None of the injured are thought to be in a serious or life-threatening condition, according to the London Ambulance Service, which took 19 of the injured to hospitals. Ten others went to hospitals on their own.The blast occurred during the morning rush hour at about 8:20 a.m. local time (3:20 a.m. ET) Friday at Parsons Green Tube station, a leafy stop on a busy commuter line from southwest London into the center of the capital."We now assess that this was a detonation of an improvised explosive device," London's Metropolitan Police Assistant Commissioner Mark Rowley said at a news conference.Most of the injuries appear to be the result of flash burns, he said.No arrests have been made so far. Hundreds of detectives are working on the inquiry with the support of Britain's domestic intelligence service, MI5.Mark Rowley, assistant commissioner of the London Metropolitan Police, said that investigators were making "excellent progress" in identifying, locating and arresting those responsible.A British security source who has been briefed on the investigation told CNN that a timer was found on the device. It's clear the device was intended to cause much greater damage, the source said, but cautioned that the investigation is still in its preliminary stages.Another source briefed by investigators told CNN that an initial assessment of the device indicates it is "highly likely" to have contained the explosive TATP but that this has not been confirmed. It also appeared to have been crude and poorly designed, the source said.The terror threat level in the United Kingdom was raised from severe to critical, Prime Minister Theresa May announced, a spokesperson told CNN. The terror threat level of "critical" means than another attack is considered to be "imminent.""Police and security services are obviously doing all the work to discover the full circumstances of this cowardly attack and try to identify those responsible," she said."The threat of terrorism that we face is severe but together, by working together, we will defeat them."She added that people should carry on with their daily lives but be vigilant.  2320

A convent in Livonia, Michigan, is mourning the loss of 13 nuns to the coronavirus. The Congregation of the Sisters of St. Felix of Cantalice, or Felician Sisters, lost 12 nuns to the virus between April 10 (Good Friday) and May 12, according to the Global Sisters Report publication.A 13th nun succumbed to the illness in June. Additionally, 18 sisters at the convent contracted the deadly novel coronavirus."We couldn't contain the grief and the sorrow and the emotional impact," Sr. Noel Marie Gabriel, director of clinical health services for the Felician Sisters of North America, told a reporter with Global Sisters Report. "We went through the motions of doing what we had to do, but that month was like a whole different way of life. That was our most tragic time. It was a month of tragedy and sorrow and mourning and grieving."You can read all 13 obituaries here.This article was written by Cara Ball for WXYZ. 928

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